Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Just wondering if anybody has had a loan with them before? How long does it take from the moment they accept you untill the moment you recieve the money?
https://www.yesloansuk.com/aboutus.php
Edit: Forgot this should be in house day 
[Edited on 06-02-2008 by Whittie]
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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well you have to send confirmation of your earnings, bank account, and ID, so can take about a week or so
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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I used to work for them, they have a very bad reputation. They also make you pay for your credit checks - and you dont get that money back if you are rejected
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Yeah, paid £50 for credit check.
They said it's definately been accepted though.
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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If you have signed the loan agreement and they have approved it, and you've had confirmation that its been approved it should be no longer than 5 - 7 working days for the money to go into your account
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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quote:
Originally posted by Ally
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Havn't signed papers yet
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Hope it goes through once the papers are sent after giving them £50 for nothing
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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dude avoid if YOUR paying for credit check!!
£50 thats a fucking rip off!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Sounds dodgy, a bloke I give a lift into work got a loan for £1k from a back door loan company, he was paying back tones, had to send £49 upfront admin fee aswell
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Like i said dude, cancel the cheque and dont return the forms
Plenty of other loan providers out there. Check out www.moneysupermarket.com
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richardworrall
Premium Member
Registered: 20th Sep 05
Location: Derby
User status: Offline
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what interest rate have they given you, that sounds well dodgy having to pay for your own checks
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paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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i paid the £50 got a load of companies saying yes "aparently" never got any docs through phoned them 4 times to no avail ended up just getting finance on my car  so £50 wasted
is there anything i can do to get this back as they will have accessed my creidit report making it wprse than it already is for nothing...
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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As i told louise when she tried to get a loan with them they are a broker and they will accept you onto their books but that doesnt mean you have been accepted for a loan.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I would be sceptical about this tbh. Can you not just use your bank or something?
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Ian W
Member
Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
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My mate just got a loan with these, he must have the worst credit rating I have ever know, in the 10+ years I have known him he has never paid for anything in full.
He knows nothing about interest rates etc and even he said the repayments are stupidly high 
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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Sounds well off that having to pay for credit checks...Specially £50.........
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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quote:
Originally posted by Ian W
My mate just got a loan with these, he must have the worst credit rating I have ever know, in the 10+ years I have known him he has never paid for anything in full.
He knows nothing about interest rates etc and even he said the repayments are stupidly high
The interest rate will be 40% and above more than likely.
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