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[quote][i]Originally posted by Ian[/i] I wouldn't sell the car to recoup £4k when the problem is less than that. My advice would be sell crap on eBay starting at 99p and not ending on a Sunday and move the credit card balance to a 0% card so you're not incurring interest in it. Then set up a direct debit to pay off a set amount per month and stop using it. The only problem with debt is interest charges, so do some maths on that. Consolidating loans are OK and have the big advantage that you can't put money back on them like you can with a CC card but of course there is interest to pay. £2k loan will cost you about £2.4k [/quote]
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