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Author Bank charges, anyone paid out yet?
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
User status: Offline
29th Mar 07 at 18:49   View User's Profile U2U Member Reply With Quote

I requested my statements 2 weeks ago, they have upto 40days to provide me with them. My sisters boyfriend got his through pretty much on the 40th day.

Just been watching the news and they also pay out the intrest you've lost.

Anyone had any success yet, wondering how long it takes to actually get the money from sending the letter off to tell them how much they owe you......

I must be owed several hundred quid, have to see
mav
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Registered: 19th Jun 01
Location: Scotland
User status: Offline
29th Mar 07 at 20:48   View User's Profile U2U Member Reply With Quote

Not done it but might try soon...
mentalcorsa
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Registered: 19th Dec 02
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29th Mar 07 at 22:18   View User's Profile U2U Member Reply With Quote

my bros took about 4 days to come and he got his full amount of 878 after he been through them all and highlighted etc
stubs
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Registered: 30th Jun 02
Location: Bolton
User status: Offline
30th Mar 07 at 03:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mentalcorsa
my bros took about 4 days to come and he got his full amount of 878 after he been through them all and highlighted etc


which bank was that with?
MarkM
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Registered: 11th Apr 01
Location: Liverpool
User status: Offline
30th Mar 07 at 11:08   View User's Profile U2U Member Reply With Quote

I got back £600...that was with Halifax...

RobHayes
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Registered: 6th Sep 03
Location: Lincolnshire
User status: Offline
30th Mar 07 at 15:33   View User's Profile U2U Member Reply With Quote

i requested the list of my charges/statements about 2 weeks ago as well, not heard anything yet
Welsh Dan
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Registered: 23rd Mar 00
User status: Offline
30th Mar 07 at 19:55   View User's Profile U2U Member Reply With Quote

I got back £900, and £100 interest from Halifax. They've charged me £20 for something else now, and when I sent htem the letter, they've now threated to close my account. I'll wait until i'm not overdrawn, then i'll claim it and close the account anyway
MarkM
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Registered: 11th Apr 01
Location: Liverpool
User status: Offline
30th Mar 07 at 21:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by RobHayes
i requested the list of my charges/statements about 2 weeks ago as well, not heard anything yet


They have 40 days to respond...
stubs
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Registered: 30th Jun 02
Location: Bolton
User status: Offline
30th Mar 07 at 23:18   View User's Profile U2U Member Reply With Quote

Has anyone had any experience with The Royal Bank of Scotland? I've submitted my letter to them, with a printed itinery of all the charges, with dates & interest, and also a photocopy of each statement containing a charge, with each charge highlighted.
Welsh Dan
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Registered: 23rd Mar 00
User status: Offline
1st Apr 07 at 18:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by stubs
Has anyone had any experience with The Royal Bank of Scotland? I've submitted my letter to them, with a printed itinery of all the charges, with dates & interest, and also a photocopy of each statement containing a charge, with each charge highlighted.


Mine were with Halifax, so I presume it will be the same as they're the same group
Jill
Premium Member

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Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
1st Apr 07 at 19:07   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by X 60RSA
Anyone had any success yet, wondering how long it takes to actually get the money from sending the letter off to tell them how much they owe you......

Mine took two weeks from asking to send me the details etc out to them paying up HSBC too


JILL
Robbo
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Registered: 6th Aug 02
Location: London
User status: Offline
1st Apr 07 at 19:47   View User's Profile U2U Member Reply With Quote

Yep, I got First Direct to refund 2 seperate accounts within 8 days and Halifax responded quickly saying they would let me know within a few weeks so I will wait before i commence court proceedings!
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
2nd Apr 07 at 08:34   View User's Profile U2U Member Reply With Quote

anyone got that link to what you do? i need some cash
stubs
Member

Registered: 30th Jun 02
Location: Bolton
User status: Offline
3rd Apr 07 at 02:10   View User's Profile U2U Member Reply With Quote

I used this site as guidance.. I found it more informative than the BBC site:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

..plus they advise about reclaiming interest.
stubs
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Registered: 30th Jun 02
Location: Bolton
User status: Offline
3rd Apr 07 at 02:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jill
Mine took two weeks from asking to send me the details etc out to them paying up HSBC too


JILL


off topic, but HOLY SHIT Jill! Are you naked in your avitar?





ok, back on topic....

Still heard nothing from RBS.. they got 7 days left before I have to take it to the claims court.. has anyone done this, and what's your experience?
Jill
Premium Member

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Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
3rd Apr 07 at 09:28   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by stubs
off topic, but HOLY SHIT Jill! Are you naked in your avitar?

NO! I was wearing a kind of halterneck top (that uses a silver necklace as the halterneck bit)


JILL
GT4Brody
Member

Registered: 26th Sep 01
Location: south
User status: Offline
3rd Apr 07 at 09:40   View User's Profile U2U Member Reply With Quote

My dad got £980 back from first direct, all in all took 3 weeks....
waiting for barclays to send my statements, knowing my luck they will stop paying out before i get a look in robbing fuckers..
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
3rd Apr 07 at 10:26   View User's Profile U2U Member Reply With Quote

The £10 cheque I sent to halifax came out today so should hopefully get my statements soon.
Rachel H
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Registered: 12th Nov 03
Location: Berks
User status: Offline
3rd Apr 07 at 12:48   View User's Profile U2U Member Reply With Quote

I really need to do this.
X 60RSA
Member

Registered: 20th Aug 01
Location: Lincoln
User status: Offline
11th Apr 07 at 15:46   View User's Profile U2U Member Reply With Quote

I requested my bank charges from the 15th March 2001, so 6yrs worth, but this month i have occured 60quids worth of charges, can i just scrap the march month from 2001 and print off a statement for this month, april 2007.

As originally my 6yrs statements were from march 2001 to march 2007.

Or becuase i requested the statments over the phone, from the date they gave me, can i only go from that month like ive mentioned above.

Obviously bringing it forward a month will help me get this months charges as well.......

[Edited on 11-04-2007 by X 60RSA]
stubs
Member

Registered: 30th Jun 02
Location: Bolton
User status: Offline
12th Apr 07 at 14:52   View User's Profile U2U Member Reply With Quote

I sent my letter to the bank claiming my money back on Monday 26th March by recorded delivery. I've checked & it was signed for at the branch on Tuesday 27th March. I stated in the letter that I would like a response within 14 days.

I've still heard nothing from them (2 days after the date I asked them to reply to me by).. so I've now filied my claim using the online court system. Cost me £120 but I should get that back if I'm successful
paul.mitchell1984
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Registered: 31st Aug 06
Location: Wakefield
User status: Offline
12th Apr 07 at 19:36   View User's Profile U2U Member Reply With Quote

woo hoo got my letter today theyre offering 2100 from 2465 of charges its signed and waiting to be posted tomorrow yay free money 7 days to go and i should heave it (just in time for holiday)
Fee
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Registered: 16th Nov 05
Location: With AK
User status: Offline
13th Apr 07 at 08:07   View User's Profile U2U Member Reply With Quote

I got £300 paid back into my account this week
stubs
Member

Registered: 30th Jun 02
Location: Bolton
User status: Offline
13th Apr 07 at 12:23   View User's Profile U2U Member Reply With Quote

Well yesterday I paid out £120 to the small claims court, having heard nothing back from RBS.. then this morning, a letter arrived dated 6th April thanking me for my recent letterregarding the charges & that they are currently considering my claim & will respond as soon as possible.
Rachel H
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Registered: 12th Nov 03
Location: Berks
User status: Offline
13th Apr 07 at 19:01   View User's Profile U2U Member Reply With Quote

I just got all the statements I've got going back to Jan 05 only though totted it all up and its about £300.

So if I ring them up now, can I request they send me out my statements from when I took the account out back in 2000? Because when I was a teenager my finances were a mess and was always getting charged and could be worth twice of what I've already got.

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