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Author Finance
Tas
Member
Registered: 11th Dec 05
Location: Nottingham Drives: MG ZR
User status: Offline
2nd Nov 06 at 20:03   View User's Profile U2U Member Reply With Quote
hi just purchased a laptop on finance today at 4.00pm
and now i ahve it home i realise after a telling off from mum i have been stupid and i am actually just wasting my money,
can i take it back?
wat will i have to do if i can?
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
2nd Nov 06 at 20:24   View User's Profile U2U Member Reply With Quote
Alot of stuff on finance you have 14 days to cancel, not sure how it works with good home now etc..

If you had to take it back and it wasn't faulty you are not guarenteed money back.
Tas
Member
Registered: 11th Dec 05
Location: Nottingham Drives: MG ZR
User status: Offline
2nd Nov 06 at 20:31   View User's Profile U2U Member Reply With Quote
in all the paper i got it says,

can i cancel this cover?
you have a statuary right to cancel this policy in 30 days of the policy start date,if you decided its not suitable for you. if you wish to cancel this cover within the 30 days of this start date, any premium you have paid will be refunded, if cancelation is made after 30 days as premiums are paid monthly, there will be no refund of preium due, to cancel this policy write to ..........

so does that mena i have to write to them and not just go into the shop??
as how do i then give them the laptop back?
Ian
Site Administrator

Avatar

Registered: 28th Aug 99
Location: Liverpool
User status: Offline
2nd Nov 06 at 20:47   View Garage View User's Profile U2U Member Reply With Quote
You can cancel the loan but you'll still need to pay for the laptop somehow. Its two contracts, not one.
Tas
Member
Registered: 11th Dec 05
Location: Nottingham Drives: MG ZR
User status: Offline
2nd Nov 06 at 20:57   View User's Profile U2U Member Reply With Quote
looks like i will keep it then lol
Tas
Member
Registered: 11th Dec 05
Location: Nottingham Drives: MG ZR
User status: Offline
2nd Nov 06 at 22:07   View User's Profile U2U Member Reply With Quote
anyone else know about finance things like this
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
2nd Nov 06 at 22:33   View User's Profile U2U Member Reply With Quote
Yeah, where did u get it from?
Tas
Member
Registered: 11th Dec 05
Location: Nottingham Drives: MG ZR
User status: Offline
2nd Nov 06 at 22:59   View User's Profile U2U Member Reply With Quote
currys digital
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
2nd Nov 06 at 23:01   View User's Profile U2U Member Reply With Quote
whos the finance agreement with, what APR, interest free period, term of finance agreement etc

 
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