been turned down on 02 - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

Not logged in [Login - Register]

You Are Not Registered Or Not Logged In

Corsa Sport » Message Board » Off Day » Geek Day » been turned down on 02

New Topic

New Poll

<< 1 2 3 >>

Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 15:10

yes i look in to it now mate thank you.waiting for my pin number on credit xpert takes 5 days to view it on line.

whats the differnts with equifax and experains.

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

15th Mar 10 at 15:14

I'm sure O2 don't even use an external source for their credit check, I went and got an iPhone on Friday and they just remove £1 quid from your account to see if it's working then return it when it goes through.

I still have a '3' contract running as well, either your account doesn't accept Direct Debits or they didn't like the look on your face.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 16:36

no i did it over the phone to be honist

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

15th Mar 10 at 16:47

quote:
Originally posted by Ojc
I'm sure O2 don't even use an external source for their credit check, I went and got an iPhone on Friday and they just remove £1 quid from your account to see if it's working then return it when it goes through.

Yes they do, and I know this for a fact as I've got the searches on my Experian credit report to prove it when I applied for the contract.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 16:50

whats the differnts with equifax and experains.

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

15th Mar 10 at 16:56

They are just two different credit reference agencies which companies use to do searches on and report to. There is a third, CallCredit, but most creditors just use one or both of the first two.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 16:57

right i see so no point looking in to callcredit then.

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

15th Mar 10 at 16:59

No not really, they get their info from both Experian and Equifax anyway.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 17:02

damn is there a way to improve the credit.rating.i am doing 30 day simcard on line with 02 lets see what happends thise time round.

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

15th Mar 10 at 18:01

quote:
Originally posted by Sam

quote:
Originally posted by Ojc
I'm sure O2 don't even use an external source for their credit check, I went and got an iPhone on Friday and they just remove £1 quid from your account to see if it's working then return it when it goes through.

Yes they do, and I know this for a fact as I've got the searches on my Experian credit report to prove it when I applied for the contract.

Oh, then mine went straight through. Sorry.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

15th Mar 10 at 18:03

lets see the credit on here please just need to know what to do really.

LeeM

Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline

15th Mar 10 at 18:48

go to phones4u, they give anyone a contract

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

16th Mar 10 at 07:55

quote:
Originally posted by Ojc
Oh, then mine went straight through. Sorry.

New contract (i.e. new customer) or upgrade from PAYG/SIM only/previous contract?

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

16th Mar 10 at 07:57

jas-tec just go to this website and read this page:

http://www.moneysavingexpert.com/loans/credit-rating-credit-score

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

16th Mar 10 at 12:49

quote:
Originally posted by Sam

quote:
Originally posted by Ojc
Oh, then mine went straight through. Sorry.

New contract (i.e. new customer) or upgrade from PAYG/SIM only/previous contract?

New contract - new customer.

sc0ott

Member

Registered: 16th Feb 09
User status: Offline

16th Mar 10 at 14:25

why would anyone want to go with o2. they are soo shit.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

16th Mar 10 at 14:39

right i tryed to go for the 30 day sim but yet again been turned down damn.And spoke to 02 equifax deals with 02 so i been keep ringing them all lines are so busy all the time.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

16th Mar 10 at 14:57

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

16th Mar 10 at 15:33

Good morning Jason

Thanks for your interest in our Simplicity SIM. I'm sorry for the
inconvenience you're facing.

Jason, your order has been cancelled because of a unsuccessful credit
check. Like all service providers, we carry out a credit check on all
our potential Pay Monthly customers before entering a contract. In this
instance we contacted credit reference agency, Equifax plc.

We're not given specific details by Equifax plc as these are
confidential. For more details please call our Equifax team on 0844 335
0550. Alternatively you can get this information online at:

http://www.myequifax.co.uk/o2/

If you'd like a copy of the information, this is available to you by
writing to the address below:

Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US.

Jason, if you wish to purchase a Simplicity SIM I request you to call
our dedicated sales team on 0844 202 0202. Their working hours are as
follows:

- Monday to Friday 8.30am and 9pm
- Saturday and Sunday 10am to 6pm.

They'll be glad to help you to the best of their abilities. To know
more about our various Simplicity tariffs please click on the link
below:

http://shop.o2.co.uk/sim-only-simplicity

Jason, I hope that you join us at the earliest. If you have any further
queries, please contact us or visit our excellent online help centre at:

http://www.o2.co.uk/support/generalhelp

Kind regards

Roydon
O2 Customer Service

Getting your query right the first time you email us is very important
to us. If your query has not been resolved this time, please reply to
this email with the words 'Need More Help' in the subject field.

Telefónica O2 UK Limited, Registered in England No 1743099. Registered
Office: 260 Bath Road, Slough, Berkshire SL1 4DX.

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

16th Mar 10 at 18:58

I would probably wait until June before applying for a contract TBH, your default is still too fresh - once it's a year old (assuming you've not had any other negatives on your credit files since May 09) you will stand a better chance of being considered.

jas-tec

Member

Registered: 10th Oct 05
Location: oxford
User status: Offline

16th Mar 10 at 21:11

i have a court on my orther statement

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

16th Mar 10 at 23:21

If you mean a CCJ, then that's even worse...