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Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

19th Apr 05 at 15:36

As long as there worth around 2k I won't complain, will be a nice lump sump for doing nothing

Tom

Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline

19th Apr 05 at 15:37

quote:
Originally posted by Tim

quote:
Originally posted by Tom

quote:
Originally posted by Tim

quote:
Originally posted by Colin
Still not bad returns tho
I got a buy 2 for price of 1 type deal when I worked with BP!

I'm not disputing the returns, I'm just saying they're not worth £600 each

We buy our shares pre-income tax... and we are given a free share for each we buy -- similar kinda story... They're 63 Euro each though

Tim I think they understand that well hopefully

I make assumptions here -- I apologise....

FPMSL

Tim

Site Administrator

Registered: 21st Apr 00
User status: Offline

19th Apr 05 at 15:37

quote:
Originally posted by Ojc
As long as there worth around 2k I won't complain, will be a nice lump sump for doing nothing

Freudian slip?

Colin

Member

Registered: 4th Apr 02
User status: Offline

19th Apr 05 at 15:38

quote:
Originally posted by Tim

quote:
Originally posted by Colin
Still not bad returns tho
I got a buy 2 for price of 1 type deal when I worked with BP!

I'm not disputing the returns, I'm just saying they're not worth £600 each

We buy our shares pre-income tax... and we are given a free share for each we buy -- similar kinda story... They're 63 Euro each though

Yeah deffo not worth that much

I got mine at set price 2 for 1 investment of £3k done it 2 years running I worked for them, then sept 11th happened and price dropped from around 750p to 400pish and has never recovered!! Still made good money when the last of them were released last august, id have kept them for longer - watch them hopefully continue to creep up but you never know what going to happen with them!! I sold mine to help buy a house I got a damn good deal on so a better investment in my eyes!!

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

19th Apr 05 at 15:38

quote:
Originally posted by 3CorsaMeal
or a semi-nice door

Tom

Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline

19th Apr 05 at 15:39

Are's were was due to the collapse of a major competitor and some very bad articles from analysts and sep 11th etc etc etc

[Edited on 19-04-2005 by Tom]

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

19th Apr 05 at 15:39

quote:
Originally posted by Tim

quote:
Originally posted by Ojc
As long as there worth around 2k I won't complain, will be a nice lump sump for doing nothing

Freudian slip?

Ayran slip

Colin

Member

Registered: 4th Apr 02
User status: Offline

19th Apr 05 at 15:40

quote:
Originally posted by 3CorsaMeal
or a semi-nice door

Im gonna stick my semi through you r letter box

3CorsaMeal

Member

Registered: 11th Apr 02
User status: Offline

19th Apr 05 at 15:46

i got those little brushes that posh people have on my letterbox, to avoid getting germs from the paperboy

Tom

Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline

19th Apr 05 at 15:51

^^ us too.

Twiggy

Member

Registered: 15th Oct 04
User status: Offline

19th Apr 05 at 16:04

If ya in debt dont do a 2.0 coversion it make sthinks worse

the_legend_of_yrag

Member

Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline

19th Apr 05 at 16:13

im 7k in debt and paying it off all in one, have a 3 night a week job 4 hours a night at trsco to pay the £250 a month

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

19th Apr 05 at 16:19

I have £18 left this month until i get paid tomorrow. Not to bad then

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

19th Apr 05 at 16:23

I have been paid today £1179 P G T F

Jamie

Member

Registered: 1st Apr 02
Location: Aberdeen
User status: Offline

19th Apr 05 at 19:33

Fcuk being in Debt

I'm a student in 2nd year and havent touched a loan

Paid off my tuition fees last month - £1150

Pay £40 a week rent

Drive a car worth about £3500+

BUT i have NO credit history

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

19th Apr 05 at 19:44

I love to spend money, and because of this I owe a lot of money (and I'm not talking about a poxy £10k or £500 like).

Still, all will be paid off by 5 years (or quicker if I get a better paying job), plus will have a few grand saved up so I can fuck off back to Australia!

chris-sri

Member

Registered: 3rd Apr 05
User status: Offline

19th Apr 05 at 19:58

Hi chap, Try adding up everything and work out how much interest the bank are charging you on your credit card etc . You may find that it is cheaper to get a loan that covers everything. I found that when I did it because the more you borrow in a lump sum (as a general rule) the interest rate drops it can be cheaper. It is also less worry because you only have to remember to have money in your account to pay one big payment. It's also quite cool because you do start to see the money you owe come off faster as you are paying more at once.

Just an idea

Colin

Member

Registered: 4th Apr 02
User status: Offline

19th Apr 05 at 20:02

quote:
Originally posted by J-Me
Fcuk being in Debt

I'm a student in 2nd year and havent touched a loan

Paid off my tuition fees last month - £1150

Pay £40 a week rent

Drive a car worth about £3500+

BUT i have NO credit history

Better having none than a bad one tho J

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

19th Apr 05 at 21:55

I wouldn't sell the car to recoup £4k when the problem is less than that.

My advice would be sell crap on eBay starting at 99p and not ending on a Sunday and move the credit card balance to a 0% card so you're not incurring interest in it. Then set up a direct debit to pay off a set amount per month and stop using it.

The only problem with debt is interest charges, so do some maths on that.

Consolidating loans are OK and have the big advantage that you can't put money back on them like you can with a CC card but of course there is interest to pay. £2k loan will cost you about £2.4k

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

19th Apr 05 at 21:57

Forgot to say if in doubt there's a forum called Debt-Free Wannabe on moneysavingexpert.com, specifically set up so you can start a thread explaining your situation and people will answer how best they see you getting out of it.

Great site. There's people bathing in Fairy liquid so they can buy it in bulk there, so a bit of a credit card balance isn't the end of the world.

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