Andrew 
Member 
 
Registered: 5th May 04
 Location: Skoda Octavia Estate, Ford Puma 
User status: Offline 
 
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I've never been happy with them.  Charge you to take money out of an ISA if you don't order money, same with my instant saver account too.  They also charged me £12 when I never received a letter to say I needed to pay my credit card.  Totally forgot I needed to pay it... 
 
Looking at mortgages and the Halifax are about the best giving my situation according to the advisor.   
 
Anyone with them for a mortgage?  I'd rather use Lloyds TSB but the intrest is a lot more  
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deano87 
Member 
 
Registered: 21st Oct 06
 Location: Bedfordshire Drives: Ford Fiesta 
User status: Offline 
 
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My misses has had trouble with her current account with Halifax. 
 
I'm with Barclays and never had such problems. Their mortgages always seem reasonable.
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Andrew 
Member 
 
Registered: 5th May 04
 Location: Skoda Octavia Estate, Ford Puma 
User status: Offline 
 
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I bank with Lloyds TSB and never had a single problem.  Even the staff are boss at my local bank.  
 
Just worried they will not take a payment or something..
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VegasPhil 
Premium Member
 
Registered: 16th Jan 05
 Location: Fareham, Hants Drives: Octavia VRS 
User status: Offline 
 
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Some of the best deals for ftb's mate. What sort of deposit you got?
 
  Corsa 2.0 16v Vegas - Sold
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Mad Moe 
Member 
 
Registered: 14th Jun 01
 Location: Northumberland 
User status: Offline 
 
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I purchased and arranged a mortgage for my first property with Halifax and I would never use them again,  if I had to describe them in one word 'incompetent' springs top mind 
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Kathryn W 
Member 
 
Registered: 12th Oct 03
 Location: Widnes, Cheshire 
User status: Offline 
 
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Why get a mortgage with a high street bank?? 
 
Go and see an independant financial advisor they will search every mortgage under the sun for you.
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VegasPhil 
Premium Member
 
Registered: 16th Jan 05
 Location: Fareham, Hants Drives: Octavia VRS 
User status: Offline 
 
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quote: Originally posted by Kathryn W 
Why get a mortgage with a high street bank?? 
 
Go and see an independant financial advisor they will search every mortgage under the sun for you. 
   
 
Yup.... Looks like he's been to see them and they have said Halifax is one of the cheaper ones...
 
  Corsa 2.0 16v Vegas - Sold
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deano87 
Member 
 
Registered: 21st Oct 06
 Location: Bedfordshire Drives: Ford Fiesta 
User status: Offline 
 
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Nationwide is a safe bet as it isn't a bank - not sure what protection you have, but they are less likely to go under imho.
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Gaz 
Member 
 
Registered: 24th Aug 03
 Location: Widnes, Cheshire 
User status: Offline 
 
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Aye, i'd say a lot of places are better than halifax at the minute  
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Dan 
Premium Member
 
Registered: 22nd Apr 02
 Location: Gorleston on Sea, Norfolk 
User status: Offline 
 
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Ive been with them 4 months with my mortgage. Couldnt ask for an easier transaction etc. 
 
No hassle what so ever
 
  Adult GiftsClick here to vist us
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Neo 
Member 
 
Registered: 20th Feb 07
 Location: Essex 
User status: Offline 
 
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HAD an Isa with them, would take up to 10 days to access cash. 
 
Also, had the account since 05, Was paying in an amount ever month from then....and none of this had gone is as i hadnt signed a form saying i wanted to pay money into the account   
 
So 2 days ago i closed it and am waiting on money to be transfered   
 
Stoopid Bank !
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Andrew 
Member 
 
Registered: 5th May 04
 Location: Skoda Octavia Estate, Ford Puma 
User status: Offline 
 
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The advisor or sales bird hasn't contacted me all week.  Considering they cannot sell houses they are not exacally chasing people   
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pow 
Premium Member
 
Registered: 11th Sep 06
 Location: Hazlemere, Buckinghamshire 
User status: Offline 
 
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Nationwide FTW  
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mattk 
Member 
 
Registered: 27th Feb 06
 Location: St. Helens  
User status: Offline 
 
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Im with yorkshire bank, I go to the cash machine and however much dosh I want comes out, thats all I need from a bank  
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