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Author Insurance Day: The big fat fail goes to. . .
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:20   View User's Profile U2U Member Reply With Quote

. . .Endsleigh.

I'm currently insured with them as they beat any quotes, especially as I have a claim. The reasoning for this is that I was a full time student.

Anyway, I call up today as I haven't received my renewal (due 29th August). The guy apologised and said I should have received it. Anyway, he pulls up the renewal. £460. Happy days. I paid £602 last year. So with 1 extra NCB (taking it to 2) and being 21, it actually dropped.

I then said "everything is the same, except I'm no longer a student".

"Oh" he says. "That will make a difference as you'll lose you 48% discount". Yes FORTY EIGHT percent discount as you aren't a student. "Your renewal will now be £716."

*silence*

"Sir?"

"So you mean to say, just because I'm no longer a student and actually have a job, it goes up by £250?".

"Yes".

"So I have 1 more NCB, I am now 21 but my renewal goes up".

"Yes".

"If you can't get it down to the student renewal price, I'll be leaving".

"There is nothing we can do".

"Ok, you've just lost my custom. Bye".

I. Mean. What. The. Fuck?.

Crazy crazy insurance company.

So the hunt continues for £400 insurance, but not being a student

[Edited on 04-08-2009 by deano87]
mattk
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Registered: 27th Feb 06
Location: St. Helens
User status: Offline
4th Aug 09 at 19:22   View User's Profile U2U Member Reply With Quote

Bell
mikenoncorsa
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Registered: 27th Sep 06
Location: Worcester
User status: Offline
4th Aug 09 at 19:22   View User's Profile U2U Member Reply With Quote

You'll have a shock when you try and insure a real car rather than a hairdryer if thats your reaction!!
Jenko_Sport
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Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
4th Aug 09 at 19:22   View User's Profile U2U Member Reply With Quote

Maybe he knew you would go over your millage testing out mpg?
AndyKent
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Registered: 3rd Sep 05
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4th Aug 09 at 19:25   View User's Profile U2U Member Reply With Quote

Thats awful. I was paying £700 at 18 with the same car as you in a full time job. At 21 I'm now paying just over £300 on a Golf diesel worth 5 times more than my original Corsa!

Get yourself on direct line for a quote, they've been banging out really good quotes recently.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mikenoncorsa
You'll have a shock when you try and insure a real car rather than a hairdryer if thats your reaction!!

What do you mean if that is your reaction? Do you not see my point?

My insurance goes up by £250, just because of a change of occupation (which incidentally isn't high risk). I am still the same person, and if anything a 'responsible adult' and not 'rowdy student' and it goes up.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyKent
Thats awful. I was paying £700 at 18 with the same car as you in a full time job. At 21 I'm now paying just over £300 on a Golf diesel worth 5 times more than my original Corsa!

Get yourself on direct line for a quote, they've been banging out really good quotes recently.

Except they don't allow modifications. And my car has alloys
AndyKent
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Registered: 3rd Sep 05
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4th Aug 09 at 19:27   View User's Profile U2U Member Reply With Quote

Bugger it, tell them it came like that as standard.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:27   View User's Profile U2U Member Reply With Quote

But it didn't. And it's my responsibility to know whether it did or didn't. People seem to forget insurance companies aren't your friend. They're there to make money, and will not pay out if they can in any way.


quote:
Originally posted by mattk
Bell

The website appears to be fucked

[Edited on 04-08-2009 by deano87]
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
4th Aug 09 at 19:27   View User's Profile U2U Member Reply With Quote

I've never understood it myself, certain occupations I can understand (bouncer etc) but when I went from a Petrol Station Assistant to Rail Worker it went down, worked in my favour this time obviously but still doesn't make sense.

Proves the theory that they just make it up as they go along.
Jake
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Registered: 24th Jan 05
User status: Offline
4th Aug 09 at 19:29   View User's Profile U2U Member Reply With Quote

try confused.com
Kurt
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Registered: 23rd Oct 05
Location: Hi
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4th Aug 09 at 19:29   View User's Profile U2U Member Reply With Quote

try elephant and put one of your parents as a named drive
Jenko_Sport
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Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
4th Aug 09 at 19:31   View User's Profile U2U Member Reply With Quote

Im proud of you
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:32   View User's Profile U2U Member Reply With Quote

Bell was a big pile of horse crap.
Neil Dagens
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Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
4th Aug 09 at 19:34   View User's Profile U2U Member Reply With Quote

quinn direct dont charge for alloys. try them.
Liam
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Registered: 19th Jan 06
Location: Stafford
User status: Offline
4th Aug 09 at 19:35   View User's Profile U2U Member Reply With Quote

HIC, they were cheapest by a country mile when I passed my test and when it came to renewal..
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Liam
HIC, they were cheapest by a country mile when I passed my test and when it came to renewal..

Can you do it online?

I've still got the high street broker to check out where my dad takes the works vans etc.
Kevxx
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Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
4th Aug 09 at 19:41   View User's Profile U2U Member Reply With Quote

call back, you're now a student again
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kevxx
call back, you're now a student again

Liam
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Registered: 19th Jan 06
Location: Stafford
User status: Offline
4th Aug 09 at 19:42   View User's Profile U2U Member Reply With Quote

Don't think so, ring as you'll ge the best price. I'm 20 with 1 NCB with an Astra SXi with all my mods declared and I'm paying £800, which I didn't think was too bad. Saved over £500 from last year so can't be bad.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:44   View User's Profile U2U Member Reply With Quote

Cheapest on CompareTheMarket is £526. They can swivel too.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:50   View User's Profile U2U Member Reply With Quote

Aviva just quoted me unhappy.
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
4th Aug 09 at 19:51   View Garage View User's Profile U2U Member Reply With Quote

Maybe Brentacre?

Admittedly I tried them and they said "it's going to be over £1400" and to go with Churchill when I tried them this year But at least they were honest


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
4th Aug 09 at 19:54   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daveskater
Maybe Brentacre?

Admittedly I tried them and they said "it's going to be over £1400" and to go with Churchill when I tried them this year But at least they were honest

Who did you go with in the end? Not Churchill?
Liam
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Registered: 19th Jan 06
Location: Stafford
User status: Offline
4th Aug 09 at 19:58   View User's Profile U2U Member Reply With Quote

Brentacre were crap when I rang them to get a quote.

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