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Author Money problems
Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
19th Apr 05 at 13:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --Dave--
Edd_20, I'm not getting loans out to pay loans, that's just silly.

CorsAsh

Tom - I have a job If i didn't I'd be screwed


i know that was the point
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:05   View User's Profile U2U Member Reply With Quote

^^^

Tom - I can't afford to get pissed, problem is still there when you wake up

It's affecting my sleep though, I find myself thinking about things too much and it worries me
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:06   View User's Profile U2U Member Reply With Quote

I know, everyone Paypal me £1

Edd
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Registered: 8th Nov 04
Location: Glasgow
User status: Offline
19th Apr 05 at 13:09   View User's Profile U2U Member Reply With Quote

on a serious note do not start gambling to make money you will just end up in a worse state

[Edited on 19-04-2005 by Edd_20]
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
19th Apr 05 at 13:10   View Garage View User's Profile U2U Member Reply With Quote

Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
19th Apr 05 at 13:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.


--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.


I can't sell the car, would mean I don't get to see the girlfriend (she doesn't drive) and i'd be stuffed for work when the bus doesn't turn up.

Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
19th Apr 05 at 13:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --Dave--
quote:
Originally posted by willay
Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.


I can't sell the car, would mean I don't get to see the girlfriend (she doesn't drive) and i'd be stuffed for work when the bus doesn't turn up.




--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:15   View User's Profile U2U Member Reply With Quote

I'd get more than 4k for it but there's just no way I'm parting with that. It would cripple me
Siberia
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Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
19th Apr 05 at 13:18   View User's Profile U2U Member Reply With Quote

dave....


http://www.corsasport.co.uk/board/viewthread.php?tid=211344

--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:20   View User's Profile U2U Member Reply With Quote

thanks but I already replied to that thread

Dr Pepper
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Registered: 21st Sep 02
Location: oxford Drives Renault Clio RS200
User status: Offline
19th Apr 05 at 13:47   View User's Profile U2U Member Reply With Quote

Why dont you transfer your credit card debt to another company who offer 6 months interest free on transfers.... that will give you some breathing space.


Phone your bank and ask for a temporary overdraft. Then do some extra work for a couple of months to get some capital together. you should then be able to manage you r repayments without going overdrawn and getting stung for charges all the time.



I had some pretty big debts in my second year at uni and i went and consolidated then into one big loan... this stopped me getting charged missed payments from 4 or 5 differnet companies. One loan also seems to be much less imposing. You can focus on just paying that and actually see it coming down.

[Edited on 19-04-2005 by Dr Pepper]
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
19th Apr 05 at 13:51   View User's Profile U2U Member Reply With Quote

I'm not getting charged anything for going overdrawn which is good. My limit is set to £600

I can't handle getting another loan out. I know it pays off the others but I don't want it hanging over me, I want to pay these ones off now and get them out the way.

I'm gonna try and sell stuff and look into maybe doing work on saturday/sunday
Woollard
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Registered: 20th Nov 01
Location: MK _________________ Drives :BMW 330ci
User status: Offline
19th Apr 05 at 14:37   View User's Profile U2U Member Reply With Quote

i know what u mean about money problems. I get about £1300 a motnh and after all my direct debits have come out im left with about £300. Thats to pay for petrol, general living etc, i never have any money to spend on myself. I suppose thats what u get for being about £35,000 in debt!!!!!!! and im only 21!!!
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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19th Apr 05 at 14:38   View User's Profile U2U Member Reply With Quote

35k ?
Woollard
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Registered: 20th Nov 01
Location: MK _________________ Drives :BMW 330ci
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19th Apr 05 at 14:44   View User's Profile U2U Member Reply With Quote

yes 35k, and I dont have a house etc. It just went on holidays, about 3 cars and paying of loans by gettin g out other loans etc. All just built up!! But hey, as long as i can manage my debt i suppose its ok. Im in the process of getting a mortgage too, lol!
Tim
Site Administrator

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Registered: 21st Apr 00
User status: Offline
19th Apr 05 at 14:47   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Half Pint
i got my pay slip today and my total debits before i see my money was 936.64


Depressing isn't it I think we must earn very similar amounts... (got my payslip today too)
Mark Petty
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Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
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19th Apr 05 at 14:47   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Woollard
yes 35k, and I dont have a house etc. It just went on holidays, about 3 cars and paying of loans by gettin g out other loans etc. All just built up!! But hey, as long as i can manage my debt i suppose its ok. Im in the process of getting a mortgage too, lol!


Who is going to give u a mortgage when u have 35k debt?
Tim
Site Administrator

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Registered: 21st Apr 00
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19th Apr 05 at 14:48   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by willay
Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.


Or sell it and get a fairly decent car for 2K... still pay off your debts....
Mark Petty
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Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
19th Apr 05 at 14:49   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tim
quote:
Originally posted by willay
Dave,

Sell your Corsa, can get AT LEAST 4k for it, pay off all your debts and buy a shitter to drive round in.


Or sell it and get a fairly decent car for 2K... still pay off your debts....


^ That is what I would do ^
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
19th Apr 05 at 14:50   View User's Profile U2U Member Reply With Quote

wollard u cock !!
michelle
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Registered: 15th Oct 03
Location: Kirkintilloch, Glasgow
User status: Offline
19th Apr 05 at 14:56   View User's Profile U2U Member Reply With Quote

i've just got myself a job in a nightclub it shit money but i wont be going out as much therefore savings loads of money.
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
19th Apr 05 at 14:57   View User's Profile U2U Member Reply With Quote

Ive gotta get out my OD that only happened cos gearbox and clutch, shall b sorted in couple months altho am looking at booking holiday
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
19th Apr 05 at 14:58   View User's Profile U2U Member Reply With Quote

buy a hydroponics setup and grow weed
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
19th Apr 05 at 14:58   View User's Profile U2U Member Reply With Quote

I thought I was bad with a £300 overdraft

I was around 10k in debt for car finance, loans for building the Corsa, store card etc.

I spent a couple of years not doing fcuk all and I mean nothing and got it all paid off, to date along with building my Nova with my own money and not having to borrow anything they are my biggest achievements. I'm dead proud

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