pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Some people haven't heard of this on-going rescession obviously.
£425 is a grand price for a 21 year old in my opinion.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Deano its the accident mate thats pushing it up, f**k all you can do about it now though, gonna have to stump up. Its not all bad, my insurance is £560 FC on the Astra, I think thats far too high, but there you go 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Ironically it's not the accident (I am in the same situation as Deano), it's the lack of the 1 or 2 years NCB
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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my 2 accidents, albeit non fault, only pushed my policy up £50 each with elephant.co.uk so i think it's down to the 2 NCB you have.
over 700 quid for a 1.0 12v is silly though, i could pay 600 for a brand new 1.6 zetec s 140bhp fiesta mountune.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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Can you not enroll on a night course? Job done?
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Jonny P
Member
Registered: 11th Dec 04
Location: Merseyside Drives: Civic Type R EP3
User status: Offline
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What modifications have you got exactly?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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13inch alloys, depos, badgeless grille, smoked side repeaters, possibly mudflaps
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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It's not really a modified car is it. Be aswell to get back on steels if you want to save dosh.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by deano87
W reg I'll have you know 
I need FC because I'm looking at changing my car in spring.
We have a garage, except half of it is a gym, so not sure that would work 
I can't get it any cheaper. Must be a me thing.
You can change it to FC when you change car. Get a TPFT quote!
You have a garage you might aswell tell them the car goes in there. Because it does doesnt it!!
You'll get it cheaper you just need to press the right buttons!!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by mattk
13inch alloys, depos, badgeless grille, smoked side repeaters, possibly mudflaps
Alloys you can shrug off, its an old corsa ffs thats how it came do I look like I know what they are 
Depo's - there the same as stock just a bit weathered looking 
Badgless grill - not worth mentioning.
Smoke side repeaters - not worth mentioning.
Mudflaps - rip them off!!
Cars hardly modified!!
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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churchill came out wonders for me this year deano, 21 3yncb, both parents as named drivers....£744 FC on the DC2
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Bad luck Deano, sounds like absolute bullshit to me. If it were me I wouldn't bother declaring anything except wheels which you can just say are Vauxhall standard which they sorta are.
I remember when I tried getting insurance originally and they said my car was modified coz it had a GSi spoiler and colour coded bumpers Dumb fucks!
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Since when has it been modified?
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Exactly, what Graham said.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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No I mean I thought Deanos car was standard
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Ah, well bar like 5 things, it is. No exhaust nor lowered etc.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Its all stuff I wouldnt declare, Im an insurance frauding twat though
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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+1
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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I've got nothing declared on my car but the only two things really that would need doing is the fact that its lowered and a custom backbox. The rest is just colour coding and standard Vauxhall stuff.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Ive declared that mine is lowered, only cause it was £30 extra, if it was 100`s more I wouldnt have
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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I really want rid of my car now so I'm not that bothered about declaring it. I'll declare the stuff I do to my next car since it'll be mostly performance enhancing stuff.
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rustyarchs
Member
Registered: 29th Aug 04
Location: scotland
User status: Offline
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i never used to declare mods either until i wrote my fto off, 11 months before i did that i had it resprayed and bought a kit on it at a cost of over 2 grand and never got that back or the 18s i mangled as i had said it was standard, also the hasstle of taking the skirts off and changeing alloys over was a total cunt! think i got 80 quid for the skirts and the market value of a standard one
always declare mods now
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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quote:
Originally posted by mattk
Bell
End?
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moka
Member
Registered: 11th Mar 06
User status: Offline
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girlfriends 18 and has a mk4 ghia fiesta 1.2 and has just got a quote tpft for £474... last year it was £750 (this is with churchill)
My insurance is £620 tpft on my 1.4 sport im 21 and have 0 NCB. All mods declared aswell... thats with highway through HIC (try them).
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moka
Member
Registered: 11th Mar 06
User status: Offline
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Does anyone know if i am still able to get discount for my insurance with CS using HIC? i see its one of the benefits of being prem?
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