*JonnyG*
Member
Registered: 2nd Jun 08
Location: Lincolnshire
User status: Offline
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quote:
Originally posted by noshua
tell them you're a mechanic
Does this actually work? Because i am one. But didn't think it would do anythink.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Matty G
directline?
Don't allow mods until 25. And tbh, their prices aren't hugely different, so I'd rather be covered for the sake of £30.
Admiral = £450, commuting, dad & Lily, £300 total excess. 1 claim & mods.
Pretty much happy with that, especially as I had £550 saved for it. £100 to spend on myself now 
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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How much extra would it be to lower it? 
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by deano87
Pretty much happy with that, especially as I had £550 saved for it. £100 to spend on lowering springs now
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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that is big time anus penetration
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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no more modifying for me. It's uncomfortable enough as it is on the 20 mile run to work.
More like £100 towards Rich Refined Detail getting the colour back to normal.
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Kurt
Member
Registered: 23rd Oct 05
Location: Hi
User status: Offline
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quote:
Originally posted by Mike B
quote:
Originally posted by noshua
tell them you're a mechanic
Are you kidding? When I used to be a mechanic, every mechanic at our garage was a parts man
not even partsmen put partsmen, it's just as bad "office worker" ftw
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Gregor
that is big time anus penetration
£450?
You find my a lower price with £300 excess and mods declared and I'll actually be amazed.
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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what exactly are the "mods" ?
Adrian flux do not charge for modifications.
Would you not ay yourself though that at 21 on a 1.0 its expensive ?
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by Kurt
quote:
Originally posted by Mike B
quote:
Originally posted by noshua
tell them you're a mechanic
Are you kidding? When I used to be a mechanic, every mechanic at our garage was a parts man
not even partsmen put partsmen, it's just as bad "office worker" ftw
I find it random that they want to know exactly what your job is. I work in office, who cares what I do inside of it, I'm not exactly going to be driving round the building 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by Gregor
what exactly are the "mods" ?
Adrian flux do not charge for modifications.
Would you not ay yourself though that at 21 on a 1.0 its expensive ?
Alloys. Makes no difference on Admiral.
Yes I think it's expensive, but I can't get it any cheaper. Simple as that. Baring in mind I'm 21 with only 2 NCB and 1 claim. Some people my age have 5 NCB (from mopeds at 16) and 0 claims, then I'd be wanting insurance a bit cheaper!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by Kurt
quote:
Originally posted by Mike B
quote:
Originally posted by noshua
tell them you're a mechanic
Are you kidding? When I used to be a mechanic, every mechanic at our garage was a parts man
not even partsmen put partsmen, it's just as bad "office worker" ftw
It was student for me tbh, well I was an apprentice 
[Edited on 04-08-2009 by Mike B]
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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IT Technician for meee 
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Root
Member
Registered: 28th Dec 08
User status: Offline
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quote:
Originally posted by *JonnyG*
quote:
Originally posted by noshua
tell them you're a mechanic
Does this actually work? Because i am one. But didn't think it would do anythink.
As a mechanic aren't you covered to drive any car by your garage's insurance?
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by Root
quote:
Originally posted by *JonnyG*
quote:
Originally posted by noshua
tell them you're a mechanic
Does this actually work? Because i am one. But didn't think it would do anythink.
As a mechanic aren't you covered to drive any car by your garage's insurance?
For work yes.
You can't use it as personal cover
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Hints towards cheaper insurance.
Estimated mileage - low as possible, If you think you might do 8k stick down 4k, its an estimate 
Additional drivers - Put down mum or granny, even though they havnt drove in the last 10 years they have a clean license and will knock £100 off the price.
Where is the car kept over night - Does the house have a garage? If so then thats where its getting parked!! 
Do you drive other cars - always yes. I honestly have no idea what they mean by this or what difference it makes!!
Value of vehicle, £250 - if its knicked they will pay out whatever they feel like at the time regardless of what you stick in the box.
Take TPFT cover - its not worth having FC.
Simples!!
[Edited on 04-08-2009 by Colin]
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Faye_2003
Member
Registered: 5th May 03
Location: the gutter :(
User status: Offline
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quote:
Originally posted by Colin
Hints towards cheaper insurance.
Estimated mileage - low as possible, If you think you might do 8k stick down 4k, its an estimate
Additional drivers - Put down mum or granny, even though they havnt drove in the last 10 years they have a clean license and will knock £100 off the price.
Where is the car kept over night - Does the house have a garage? If so then thats where its getting parked!!
Do you drive other cars - always yes. I honestly have no idea what they mean by this or what difference it makes!!
Value of vehicle, £250 - if its knicked they will pay out whatever they feel like at the time regardless of what you stick in the box.
Take TPFT cover - its not worth having FC.
Simples!!
[Edited on 04-08-2009 by Colin]
Good tips, but I tried insuring my Audi A3 TPFT and it was £150 cheaper if I went FC with legal cover thrown in.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Do you really drive a £20k BMW with TPFT?
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ChrisBoom
Member
Registered: 6th Dec 06
Location: Highland
User status: Offline
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quote:
Originally posted by deano87
Yes I think it's expensive, but I can't get it any cheaper. Simple as that. Baring in mind I'm 21 with only 2 NCB and 1 claim. Some people my age have 5 NCB (from mopeds at 16) and 0 claims, then I'd be wanting insurance a bit cheaper!
Id still say yours is expensive though, ive only got 1 NCB, and 1 claim, and yet im still only paying £740 for a group 14 car at age 18
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Oh well, usually works the other way round.
Must be because your a woman
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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That's something I've noticed a few times recently, fully comp is sometimes cheaper, just shows what thieving shithouses they are when they won't let you have it cheaper even if they don't have to fix your car 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by ed
Do you really drive a £20k BMW with TPFT?
No but a R? reg 1L corsa I would!!
My tips were for the OP
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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W reg I'll have you know
I need FC because I'm looking at changing my car in spring.
We have a garage, except half of it is a gym, so not sure that would work
I can't get it any cheaper. Must be a me thing.
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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i'm sorry but at 21 with 1.0 an2 years ncb i wouldnt pay £450 for insurance mate. should be alot lower you must be entering some details on the insurance form a bit to honest.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by deano87
Some people my age have 5 NCB (from mopeds at 16)
That doesn't work with all companies I don't think. I had two year's no claims from bike insurance, but not everyone lets you carry it over 
quote:
Originally posted by StueyBoy1989
you must be entering some details on the insurance form a bit to honest.
Yeah, like an at fault claim 
Tbf, I wouldn't want to pay that much for a 12v, but if £450 or whatever it was is the best he can find, then sometimes you just have to go with it. I could have been insured £200 cheaper this year with Churchill, but they don't allow mods until you're 25 or something.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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