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Author 3 points
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 10:51   View User's Profile U2U Member Reply With Quote

I got 3 points on my licence back in december (speeding doh)
I havent told my insurance company yet, should i bother or not??????
Cybermonkey
Member

Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
24th Feb 03 at 10:55   View User's Profile U2U Member Reply With Quote

yes you should! They will want to load your premium straight away!

Dave
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 10:56   View User's Profile U2U Member Reply With Quote

what would happen if i dont??? how long do they last on my licence???
MarkM
Member

Registered: 11th Apr 01
Location: Liverpool
User status: Offline
24th Feb 03 at 10:58   View User's Profile U2U Member Reply With Quote

think its a minimum of 4 years although you dont ave to declare them after 3 years??

think thats right!
Cybermonkey
Member

Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
24th Feb 03 at 10:58   View User's Profile U2U Member Reply With Quote

3 years i think? Then they are wiped off your license. I think you should tell the insurance company though or they may refuse to pay out if you have an accident.

Dave
Sporty
Member

Registered: 28th Mar 01
Location: South Wales
User status: Offline
24th Feb 03 at 11:20   View User's Profile U2U Member Reply With Quote

They are only active for 3 years but will stay on your licence for 5. most insurance Co. dont mind bout the first 3 points as so many ppl now have at lest one speed related ofence against them.
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 11:22   View User's Profile U2U Member Reply With Quote

so is it worth telling them then??? I cant really afford for my premium to go up any more
Cybermonkey
Member

Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
24th Feb 03 at 11:49   View User's Profile U2U Member Reply With Quote

how old are you?

Dave
jc-sxi
Member

Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
24th Feb 03 at 11:51   View User's Profile U2U Member Reply With Quote

ask romford astra
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 11:55   View User's Profile U2U Member Reply With Quote

20, with 1 yr no claim bonus, 2 accidents 1 my fault 1 not, my insurance is up for renew in december
Cybermonkey
Member

Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
24th Feb 03 at 11:56   View User's Profile U2U Member Reply With Quote

hmm, my advice would be to tell insurance company then. If you were 17 i would say keep shtum!

Dave
jc-sxi
Member

Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
24th Feb 03 at 11:58   View User's Profile U2U Member Reply With Quote

keep stum

comes to claim doh insurance invalid
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 12:01   View User's Profile U2U Member Reply With Quote

1 says keep stum, and 1 says tell all. HHHEEEEELLLLLLPPPPPPP
viera
Member

Registered: 26th Oct 02
Location: 2nd Star to the right & straight on till morn
User status: Offline
24th Feb 03 at 12:12   View User's Profile U2U Member Reply With Quote

The question is do you want to drive with insurance or not,

Telling them means if you need to claim you will be OK,

Not telling them means if you need to claim, and they find out you have three pionts (and they will) you will not be covered and liable to be personally sued if you cause a third party to hurt themselves or damage property, now that would be even more expensive....your choice though.

jc-sxi
Member

Registered: 25th Mar 02
Location: Downe, Kent
User status: Offline
24th Feb 03 at 12:19   View User's Profile U2U Member Reply With Quote

... and b prosecuted by the feds
d0gz_bollox
Member

Registered: 8th Apr 02
Location: Walsall
User status: Offline
24th Feb 03 at 12:21   View User's Profile U2U Member Reply With Quote

tell them. they wont increase your premium until you go for your next quote. most dont care about extra points. unless your young then its just an excuse for them to charge extra money. I got 5 points on my license for speeding last yera(im 20years old) and it made no difference to my policy when I renenewed with a different company.
Mikorsa16v
Member

Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
User status: Offline
24th Feb 03 at 12:21   View User's Profile U2U Member Reply With Quote

i would tell them matey, up 2 u tho
and-m
Member

Registered: 5th May 02
Location: Liverpool. Drives. Skud vRS.
User status: Offline
24th Feb 03 at 12:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by BARKEY
20, with 1 yr no claim bonus, 2 accidents 1 my fault 1 not, my insurance is up for renew in december


Yes you fool.

[Edited on 24-02-2003 by and-m]
d0gz_bollox
Member

Registered: 8th Apr 02
Location: Walsall
User status: Offline
24th Feb 03 at 12:28   View User's Profile U2U Member Reply With Quote

ps if you dont tell them then they could revoke your insurance, if your in an accident on your own, nothing will come from it, but if your in an accident with a 3rd party, you'll likely get done for no insurance AS well as having to pay for there claim
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 12:35   View User's Profile U2U Member Reply With Quote

hmmm maybe i should tell them then!!!!
Redcorsa69
Member

Registered: 21st Sep 02
Location: Rotherham
User status: Offline
24th Feb 03 at 13:18   View User's Profile U2U Member Reply With Quote

when i got mine they said to just tell them when I came to renew my policy always worth it tho mate to be on the safe side.
BARKEY
Member

Registered: 14th Jan 03
Location: Feltham, Drives:16v 1.6 Zetec Escort
User status: Offline
24th Feb 03 at 13:32   View User's Profile U2U Member Reply With Quote

yeah im gonna tell them at the end of the week, I get paid then just incase!!!!

 
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