M4tt_Envoy 
Member 
 
Registered: 26th Feb 06
 Location: Swindon 
User status: Offline 
 
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if i wanted to get a morgage ona  house which say costs 50000, and i didnt wanna pay a deposit, any one got any idea of the monthly payments?
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nik 
Member 
 
Registered: 19th Jun 00
 
User status: Offline 
 
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Completly varies mate! You'd be wise to put some sort of deposit down though imo
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John_C 
Member 
 
Registered: 5th Mar 03
 Location: South east, Bromley 
User status: Offline 
 
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http://www.thisismoney.co.uk/calculators
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--DAN-- 
Member 
 
Registered: 3rd Feb 03
 Location: Bottesford. Drives;3 Series 
User status: Offline 
 
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As nik says it varies, but i pay around 520pm on 105k.  
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mav 
Member 
 
Registered: 19th Jun 01
 Location: Scotland 
User status: Offline 
 
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you get get 100% mortgage no problem mate..Can get 120% mortgage if you want. 
 
You probably looking about £350pm for mortgage and then remember all the insurances etc that go with it...
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nik 
Member 
 
Registered: 19th Jun 00
 
User status: Offline 
 
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170k mortgage, pay roughly 1100 a month. 20 yr mortgage.
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liveseytowers 
Member 
 
Registered: 18th Apr 05
 Location: Blackburn 
User status: Offline 
 
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I pay £350 a month for 57K and pay about £25 a month insurance.  You pay a higher insterest rate for anything over 90% of the vaule of your house as well.
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Ally 
Member 
 
Registered: 2nd Jul 03
 Location: Pontypool Drives: a Skoda 
User status: Offline 
 
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Vender gifted deposit? Look for somthing where the sellers pay your deposit for you 
 
Use a mortgage calculator for your repayments, and see a financial advisor for advice as you may not be able to get 50k if your salary isnt high enough
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Ally 
Member 
 
Registered: 2nd Jul 03
 Location: Pontypool Drives: a Skoda 
User status: Offline 
 
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Ooo Matt where in Swindon are you? I'm from Westlea  
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mav 
Member 
 
Registered: 19th Jun 01
 Location: Scotland 
User status: Offline 
 
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quote: Originally posted by liveseytowers 
I pay £350 a month for 57K and pay about £25 a month insurance.  You pay a higher insterest rate for anything over 90% of the vaule of your house as well. 
   
 
not true.....1st time buyers can get same rates for 100% mortgage... 
2nd time etc can get 95% for same rates.. 
 
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