corsa.v6
Member
Registered: 10th May 06
Location: in my caravan all over
User status: Offline
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has anyone claimed the bank charges
i was looking at doing it but cant find any good websites
you have to pay like £50+
anyone recomend any 
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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check house day nd look for the bbc link, free to do 
I got back £250 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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these websites that charge to get your bank charges back are a con, you can do it yourself, just write a letter saying you want them back lol
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shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
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1 of my mates got £800 back.
he was not expecting that much back.
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Bart
Member
Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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quote:
Originally posted by corsa.v6
anyone recomend any
If you've just been charged, ring up and lodge an official complaint, which will start things off.
Tell them you think there bank charges are inapproperiate, and do not reflect the the amounts you have gone overdrawn etc, you've had advice and been told you should purusue for your money back.
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corsa.v6
Member
Registered: 10th May 06
Location: in my caravan all over
User status: Offline
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quote:
Originally posted by Robbo
check house day nd look for the bbc link, free to do
I got back £250
do they shut the account down though
found one free if anyone is considering it
http://www.thisismoney.co.uk/campaigns/bankcharges/article.html?in_article_id=417735&in_page_id=507
[Edited on 09-04-2007 by corsa.v6]
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ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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i got £414.10 nope dont close the account, u do have to sign something to say that you wont be claiming any charges back from them ever again.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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yeah i had to sign something similar, im wondering if that really hold up though, as regardless of what you sign, if they continue to charge, they are still illegal non the less, you signing a form cant give them right to carry on illegal stuff 
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Rachel H
Member
Registered: 12th Nov 03
Location: Berks
User status: Offline
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I am due back hundreds, I am going to do this, THIS WEEK.
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Krammy
Member
Registered: 23rd Feb 05
Location: Tyne and Wear
User status: Offline
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Could you do this..even if you are living in an over-draft thats being charged for???
Probably negative i think
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corsa.v6
Member
Registered: 10th May 06
Location: in my caravan all over
User status: Offline
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i wouldnt think so ??
got 6 years worth of statements coming hahaha
do they make an offer or something and all we do is refuse the offer???
also why is it illegal for the banks to charge?
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Krammy
Member
Registered: 23rd Feb 05
Location: Tyne and Wear
User status: Offline
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Aye Probably, I Might give it a go.. if they laugh at me, So be it
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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not been charged a penny ever
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GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
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My dad got back £980 from first direct...
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Yeah ours was FD... they didnt ask me to sign anything re futue charges jus agree that they arent admitting liability, jus avoiding court for commercial reasons
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mark_gsi
Member
Registered: 1st Nov 03
Location: Peterlee/darlington
User status: Offline
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any one done this with abbey national. they tryed to charge me 10quid to get me last 4 year statements to see how much i was owed 
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Antz
Member
Registered: 28th Jul 03
Location: Leeds Drives: Myself Insane!
User status: Offline
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Mum and Dad are doing this with Lloyds TSB, they had to pay the £10 for the statements though, but it's worth it when you get all your charges back.
Also, since they have been on the case they have had a situation where a charge would normally have been made against them, they simply got a letter from the bank saying that the bank had paid the money but will NOT be charging them this time... They are learning
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by mark_gsi
any one done this with abbey national. they tryed to charge me 10quid to get me last 4 year statements to see how much i was owed
They are allowed by law to charge £10 for the statements...
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by corsa.v6
also why is it illegal for the banks to charge?
as what they charge you is more than their admin cost when you go overdrawn, etc. etc. So this makes it a penalty charge which is illegal.
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corsa.v6
Member
Registered: 10th May 06
Location: in my caravan all over
User status: Offline
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do you think they will ever drop all the charges
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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are they still even charging people for going over drawn past the limit?
im not in a situation where this happens now.
Seems a bit bit pointless if they know they gonna have to give it back anyway
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corsa.v6
Member
Registered: 10th May 06
Location: in my caravan all over
User status: Offline
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with halifax im sure its £35 max in 1 day is 3 times
= £105 obviosly
even if you go 1p over drawn
cost me £5 to get 6 years woth of statements
[Edited on 09-04-2007 by corsa.v6]
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Ste
Premium Member
Registered: 5th Mar 03
Location: Taif, Saudi Arabia
User status: Offline
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try moneysavingexpert.com
by far one of the most comprhensive sites on this subject, martin who runs it is always on radio 2 giving financial advice and his site is free
[Edited on 11-04-2007 by Ste W]
I would rather lose by a mile because i built my own car, than win by an inch because someone else built it for me.
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