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Ste

 posted on 11th Apr 07 at 00:50

try moneysavingexpert.com
by far one of the most comprhensive sites on this subject, martin who runs it is always on radio 2 giving financial advice and his site is free

[Edited on 11-04-2007 by Ste W]


corsa.v6

 posted on 9th Apr 07 at 17:47

with halifax im sure its £35 max in 1 day is 3 times
= £105 obviosly
even if you go 1p over drawn

cost me £5 to get 6 years woth of statements :D

[Edited on 09-04-2007 by corsa.v6]


Steve

 posted on 9th Apr 07 at 17:11

are they still even charging people for going over drawn past the limit?

im not in a situation where this happens now.

Seems a bit bit pointless if they know they gonna have to give it back anyway


corsa.v6

 posted on 9th Apr 07 at 17:02

do you think they will ever drop all the charges


Cosmo

 posted on 9th Apr 07 at 16:16

quote:
Originally posted by corsa.v6
also why is it illegal for the banks to charge?


as what they charge you is more than their admin cost when you go overdrawn, etc. etc. So this makes it a penalty charge which is illegal.


MarkM

 posted on 9th Apr 07 at 16:15

quote:
Originally posted by mark_gsi
any one done this with abbey national. they tryed to charge me 10quid to get me last 4 year statements to see how much i was owed :lol:


They are allowed by law to charge £10 for the statements...:look:


Antz

 posted on 9th Apr 07 at 16:07

Mum and Dad are doing this with Lloyds TSB, they had to pay the £10 for the statements though, but it's worth it when you get all your charges back.

Also, since they have been on the case they have had a situation where a charge would normally have been made against them, they simply got a letter from the bank saying that the bank had paid the money but will NOT be charging them this time... They are learning :lol:


mark_gsi

 posted on 9th Apr 07 at 15:19

any one done this with abbey national. they tryed to charge me 10quid to get me last 4 year statements to see how much i was owed :lol:


Robbo

 posted on 9th Apr 07 at 14:53

Yeah ours was FD... they didnt ask me to sign anything re futue charges jus agree that they arent admitting liability, jus avoiding court for commercial reasons


GT4Brody

 posted on 9th Apr 07 at 14:39

My dad got back £980 from first direct...


M2RTY

 posted on 9th Apr 07 at 13:39

not been charged a penny ever


Krammy

 posted on 9th Apr 07 at 13:39

Aye Probably, I Might give it a go.. if they laugh at me, So be it :)


corsa.v6

 posted on 9th Apr 07 at 13:37

i wouldnt think so ??

got 6 years worth of statements coming hahaha
do they make an offer or something and all we do is refuse the offer???

also why is it illegal for the banks to charge?


Krammy

 posted on 9th Apr 07 at 13:31

Could you do this..even if you are living in an over-draft thats being charged for???

Probably negative i think


Rachel H

 posted on 9th Apr 07 at 12:10

I am due back hundreds, I am going to do this, THIS WEEK.


Steve

 posted on 9th Apr 07 at 11:56

yeah i had to sign something similar, im wondering if that really hold up though, as regardless of what you sign, if they continue to charge, they are still illegal non the less, you signing a form cant give them right to carry on illegal stuff :boggle:


ajscorsa

 posted on 9th Apr 07 at 11:50

i got £414.10 nope dont close the account, u do have to sign something to say that you wont be claiming any charges back from them ever again.


corsa.v6

 posted on 9th Apr 07 at 11:13

quote:
Originally posted by Robbo
check house day nd look for the bbc link, free to do :)

I got back £250 :D


do they shut the account down though :)

found one free if anyone is considering it

http://www.thisismoney.co.uk/campaigns/bankcharges/article.html?in_article_id=417735&in_page_id=507

[Edited on 09-04-2007 by corsa.v6]


Bart

 posted on 9th Apr 07 at 10:57

quote:
Originally posted by corsa.v6

anyone recomend any :thumbs:


If you've just been charged, ring up and lodge an official complaint, which will start things off.
Tell them you think there bank charges are inapproperiate, and do not reflect the the amounts you have gone overdrawn etc, you've had advice and been told you should purusue for your money back.


shawboy

 posted on 9th Apr 07 at 09:23

1 of my mates got £800 back.
he was not expecting that much back.


Steve

 posted on 9th Apr 07 at 09:13

these websites that charge to get your bank charges back are a con, you can do it yourself, just write a letter saying you want them back lol


Robbo

 posted on 9th Apr 07 at 09:07

check house day nd look for the bbc link, free to do :)

I got back £250 :D


corsa.v6

 posted on 9th Apr 07 at 09:06

has anyone claimed the bank charges
i was looking at doing it but cant find any good websites
you have to pay like £50+

anyone recomend any :thumbs: