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Author random insurance quotes
aaron_c20
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Registered: 12th Sep 12
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7th Dec 12 at 22:05   View User's Profile U2U Member Reply With Quote

just doing insurance quotes with admiral im 19 got no ncb and had lisence 2years and a couple months just done a insurance quote on a 3.0 supra and its like 2500 200 sx the same and corsas and saxos and stuff are like just under 2000 a year whys it so cheap compared to like the 5 k quotes on a corsa for me :s lol even though im not complaining
Jay
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Registered: 26th Sep 04
Location: Liverpool
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7th Dec 12 at 22:13   View User's Profile U2U Member Reply With Quote

Corsas and Saxos just under 2000 a year, then your next sentence says 5000 quotes on a Corsa
aaron_c20
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Registered: 12th Sep 12
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7th Dec 12 at 22:14   View User's Profile U2U Member Reply With Quote

yeah sorry lol meant atm there like under 2k a year corsas saxos etc but normaly there like 5k !
Firestate88
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Registered: 10th Jul 08
Location: Northampton England
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7th Dec 12 at 22:25   View User's Profile U2U Member Reply With Quote

because at your age millions of corsa's have no doubt been crashed making them higher risk in your age gap for insurance companies, supra's and that at your age have probably only had hundreds crashed if that making them a much lower risk car if that makes sense
aaron_c20
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Registered: 12th Sep 12
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7th Dec 12 at 22:27   View User's Profile U2U Member Reply With Quote

but its a 3.0l big car just doesnt make sence but hey may ditch the corsa n get something big
DanCobb
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Registered: 14th May 11
Location: Lewes/Brighton
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7th Dec 12 at 22:35   View User's Profile U2U Member Reply With Quote

5k
Firestate88
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Registered: 10th Jul 08
Location: Northampton England
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7th Dec 12 at 22:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by aaron_c20
but its a 3.0l big car just doesnt make sence but hey may ditch the corsa n get something big


at your age i could get a 2l cavalier cheaper then a 1.2 corsa, insurance doesn't work all too well
aaron_c20
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Registered: 12th Sep 12
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7th Dec 12 at 23:33   View User's Profile U2U Member Reply With Quote

lol sucha shit system on a golf r32 insurance quote fully comp 2700 !
Jay
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Registered: 26th Sep 04
Location: Liverpool
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7th Dec 12 at 23:59   View User's Profile U2U Member Reply With Quote

You need to realise at 19 300ish a month for car insurance is ludacris on anything, regardless of the engine size.
aaron_c20
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Registered: 12th Sep 12
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8th Dec 12 at 00:14   View User's Profile U2U Member Reply With Quote

Why's that ?
Adam C
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Registered: 10th Jan 07
Location: Cornwall UK Drives:Arden Blue Gsi T
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8th Dec 12 at 00:50   View Garage View User's Profile U2U Member Reply With Quote

I'd be surprised if the companies giving you these quotes on Supras and such actually would insure you if you tried to take out a policy, have mates who have tried getting insurance on bigger engined cars the same age as you and either get turned down due to lack of experience with the type of car or just claim there was a 'glitch' with the website then give you an adjusted expensive price.


My Arden Blue Astra GSi MK4 on BBS LM's Project Thread
Jay
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Registered: 26th Sep 04
Location: Liverpool
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8th Dec 12 at 00:58   View User's Profile U2U Member Reply With Quote

I had a 3.0 Omega Elite at 19, cost me 980 a year, had a Clio sport at 21 cost me 700 a year. Trust me 300 a month is hefty.
aaron_c20
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Registered: 12th Sep 12
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8th Dec 12 at 09:10   View User's Profile U2U Member Reply With Quote

But I've tried a few different cars and done it more than once a d still coming up so cheap compares to normal .... 300 a month is fine for me to be honest not a lot as I get payed weekly
Neo
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Registered: 20th Feb 07
Location: Essex
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8th Dec 12 at 09:55   View User's Profile U2U Member Reply With Quote

The insurance quote looks at load of variables, age of driver, age of car, ncb, location....but also the statistics for the model. I.e. if a car is desirable (nickable), amount of crashes, average age of driver etc etc

So when you quote on a Corsa B, its old, and the.majority of drivers are young guys, prone to accidents. All these factors make it expensive to insure.

The 3ltr Omega above probably has an average driver age of 45, statistically used as motorway mile munchers and not being ragged and less accidents.

I'm 23, and can insure a nearly new 2ltr Lancer for 600, whereas a 13 year old 1.6 primera 750. Insurance is odd.
aaron_c20
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Registered: 12th Sep 12
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8th Dec 12 at 11:35   View User's Profile U2U Member Reply With Quote

Madness oh well just gonna look into a new bigger car for next year then
davieslim
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Registered: 15th Sep 08
Location: Glasgow City
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8th Dec 12 at 15:39   View User's Profile U2U Member Reply With Quote

I know a user on here who got quote either 30k or 60k for a classic sti type r version 3 subaru lol
Ben G
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Registered: 12th Jan 07
Location: Essex
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8th Dec 12 at 15:51   View User's Profile U2U Member Reply With Quote

Insurance doesn't always get more expensive, the bigger the engine is.

A 2.0 diesel renault scenic will more than likely be cheaper to insure than a 1.2 corsa.
Seany
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Registered: 13th Dec 06
Location: Dunfermline, Fife : Drives Astra cdti Sri
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8th Dec 12 at 16:54   View User's Profile U2U Member Reply With Quote

I renewed my insurance this morning, saved over 80 a month
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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8th Dec 12 at 17:51   View User's Profile U2U Member Reply With Quote

After a few issue's as of late, ive now came to the conclusion that insurance companies just make the prices up.

1st case was when i called up to change from a Mk4 Astra SRi 1.8, to a 307 HDi. It went up on the basis that it was a bigger engine (but still a much lower insurance group and less power etc).

2nd was going from the Astra Coupe 1.8 to a2003 Fiat Punto Active Sport. The insurance went up on the basis it was a newer car. Really?? New car can affect it that much over the fact it was less than half the insurance group, much smaller engine, with alot less power.

And last week, while on the phone trying to take out a policy on a Corsa C SXi, with me doing it online, over him doing it on his computer, i was able to get it over 300 cheaper by doing it myself on the computer.
aaron_c20
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Registered: 12th Sep 12
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8th Dec 12 at 19:14   View User's Profile U2U Member Reply With Quote

It's just madness now insurance is a rip off we pay all this money a. That bu yet they never wa an pay out for an accident !
Cole
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Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
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9th Dec 12 at 07:45   View User's Profile U2U Member Reply With Quote

My Citroen c1 is 320 yr fc my zafira gsi is 220 fc work that one out
aaron_c20
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Registered: 12th Sep 12
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9th Dec 12 at 12:19   View User's Profile U2U Member Reply With Quote

Lol epic I'd love a Zafira Gsi !
Pop
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Registered: 8th May 03
Location: Reading
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9th Dec 12 at 16:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by aaron_c20
It's just madness now insurance is a rip off we pay all this money a. That bu yet they never wa an pay out for an accident !


Yet they pay out more than they bring in, go figure.
Jay
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Registered: 26th Sep 04
Location: Liverpool
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9th Dec 12 at 16:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Pop
quote:
Originally posted by aaron_c20
It's just madness now insurance is a rip off we pay all this money a. That bu yet they never wa an pay out for an accident !


Yet they pay out more than they bring in, go figure.


Not a chance!
aaron_c20
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Registered: 12th Sep 12
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9th Dec 12 at 18:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Pop
quote:
Originally posted by aaron_c20
It's just madness now insurance is a rip off we pay all this money a. That bu yet they never wa an pay out for an accident !


Yet they pay out more than they bring in, go figure.


Are you high mate ? They make a fortune by far because they know they can get away with doing it

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