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mav

 posted on 11th Mar 06 at 13:29

quote:
Originally posted by liveseytowers
I pay £350 a month for 57K and pay about £25 a month insurance. You pay a higher insterest rate for anything over 90% of the vaule of your house as well.


not true.....1st time buyers can get same rates for 100% mortgage...
2nd time etc can get 95% for same rates..


Ally

 posted on 11th Mar 06 at 08:03

Ooo Matt where in Swindon are you? I'm from Westlea :wave:


Ally

 posted on 11th Mar 06 at 08:03

Vender gifted deposit? Look for somthing where the sellers pay your deposit for you

Use a mortgage calculator for your repayments, and see a financial advisor for advice as you may not be able to get 50k if your salary isnt high enough


liveseytowers

 posted on 10th Mar 06 at 14:31

I pay £350 a month for 57K and pay about £25 a month insurance. You pay a higher insterest rate for anything over 90% of the vaule of your house as well.


nik

 posted on 10th Mar 06 at 14:13

170k mortgage, pay roughly 1100 a month. 20 yr mortgage.


mav

 posted on 10th Mar 06 at 14:01

you get get 100% mortgage no problem mate..Can get 120% mortgage if you want.

You probably looking about £350pm for mortgage and then remember all the insurances etc that go with it...


--DAN--

 posted on 10th Mar 06 at 13:59

As nik says it varies, but i pay around 520pm on 105k.


John_C

 posted on 10th Mar 06 at 13:28

http://www.thisismoney.co.uk/calculators


nik

 posted on 10th Mar 06 at 13:28

Completly varies mate! You'd be wise to put some sort of deposit down though imo


M4tt_Envoy

 posted on 10th Mar 06 at 13:26

if i wanted to get a morgage ona house which say costs 50000, and i didnt wanna pay a deposit, any one got any idea of the monthly payments?