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Author Asked my Insurers to update new Mods and.........
Dan-P
Member

Registered: 26th Jun 02
Location: London
User status: Offline
13th Nov 03 at 12:01   View User's Profile U2U Member Reply With Quote

Asked for a quote on adding 16" MM wheels and a SRi spoiler they said £250 extra, making my monthly payment from £106.88 to £136.04 is it me or is that a bit steep?? (haven't got much choice tbh as I want them on so they know I'd pay whatever ) Also the with the spoiler it's genuine Vauxhall so I thought it wouldn't cost much to put that on

Im with Norwich Union.

Opinions?

[Edited on 13-11-2003 by Dan-P]
Greasemonkey
Member

Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
13th Nov 03 at 12:21   View User's Profile U2U Member Reply With Quote

I am with performance direct and for mantzel power box +20bhp, 17's, exhaust system filter, brake mods, £2000 of ice i only payed, £100 across the year so i now pay about £110 full comp.
THink thats a bit steep matey, if ya start adding SRI spoilers etc you might pay SRI insurance.
If you fitted a GSI kit you pay GSI insurance strange but in some cases true, insurers are bastards not got no choice i am afraid
Greasemonkey
Member

Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
13th Nov 03 at 12:23   View User's Profile U2U Member Reply With Quote

the £110 fully comp is x 10 i pay ten months insurance
Doug_SRi
Member

Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
13th Nov 03 at 12:25   View User's Profile U2U Member Reply With Quote

norwich union change 10% of ur premium per mod. They wanted £80 off me for a performance back box and induction kit but i decided to keep it standard. They also told me that if you have more than 3 modifications your car becomes classed as a kit car!!

[Edited on 13-11-2003 by SXI 1.2 16v ]
Robertio_uk
Member

Registered: 2nd Sep 02
Location: Nottingham
User status: Offline
13th Nov 03 at 12:25   View User's Profile U2U Member Reply With Quote

well im paying £148 a Month so think urself lucky m8.
How old r u??
Mistamist
Member

Registered: 16th Jul 03
Location: Gillingham, Kent
User status: Offline
13th Nov 03 at 12:35   View User's Profile U2U Member Reply With Quote

I paid £760 TPFT on a 1.2 8v all mods declaired, had 1 accident (My bad) can do what i like to the car other than touch the engine any more and they wont raise my premium.
Bonus
Member

Registered: 13th May 02
Location: Cheltenham
User status: Offline
13th Nov 03 at 13:01   View User's Profile U2U Member Reply With Quote

Im with Endsleigh, All mods declaired i got them down to £470 fully comp on my SRI. It was £670 standard before i started telling them i could get it cheaper else where!

I aint got that many mods tho, only - Alloys, lowerd, Zorst, Tints, + ICE
Dan-P
Member

Registered: 26th Jun 02
Location: London
User status: Offline
13th Nov 03 at 13:02   View User's Profile U2U Member Reply With Quote

Im 18 Rob, im insured in my name, fully comp.
Wolf In Welsh Clothing
Member

Registered: 31st Mar 03
Location: North Wales...... Cooper S on order
User status: Offline
13th Nov 03 at 14:41   View User's Profile U2U Member Reply With Quote

Most insurance companies rip you off for mods.
Best off trying a modified insurance company next year like HIC or Adrian Flux.
Ul get the wheel and spoiler mods free then.
Till then ul either have to pay or not declare.
Dave_Gordon
Member

Registered: 24th Mar 02
Location: Golborne, Greater Manchester
User status: Offline
13th Nov 03 at 15:55   View User's Profile U2U Member Reply With Quote

thats fcukin daylight robbery ??

i asked vauxhall insurance how much it would be 4 a full kit and exhaust and they said and extra £90 a year
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
13th Nov 03 at 15:57   View User's Profile U2U Member Reply With Quote

i have yet to declare my mods and im not lookin forward to it either

think i might wait til renewal in feb

how much u reckon for a grands worth of wheels, £600 suspension and a £250 induction kit??

they are worth more then the car
Dave_Gordon
Member

Registered: 24th Mar 02
Location: Golborne, Greater Manchester
User status: Offline
13th Nov 03 at 16:04   View User's Profile U2U Member Reply With Quote

yep they gonna take your trolleys down and smack your arse
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
13th Nov 03 at 16:06   View User's Profile U2U Member Reply With Quote

well i thought id wait til i finish fittin the kit, renew my policy, declare my mods then see about claimin for that bit of keying someone did
bun
Member

Registered: 6th Oct 03
Location: Adel, West Yorkshire
User status: Offline
13th Nov 03 at 16:06   View User's Profile U2U Member Reply With Quote

when i declared my mod's( kit,alloys,exhaust,induction kit, ,tints and ice) my insurance went up 10% so only another £70 a year bargain
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
13th Nov 03 at 16:08   View User's Profile U2U Member Reply With Quote

oh yeh forgot bout my zorst
Dave_Gordon
Member

Registered: 24th Mar 02
Location: Golborne, Greater Manchester
User status: Offline
13th Nov 03 at 16:10   View User's Profile U2U Member Reply With Quote

u 'll be alright you own a vectra, and they are gran ma's cars!!!!!!!

:thumbs
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
13th Nov 03 at 16:11   View User's Profile U2U Member Reply With Quote

yeh but its a v6 all the same u will be surprised

but then theres the fact im virtually 26, been driving 8 years, full ncb and FEMALE

Corsa^Dan
Member

Registered: 4th Dec 02
Location: Sleaford, Lincolnshire
User status: Offline
13th Nov 03 at 16:12   View User's Profile U2U Member Reply With Quote

do HIC have a website?
the_legend_of_yrag
Member

Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
13th Nov 03 at 17:09   View User's Profile U2U Member Reply With Quote

HIC do not have a website...
Corsa^Dan
Member

Registered: 4th Dec 02
Location: Sleaford, Lincolnshire
User status: Offline
13th Nov 03 at 17:16   View User's Profile U2U Member Reply With Quote

blaaaah lol cheers
John_C
Member

Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline
13th Nov 03 at 17:26   View User's Profile U2U Member Reply With Quote

seems steep.
if its a vaux spoiler y tell them.
wheels yeah tell them.
kerry wait until renewal
leon_in_uk
Member

Registered: 16th Sep 03
User status: Offline
13th Nov 03 at 17:27   View User's Profile U2U Member Reply With Quote

can you please sorta read my page please i need to no whos best i am fcuk'd otherwise please, its on this page!!!!!
TOMAS
Member

Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
13th Nov 03 at 18:34   View User's Profile U2U Member Reply With Quote

http://www.elephant.co.uk

[Edited on 13-11-2003 by TOMAS]
Red_SXi
Member

Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
14th Nov 03 at 00:55   View User's Profile U2U Member Reply With Quote

When i rang liverpool victoria about my mods, they told me that they don't even need to be informed about them, let alone paying more
and-m
Member

Registered: 5th May 02
Location: Liverpool. Drives. Skud vRS.
User status: Offline
14th Nov 03 at 00:56   View User's Profile U2U Member Reply With Quote

you havent declared those mods kerry? dodgy...

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