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Author Mortgage help
--Dave--
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Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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17th Aug 06 at 11:48   View User's Profile U2U Member Reply With Quote
James
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Registered: 1st Jun 02
Location: Surrey
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17th Aug 06 at 11:50   View User's Profile U2U Member Reply With Quote
Perhaps this thread will convince Ian to create House Day
Holly Olly
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Registered: 15th May 06
Location: Gosport, Hampshire
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17th Aug 06 at 11:50   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
How many of you lot are interest only....seems a fair chunk!!!


I was, but split from boyfriend so sold the house. I would recommend interest only if you are going to buy a house that needs a bit of work doing to it. That way you can make a profit when selling it which will be a deposit for your next house.
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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17th Aug 06 at 11:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
Perhaps this thread will convince Ian to create House Day


Thought that said:

Perhaps this thread will convince Ian to buy a House some Day

James
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Registered: 1st Jun 02
Location: Surrey
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17th Aug 06 at 11:53   View User's Profile U2U Member Reply With Quote
The CS House
GREG 1
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Location: Essex
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17th Aug 06 at 11:53   View User's Profile U2U Member Reply With Quote


Holly Olly
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Location: Gosport, Hampshire
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17th Aug 06 at 11:56   View User's Profile U2U Member Reply With Quote
Buy one massive house and we can all live together
--Dave--
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17th Aug 06 at 11:57   View User's Profile U2U Member Reply With Quote
I'd want a lock put on the fridge to be honest
Dione J
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17th Aug 06 at 11:57   View User's Profile U2U Member Reply With Quote
I will pay £440 towards it a month

James
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Location: Surrey
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17th Aug 06 at 11:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by d_jay50
I will pay £440 towards it a month



That should just about cover it
Dione J
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17th Aug 06 at 12:00   View User's Profile U2U Member Reply With Quote
Holly Olly
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17th Aug 06 at 12:05   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
quote:
Originally posted by d_jay50
I will pay £440 towards it a month



That should just about cover it


Agree we can live rent free
James
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Location: Surrey
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17th Aug 06 at 12:05   View User's Profile U2U Member Reply With Quote
FFS I hate living in Surrey, there are no 2 bed properties for less than about £160k and any that are less than about £200k are absolute wank.
Holly Olly
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Registered: 15th May 06
Location: Gosport, Hampshire
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17th Aug 06 at 12:14   View User's Profile U2U Member Reply With Quote
Property prices are stupid. How the hell can an average working class person afford a decent mortgage

[Edited on 17-08-2006 by Holly Olly]
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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17th Aug 06 at 12:17   View User's Profile U2U Member Reply With Quote
Lending rules will change soon if it keeps going the way it is. How can anyone expect to get on the proerty ladder I need a rich mistress
Fee
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Registered: 16th Nov 05
Location: With AK
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17th Aug 06 at 12:19   View User's Profile U2U Member Reply With Quote
I'll lend you Adam Tom...
Holly Olly
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Location: Gosport, Hampshire
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17th Aug 06 at 12:22   View User's Profile U2U Member Reply With Quote
I need a sugar daddy
Edd
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Registered: 8th Nov 04
Location: Glasgow
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17th Aug 06 at 12:24   View User's Profile U2U Member Reply With Quote
lmao at all you english fools


up here nice 2 bedroom semi detached 70k
Edd
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Registered: 8th Nov 04
Location: Glasgow
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17th Aug 06 at 12:25   View User's Profile U2U Member Reply With Quote
i need to get working on saving up though for a deposit
Fee
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17th Aug 06 at 12:27   View User's Profile U2U Member Reply With Quote
Try Edinburgh Edd....its just as bad as down south
Edd
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17th Aug 06 at 12:34   View User's Profile U2U Member Reply With Quote
i know seen it on the news that its the most expensive place to stay in britain now
--Dave--
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Registered: 17th Feb 04
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17th Aug 06 at 13:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
lmao at all you english fools


up here nice 2 bedroom semi detached 70k


price we pay for a better standard of life....



















joking of course
Ian
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Registered: 28th Aug 99
Location: Liverpool
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17th Aug 06 at 20:21   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by GREG 1
Also means the longer the loan the less you pay back a month?!
Only marginally as you'll also attract more interest over the longer time period.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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17th Aug 06 at 20:22   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
Surely interest only mortgages are just the same as renting?
No - you profit from the appreciation in the house.

[Edited on 17-08-2006 by Ian]
Ian
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Registered: 28th Aug 99
Location: Liverpool
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17th Aug 06 at 20:24   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James
Perhaps this thread will convince Ian to create House Day
If there's demand I'm keen. I don't think there is currently.

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