jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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In need of advice.
When insurance write off cars, but the car is repairable then why do they write off the cars ? Is it because of the cost of repairing it ?
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jazzer2k3
Member
Registered: 24th May 03
Location: **SHEFFIELD**
User status: Offline
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Ye, if the damage is mor than the car is worth .. Its category C
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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normally if the damage is more than 60% of the value I believe.
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jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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Thanks
Even though it can be fixed. It possible to make the car roadworthy at the end of the day ??
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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Yep
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jazzer2k3
Member
Registered: 24th May 03
Location: **SHEFFIELD**
User status: Offline
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Ye, but think about when u wanna sell it . . . U wont really get owt . . Cos its a cat write off .. So jus think about it 
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jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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It just that I got worried as I bought a car, then i thought i might as well do a HPI check and it got insurance write off noted.
The MOT been passed several times every year after the insurance write off as I seen the documents. Theres no major problems.
Am I safe ?
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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You're safe, but you should have been told it was a previous write off when you bought it.
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jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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Aye wish I known about it now.
At least I know am safe and didn't pay thousands for the car.
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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You not think about an hpi check before buying it?
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jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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Am a idiot lol
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craig8
Premium Member
Registered: 31st Dec 04
Location: Glasgow
User status: Offline
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quote:
Originally posted by James_DT
You're safe, but you should have been told it was a previous write off when you bought it.
why would someone trying to sell a car for profit tell a potential buyer about something that could lose them money on the sale?
sorry to go off topic but this just made me wonder
E36 328
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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Because isn't that the law?
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jamstercompaq
Member
Registered: 25th Mar 06
Location: Syston, Leicestershire
User status: Offline
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When selling a car you gotta be honest about the history of the car.
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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quote:
Originally posted by craig8
quote:
Originally posted by James_DT
You're safe, but you should have been told it was a previous write off when you bought it.
why would someone trying to sell a car for profit tell a potential buyer about something that could lose them money on the sale?
sorry to go off topic but this just made me wonder
Well if the potential buyer done a hpi check before buying then they would know and say something to the owner of the car
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solway
Member
Registered: 22nd Feb 06
User status: Offline
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You do not have to tell a seller that the vehicle has been a cat c write off.
I have owned several 'write-offs' before and sold them without any comebacks.
The only problem is if you hide the history - ie advertise the car as 'original condition'.
It is not up to the seller to disclose this history - it is up to the buyer to discover it by hpi check or other means.
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Rob_Corsa
Member
Registered: 4th Apr 02
Location: Derbyshire
User status: Offline
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quote:
Originally posted by solway
You do not have to tell a seller that the vehicle has been a cat c write off.
I have owned several 'write-offs' before and sold them without any comebacks.
The only problem is if you hide the history - ie advertise the car as 'original condition'.
It is not up to the seller to disclose this history - it is up to the buyer to discover it by hpi check or other means.
Yeah thats correct but if the buyer was to ask if the car had been a write off the seller would have to tell the truth(can only prove he knew if it had been a written off while he owned it)
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craig8
Premium Member
Registered: 31st Dec 04
Location: Glasgow
User status: Offline
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quote:
Originally posted by Rob_Corsa
quote:
Originally posted by solway
You do not have to tell a seller that the vehicle has been a cat c write off.
I have owned several 'write-offs' before and sold them without any comebacks.
The only problem is if you hide the history - ie advertise the car as 'original condition'.
It is not up to the seller to disclose this history - it is up to the buyer to discover it by hpi check or other means.
Yeah thats correct but if the buyer was to ask if the car had been a write off the seller would have to tell the truth(can only prove he knew if it had been a written off while he owned it)
thats what i was thinking, he only has to disclose if asked
E36 328
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