AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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quote:
Originally posted by John
You are in a different league with different problems.
Making a decision over being able to keep both of the race cars is a bit different from struggling to pay the bills.
Selling cars for less valuable ones was mentioned.... its still a sacrifice.
Yes.... If you cant live in a basic house, and cloth and feed a child you shouldn't be having kids. Benefits or not.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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Good grief. Getting into masses of debt just to have kids 
Also please don't tell me it was an accident. You can't accidentally put your penis into a womans vagina and then spunk
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evilrob
Premium Member
Registered: 16th Mar 12
Location: Your mum's house
User status: Offline
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quote:
Originally posted by Ben G
You can't accidentally put your penis into a womans vagina and then spunk
I tried this line of excuse once - it turns out this is actually called "rape."
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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quote:
Originally posted by John
Surely shouldn't have been having kids if it was that tight?
There's a lot more to it than what I've said John. Things out of our control i.e me being made redundant and a death in the family meaning financial help from out part.
When we planned to have a baby and even when she was born we were pretty well off compared to most people. Life just has a way of flipping upside down on you when you least expect it 
Now there's no chance were having another until we're on our feet again even though we want a certain gap in terms of age.
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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John knows best
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John
Member
Registered: 30th Jun 03
User status: Offline
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My comment was specifically in response to maternity pay not covering. That's something to plan for. I am fully aware that life throws shitters all the time that can't be planned for.
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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I knew what you meant John, I can see how it sounded like we hadn't planned for it. We planned a lot but you can't plan for all life's scenarios unfortunately.
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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We do a propotional split, I earn around twice what she does so I pay twice as much into bills, savings etc - but also get twice the spending money, so seems fair to me.
She also works longer hours than I do, and works very hard during those hours so if anything I think it's unfair in her direction. All meals/nights out come out of my spending for that reason.
As for the kids thing, my standard of living would have to divebomb to support a child so for now I'm not interested, but we've got lots of scope for reeling in our lifestyle if we ever get the urge or I don't pull out in time.
Lotus Elise 111R
Impreza WRX STi
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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Very big of you that Kyle. I respect that mate.
Always wondered what you did for a living with all the car tinkering and all you must be pretty hands on??
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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Nope, sit at a keyboard all day 
I've not tinkered with a car before this one, so I'm about as green as it gets One advantage I do have though, is I'm a damn good Googler 
Lotus Elise 111R
Impreza WRX STi
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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Oh right awesome
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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quote:
Originally posted by John
My comment was specifically in response to maternity pay not covering. That's something to plan for. I am fully aware that life throws shitters all the time that can't be planned for.
Money was tight and we had planned for everything - spreadsheets with money to be spent and what we could buy to do up the baby rooms etc. We forgot one small thing in our budget, the huge factor of her only getting certain % of pay through some months, then half pay then none. SMP pay is shit and not worth receiving to be honest but it was a few quid to add to the pot.
It was a complete mistake on our part and i've never said otherwise.
The thing with starting a family for us was age, we didn't want to be young parents and we certainly didn't want to be old. We earn, but not enough to have huge savings to live comfortably with a wage being dropped.
I wouldn't trade my son in for a debt free life so there would never have been a "right" time to do it.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I stick in £2k & she sticks in 500, this pays for all house bills, car and food shopping.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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2k to 500 quid! Fuck that.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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Colin wades in with his massive bollocks and owns the thread  that is pretty mental!
[Edited on 30-10-2013 by Ben G]
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evilrob
Premium Member
Registered: 16th Mar 12
Location: Your mum's house
User status: Offline
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quote:
Originally posted by Gary
2k to 500 quid! Fuck that.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Kids and part time hours to thank for that
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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KidS?! Neither yours?
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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got three or one and twins on the way iirc
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M4tt_Envoy
Member
Registered: 26th Feb 06
Location: Swindon
User status: Offline
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£1800/£0
missus only has a part time job (along with looking after the kids) so any money see earns she keeps
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Online
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All our money goes straight into the joint account, no splitting it with random percentages.
If one of us wants something, if we have the money, it gets bought.
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John
Member
Registered: 30th Jun 03
User status: Offline
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What if you want to buy a present, or just buy something for yourself that you don't want to explain why it costs so much?
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Online
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Presents I will transfer the money to another account, then she can't see what I've bought.
I don't understand the second bit, why would I need to justify the cost of something?
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Because it's just one of the rules of life.
We don't want to know what they spend on shoes and they don't need to know what we spend on boys toys.
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Robin
All our money goes straight into the joint account, no splitting it with random percentages.
If one of us wants something, if we have the money, it gets bought.
You say that as if you have found the Holy Grail of how to split money and avoid arguments 
There is no way I'll be sticking every cent I earn into an account then have to explain what or why I have bought something with my own money.
I'm leaning towards 50/50 and paying her car off using the joint account to balance the fact I earn more.
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