FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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Anyone managed to barter a few quid off there insurance?
Had quite a good quote from an insurance company the other day but fancy knocking them down a couple quid. Anyone got any tips?
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Just tell them you've had cheaper quotes but would like to go with them as you have heard good things about them and the policy looks more appealing.
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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Is there no way they can tell your lying? Are any companies sort of linked?
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Some are the same, you will need to research that 1st before rattling off a company. Even still, its common for the same companies to quote different prices but just to be on the safe side, find a company that isn't linked.
They might also ask for a policy number, so have a random 1 to hand.
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Y869 SRA
Member
Registered: 22nd Jul 12
User status: Offline
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Brentacre wanted £700 for my Cupra.
I told them I'm getting quotes for £300, the guy sounded like he didn't believe me and asked me to send him screenshots so I did. Two days later, he calls me offering £390 which I accepted.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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You accepted paying £90 more than you could have? Wtf?
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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I thought the same
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Jason x
Premium Member
Registered: 19th Apr 13
User status: Offline
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quote:
Originally posted by Y869 SRA
Brentacre wanted £700 for my Cupra.
I told them I'm getting quotes for £300, the guy sounded like he didn't believe me and asked me to send him screenshots so I did. Two days later, he calls me offering £390 which I accepted.
what??? 
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luciaadr
Member
Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
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Unless the details to get the other quotes down to £300 weren't totally like for like, in which case top blagging
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kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
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He was obviously just saying that to get the price down and wasn't actually getting quotes of £300
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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He must of been to be able to do a screen shot of £300 .
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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Photoshop I guess.
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Admiral try it on every year. Renewal came in at 7k. Paid just under 4k in the end. But they even admitted they couldn't get it that cheap through a renewall so started a fresh policy with them. (5 cars on policy)
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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I inquired about swapping cars on my policy with admiral, they said they wanted £290 on top of the £480 I had just paid them at renewal the week before. I said it was more than I was hoping to spend to which he applied a "loyalty discount" (complete bollocks) and dropped it to £100 more. £190 off for stating I didn't want to spend that much.
Ended up sticking with the original car but there you go. Admiral are onto the trick of other quotes a little bit, I tried for more but he asked me who the cheaper quote was from then reeled off a list of things they charge extra for etc. Take a little time for some research and it could really pay off in your favour
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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quote:
Originally posted by Nic Barnes
You accepted paying £90 more than you could have? Wtf?
May be he gets free road side blow jobs.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Toby
Admiral try it on every year. Renewal came in at 7k. Paid just under 4k in the end. But they even admitted they couldn't get it that cheap through a renewall so started a fresh policy with them. (5 cars on policy)
4K a year even on 5 cars is 
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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My brother paid £3.7k on his first years insurance. Absolute madness but fortunately he was able to afford the luxury.
I wouldn't say £4k is steep considering there are 3 hot hatches on the policy, 2 holders under 21 and the cars are all insured in the correct places I.e. open car parks on army barracks etc.
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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I suppose I was paying £1800 for my Nova GTE at 18 so 4k for couple of hot hatches etc probably isn't that bad when you break it down.
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Y869 SRA
Member
Registered: 22nd Jul 12
User status: Offline
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quote:
Originally posted by Jason x
quote:
Originally posted by Y869 SRA
Brentacre wanted £700 for my Cupra.
I told them I'm getting quotes for £300, the guy sounded like he didn't believe me and asked me to send him screenshots so I did. Two days later, he calls me offering £390 which I accepted.
what???
I pay monthly, the quotes I were getting were for straight up payment. Hence why the extra monies.
Still alot better than the £700 they wanted. Fuck was I gonna pay that, more than my 206 GTi was costing.
[Edited on 15-07-2014 by Y869 SRA]
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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Tried it. Failed... Had me from the get go. Smart bastard
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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quote:
Originally posted by Y869 SRA
quote:
Originally posted by Jason x
quote:
Originally posted by Y869 SRA
Brentacre wanted £700 for my Cupra.
I told them I'm getting quotes for £300, the guy sounded like he didn't believe me and asked me to send him screenshots so I did. Two days later, he calls me offering £390 which I accepted.
what???
I pay monthly, the quotes I were getting were for straight up payment. Hence why the extra monies.
Still alot better than the £700 they wanted. Fuck was I gonna pay that, more than my 206 GTi was costing.
[Edited on 15-07-2014 by Y869 SRA]
I've done this before too. Quotes for £500'ish, get a quote from a company I WANT to insure with (better approach to mods, etc) and they can only get as low as £600 (started at £850) - but I take it anyway.
It's not always black and white case of taking the cheapest quote.
Lotus Elise 111R
Impreza WRX STi
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SVM 286
Member
Registered: 13th Feb 05
Location: pain
User status: Offline
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quote:
Originally posted by FlaFFy_91
Are any companies sort of linked?
Are you familiar with a little thing called the insurance database Flaf? 
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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quote:
Originally posted by SVM 286
quote:
Originally posted by FlaFFy_91
Are any companies sort of linked?
Are you familiar with a little thing called the insurance database Flaf?
I'm most certainly not man?
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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Well that's that sorted.
Eventually managed to get a nice cheap quote off a company. Who then rang me to confirm the quote. I managed to knock a further £100 off the quote and got free legal protection and injury protection 
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by FlaFFy_91
Tried it. Failed... Had me from the get go. Smart bastard
tbh if you have to ask how to blag, you're already showing you're not great at it
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