SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
|
quote:
Originally posted by Ellis
It's the insurance thing that concerns me. Where does a motorist stand if a cyclist, horse rider, etc. damages a vehicle? Does the motorist simply have to take the hit and claim on his/her insurance?
Yep, I got hit head on by a drunk and stoned cyclist who rode the wrong way down a one way street at speed.
I got to pay for my windscreen, headlight and indicator and put up with a damaged grille, bonnet, wing-top and roof for ever more after that.
I also had the stress of the thought I might have killed a man.
Plus I got to wait in the local casualty until 2am on a school night, to be breathalysed.
  
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
quote:
Originally posted by Steve
The squeaking is Nic Barnes bum cheeks
not really now is it. its quite clearly an issue with the brake disc and or pad, most likely worn pads.
|
Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
|
|
Ellis
Member
Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
|
quote:
Originally posted by SVM 286
quote:
Originally posted by Ellis
It's the insurance thing that concerns me. Where does a motorist stand if a cyclist, horse rider, etc. damages a vehicle? Does the motorist simply have to take the hit and claim on his/her insurance?
Yep, I got hit head on by a drunk and stoned cyclist who rode the wrong way down a one way street at speed.
I got to pay for my windscreen, headlight and indicator and put up with a damaged grille, bonnet, wing-top and roof for ever more after that.
I also had the stress of the thought I might have killed a man.
Plus I got to wait in the local casualty until 2am on a school night, to be breathalysed.
So, basically a cyclist can cause [criminal] damage to a motorists property and walk away without paying a penny. Regardless whether it was an accident or not, what does the law state for instances like this?
Can I walk up to a car and kick off the door mirror to later claim it was an accident due to a nervous twitch in my leg?
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
now compare that to the amount of times cyclists get knocked off and the motorist drives off. be many more occasions of that. who pays for the bike? the cyclist. etc. half the cars on the road arent worth as much as my mountain bike are.
|
Dom
Member
Registered: 13th Sep 03
User status: Offline
|
quote:
Originally posted by Ellis
It's the insurance thing that concerns me. Where does a motorist stand if a cyclist, horse rider, etc. damages a vehicle? Does the motorist simply have to take the hit and claim on his/her insurance?
Whilst i don't disagree with you, it does then become a question of 'where does it end', ie - as a runner, do you then need insurance to run on roads? What about as a pedestrian, do you need insurance for when you cross a road?
The list could go on and it'd become a minefield.
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
If a motorists knocks a biker off, there is a legal requirement that they pay for the damages and injuries.
If a biker damages a car, is there a legal requirement that they pay for the damages?
|
Dom
Member
Registered: 13th Sep 03
User status: Offline
|
quote:
Originally posted by Nic Barnes
half the cars on the road arent worth as much as my mountain bike are.
It's unlikely you'd use your mountain bike on the road nor use it for commuting, rather a road bike or hybrid, so i'm not sure why you mention it (plus there's plenty of road bikes more expensive than your mountain bike) 
However, it'd be interesting to see what the figures are of cyclists damaging vehicles vs vehicles leaving the scene of a bike accident 
|
Dom
Member
Registered: 13th Sep 03
User status: Offline
|
quote:
Originally posted by Steve
If a biker damages a car, is there a legal requirement that they pay for the damages?
Not sure about legal requirement but you can certainly take a cyclist to court over damages if they don't have insurance (bike insurance exists) to cover the cost of repairs.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
quote:
Originally posted by Dom
quote:
Originally posted by Nic Barnes
half the cars on the road arent worth as much as my mountain bike are.
It's unlikely you'd use your mountain bike on the road nor use it for commuting, rather a road bike or hybrid, so i'm not sure why you mention it (plus there's plenty of road bikes more expensive than your mountain bike)
However, it'd be interesting to see what the figures are of cyclists damaging vehicles vs vehicles leaving the scene of a bike accident
experience tells me cars flee the scene 100% of the time more 
ps, i do commute on my mountain bike just depends which bike i have at the girlfriends 
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
https://www.youtube.com/watch?v=6o3B601Ndsg
also like that clip of road cycling.
|
SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
|
quote:
Originally posted by Ellis
quote:
Originally posted by SVM 286
quote:
Originally posted by Ellis
It's the insurance thing that concerns me. Where does a motorist stand if a cyclist, horse rider, etc. damages a vehicle? Does the motorist simply have to take the hit and claim on his/her insurance?
Yep, I got hit head on by a drunk and stoned cyclist who rode the wrong way down a one way street at speed.
I got to pay for my windscreen, headlight and indicator and put up with a damaged grille, bonnet, wing-top and roof for ever more after that.
I also had the stress of the thought I might have killed a man.
Plus I got to wait in the local casualty until 2am on a school night, to be breathalysed.
So, basically a cyclist can cause [criminal] damage to a motorists property and walk away without paying a penny. Regardless whether it was an accident or not, what does the law state for instances like this?
Can I walk up to a car and kick off the door mirror to later claim it was an accident due to a nervous twitch in my leg?
Well, the fella that hit me paid with his front teeth, a knee or two, an ankle, a wrist and an elbow, plus a fair bit of skin and blood, but the car and the tarmac got to keep that little lot.
He initially lost his specs too, but they turned up in two bits on the floor of my car, so I popped the lens back in and walked back up to the hospital to drop them off to him.
Don't know what the legalities are, but all I got was a letter from the police a few weeks later to inform me that the matter was closed and that they would not be pursuing the matter with regards to any responsibility of the gentleman that hit me etc etc and that I should claim for my damages if I wished to, from my insurance if I hadn't already done so.
I wasn't going to do that as I didn't want a claim on my history needlessly, plus I had already replaced what needed doing for safety's sake and then contended with the cosmetic damage for the remainder of my ownership.
I was just glad he survived.
It was a bit shitty though that I had to pay in part for his stupidity, particularly at a time when I was extremely poor.
This is why i'm always eagle eyed for cyclists now and partly the reason I give them as wide a berth as is safely possible to do so.
|
SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
|
quote:
Originally posted by Nic Barnes
https://www.youtube.com/watch?v=6o3B601Ndsg
also like that clip of road cycling.
I reckon that fella might have had a drop or two, too much of this gear Nic...
https://vine.co/v/MuKOJBDY1Xa
|
Ellis
Member
Registered: 11th Sep 07
Location: Aberdeenshire
User status: Offline
|
quote:
Originally posted by Dom
quote:
Originally posted by Ellis
It's the insurance thing that concerns me. Where does a motorist stand if a cyclist, horse rider, etc. damages a vehicle? Does the motorist simply have to take the hit and claim on his/her insurance?
Whilst i don't disagree with you, it does then become a question of 'where does it end', ie - as a runner, do you then need insurance to run on roads? What about as a pedestrian, do you need insurance for when you cross a road?
The list could go on and it'd become a minefield.
Yeah difficult one to find the right balance without unfairly penalising certain users of the roads.
Google tells me the motorist should pursue the cyclist (or other road user) through the courts if unwilling to claim via their car insurance policy.
The website I was on suggests regular users of the roads on a bike should have an insurance policy that covers third party public liability.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
i think the problem here is motorists are all too quick to flee the scene of an accident. knock a cyclist off here, kill a dog there, smash into a bus stop over there etc.
|
nibnob21
Premium Member
Registered: 16th May 10
Location: South Derbyshire
User status: Offline
|
The ones that annoy me are those who wait until the road is clear...but don't give you any space when they overtake anyway.
MX5 Project Thread
|
Jason x
Premium Member
Registered: 19th Apr 13
User status: Offline
|
I always make sure to gear down and blast them with the sound of Racetube when overtaking them.
|
nibnob21
Premium Member
Registered: 16th May 10
Location: South Derbyshire
User status: Offline
|
I bet they think you're cool.
MX5 Project Thread
|
Jason x
Premium Member
Registered: 19th Apr 13
User status: Offline
|
The Racetube brings joy to my neighbourhood
|
Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
|
http://youtu.be/DRv0xQjEQs0
This was posted on one of our local pages, made me laugh!
|
nibnob21
Premium Member
Registered: 16th May 10
Location: South Derbyshire
User status: Offline
|
Yeah saw that earlier What a pleb.
MX5 Project Thread
|
Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
|
LOLZ
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
I swear to god marc
|
Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
|
Whats up fam?
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
quote:
Originally posted by Jason x
I always make sure to gear down and blast them with the sound of Racetube when overtaking them.
doesnt really bother me that. I was a young berk once with a big bore 4 on a nova.
|
