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Author morgages
M4tt_Envoy
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Registered: 26th Feb 06
Location: Swindon
User status: Offline
10th Mar 06 at 13:26   View User's Profile U2U Member Reply With Quote

if i wanted to get a morgage ona house which say costs 50000, and i didnt wanna pay a deposit, any one got any idea of the monthly payments?
nik
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Registered: 19th Jun 00
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10th Mar 06 at 13:28   View User's Profile U2U Member Reply With Quote

Completly varies mate! You'd be wise to put some sort of deposit down though imo
John_C
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Registered: 5th Mar 03
Location: South east, Bromley
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10th Mar 06 at 13:28   View User's Profile U2U Member Reply With Quote

http://www.thisismoney.co.uk/calculators
--DAN--
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Registered: 3rd Feb 03
Location: Bottesford. Drives;3 Series
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10th Mar 06 at 13:59   View User's Profile U2U Member Reply With Quote

As nik says it varies, but i pay around 520pm on 105k.
mav
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Registered: 19th Jun 01
Location: Scotland
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10th Mar 06 at 14:01   View User's Profile U2U Member Reply With Quote

you get get 100% mortgage no problem mate..Can get 120% mortgage if you want.

You probably looking about £350pm for mortgage and then remember all the insurances etc that go with it...
nik
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Registered: 19th Jun 00
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10th Mar 06 at 14:13   View User's Profile U2U Member Reply With Quote

170k mortgage, pay roughly 1100 a month. 20 yr mortgage.
liveseytowers
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Registered: 18th Apr 05
Location: Blackburn
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10th Mar 06 at 14:31   View User's Profile U2U Member Reply With Quote

I pay £350 a month for 57K and pay about £25 a month insurance. You pay a higher insterest rate for anything over 90% of the vaule of your house as well.
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
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11th Mar 06 at 08:03   View User's Profile U2U Member Reply With Quote

Vender gifted deposit? Look for somthing where the sellers pay your deposit for you

Use a mortgage calculator for your repayments, and see a financial advisor for advice as you may not be able to get 50k if your salary isnt high enough
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
11th Mar 06 at 08:03   View User's Profile U2U Member Reply With Quote

Ooo Matt where in Swindon are you? I'm from Westlea
mav
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Registered: 19th Jun 01
Location: Scotland
User status: Offline
11th Mar 06 at 13:29   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by liveseytowers
I pay £350 a month for 57K and pay about £25 a month insurance. You pay a higher insterest rate for anything over 90% of the vaule of your house as well.


not true.....1st time buyers can get same rates for 100% mortgage...
2nd time etc can get 95% for same rates..


 
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