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Author Claiming back bank charges
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
12th Dec 06 at 11:25   View User's Profile U2U Member Reply With Quote

Ok I'll do it, could be intresting.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
12th Dec 06 at 11:26   View Garage View User's Profile U2U Member Reply With Quote

if you get an xbox out of this i will be so unbelievably excited
K2 GTi
Member

Registered: 21st Oct 04
User status: Offline
12th Dec 06 at 11:28   View User's Profile U2U Member Reply With Quote

I only claimed back 60 from hsbc, and they only offered me half.

Im going to do it with Natwest but I closed my account down with them because I paid about £1000 in charges!
I need the cash so im deffinetely putting a claim in. I asked them months ago to send me statments from since I opened the account but guess what....

no reply
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
12th Dec 06 at 11:28   View Garage View User's Profile U2U Member Reply With Quote

natwest didnt close my account
K2 GTi
Member

Registered: 21st Oct 04
User status: Offline
12th Dec 06 at 11:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Steve
natwest didnt close my account


They didn't me either. I closed it down when I paid all the charges I owed at that time! But Im going to ring them again tonight and get them to send me all statments and charges
Dean_W
Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
12th Dec 06 at 11:37   View User's Profile U2U Member Reply With Quote

Just had a panic on. Couldn't find this thread
a_j_mair
Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline
12th Dec 06 at 11:51   View User's Profile U2U Member Reply With Quote

i think i mite check my statements tonight.
dont want to jepordise my relationship with bank though as it is very good, know alot of the staff etc
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 12:02   View User's Profile U2U Member Reply With Quote

going to check my statements now, must be owed around £400ish I think.
d128mat
Member

Registered: 8th Jan 06
User status: Offline
12th Dec 06 at 12:08   View User's Profile U2U Member Reply With Quote

i cant remeber if i had to sign anything when i opened the bank to say that accept the charges incurred etc?? dont think i did?
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
12th Dec 06 at 12:10   View User's Profile U2U Member Reply With Quote

Hmm another 150 in one month, Sep 04, £120 August 04 hmmmmmmmmmmmmmmmmmmmmmmmmmmm
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
12th Dec 06 at 12:58   View Garage View User's Profile U2U Member Reply With Quote

The £375 was only half of what I was claiming also.
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 13:02   View User's Profile U2U Member Reply With Quote

Not a bad guess, Im owed £426.

I'll accept £300-350.
Fee
Member

Registered: 16th Nov 05
Location: With AK
User status: Offline
12th Dec 06 at 13:06   View User's Profile U2U Member Reply With Quote

Is this for real?

Anyone tried it with RBS?
I wouldnt mind claiming, but dont really fancy them closing my account since I still have my graduate overdraft and dont really want to lose it.
Dean_W
Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
12th Dec 06 at 13:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Fee
Is this for real?



Yep. I't s so legal, BBC tell you how to do it. Theres a lot of info on the net aswell.
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 13:23   View User's Profile U2U Member Reply With Quote

Letter written, will send it record delivery today
Dean_W
Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
12th Dec 06 at 13:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
Letter written, will send it record delivery today


Let us know how you get on.
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 13:37   View User's Profile U2U Member Reply With Quote

Will do

Hopefully they'll offer me a decent amount and I'll have it before xmas aswell.
AndyW
Member

Registered: 28th Oct 02
Location: Greater London
User status: Offline
12th Dec 06 at 13:57   View User's Profile U2U Member Reply With Quote

nooooooooooo i shredded all my statements
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 13:57   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyW
nooooooooooo i shredded all my statements


request new ones
Dean_W
Member

Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
12th Dec 06 at 14:03   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
Hopefully they'll offer me a decent amount and I'll have it before xmas aswell.


It can take up to 90 days
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 14:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dean_W
It can take up to 90 days


letter states they have 14 days to refund me or I'll begin to take further action
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
12th Dec 06 at 16:45   View User's Profile U2U Member Reply With Quote

I would appreciate it more mid january tbh

Gonna try and set-up an another account next week and get letter sent

Mine must be £3k, be happy with £2k
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
12th Dec 06 at 17:44   View User's Profile U2U Member Reply With Quote

3k, fucking hell you should of just got an agreed overdraft
d128mat
Member

Registered: 8th Jan 06
User status: Offline
12th Dec 06 at 18:45   View User's Profile U2U Member Reply With Quote

mines worked out at £1400 but im missing staments for 9 months???
going order them tommorow and send my letter off
eddiewhiteley
Member

Registered: 10th Mar 05
Location: down in albion
User status: Offline
12th Dec 06 at 18:45   View User's Profile U2U Member Reply With Quote

ive never gone over my overdraft,ever,or had a cheque bounce

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