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d128mat

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Registered: 8th Jan 06
User status: Offline

13th Feb 07 at 12:23

but when the bank charges me £30 for going 64pence overdrawn i think i have a right to claim it back

Ally

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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline

14th Feb 07 at 08:15

http://www.corsasport.co.uk/board/viewthread.php?tid=340053

Jamie Walby

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Registered: 15th Nov 04
User status: Offline

14th Feb 07 at 09:32

quote:
Originally posted by d128mat
but when the bank charges me £30 for going 64pence overdrawn i think i have a right to claim it back

Serves you right for spending money you havent got.

Cosmo

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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

14th Feb 07 at 11:09

Wallaby shut it!!

Nath

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Registered: 3rd Apr 02
Location: MK
User status: Offline

14th Feb 07 at 11:20

quote:
Originally posted by Jamie Walby

quote:
Originally posted by d128mat
but when the bank charges me £30 for going 64pence overdrawn i think i have a right to claim it back

Serves you right for spending money you havent got.

Thats not the point, the point is they are over charging. £12 is meant to be the limit for a charge, or at least it will be.

Cosmo

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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

14th Feb 07 at 11:25

£4.50 is around what it costs when you go over charges, they charge £28

Jamie Walby

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Registered: 15th Nov 04
User status: Offline

14th Feb 07 at 11:29

I think the fee should be higher, maybe then it would stop people spending money they dont have.

I think they should ban overdrafts.

Cosmo

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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

14th Feb 07 at 11:32

you cant put the fee higher, its illegal to have penalty charges on accounts, hence why the HAVE to give the money back.

I agree with you if people are going loads and loads over, but when you go less than £10 (which is what all miine are as bills came out before money going in gets in there every month) and they charge you £28 its stupid!

Half of mine are after Ive paid a cheque in aswell, so they know money is about to go into the account!!

Nath

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Registered: 3rd Apr 02
Location: MK
User status: Offline

14th Feb 07 at 11:33

quote:
Originally posted by Jamie Walby
I think the fee should be higher, maybe then it would stop people spending money they dont have.

I think they should ban overdrafts.

You're quite right.

Jamie Walby

Member

Registered: 15th Nov 04
User status: Offline

14th Feb 07 at 11:35

They should just bank bank accounts then.

We should all have Roses/Quality Street tins at home full of cash instead.

Ban all types of credit then no body would be able to spend money they dont have.

Dione J

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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline

14th Feb 07 at 14:24

FFS its simple, don't spend what you dont have.