JayT
Member
Registered: 26th Jul 06
Location: Stoke On Trent
User status: Offline
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ive always wondered about this, do all mods and i mean even the smallest of mods have to be declared in order to make your insurance valid! obviously if your going to do something to the engine or lower it or put wheels on you have to declare them and pay a little more but do things like colour coding your bumpers or maybe fitting a different rear bumper have to be declared?
sorry for the essay but always baffled me this has!
[Edited on 17-01-2007 by corsa boy Jay T]
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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i have everything so i know when i crash i will get payed
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JayT
Member
Registered: 26th Jul 06
Location: Stoke On Trent
User status: Offline
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even the slightest thing? its just that if you bought a modded car of someone and then phoned up an insurance company you could be there all day telling them whats been done to the car, in the end im suprised they dont just say we arnt going to insure you there are too many modifications! you get where im coming from!
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by corsa boy Jay T
in the end im suprised they dont just say we arnt going to insure you there are too many modifications!
This happens.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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any major mods yes, obviously a new gearstick or mats wont be insured but even an air filter has to be declared as its a "performance part" and is "supposed" to increase the power.
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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quote:
Originally posted by corsa boy Jay T
even the slightest thing? its just that if you bought a modded car of someone and then phoned up an insurance company you could be there all day telling them whats been done to the car, in the end im suprised they dont just say we arnt going to insure you there are too many modifications! you get where im coming from!
i sent two a4 pieces of paper with them on
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JayT
Member
Registered: 26th Jul 06
Location: Stoke On Trent
User status: Offline
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who are you with basscrazy? how much too if you dont mind me asking!
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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admiral and too much 1700 fully comp
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JayT
Member
Registered: 26th Jul 06
Location: Stoke On Trent
User status: Offline
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how old are you? do you have any no claims or anything?
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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20
3 crashes
3 points
recorded road rage lol
2ltr xe corsa
all mods declared paint as well
soooooooo i get raped
[Edited on 17-01-2007 by Basscrazy]
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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quote:
Originally posted by Basscrazy
20
3 crashes
3 points
recorded road rage lol
2ltr xe corsa
all mods declared paint as well
soooooooo u get raped
thats still cheap with all those. i heard alot worse.
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JayT
Member
Registered: 26th Jul 06
Location: Stoke On Trent
User status: Offline
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lol considering all that it aint too bad lol will come down when you turn 21 wont it?
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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i bloody hope so lol
it really isnt bad to say im like there worst nightmare to insure 
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mattievRS
Member
Registered: 20th May 06
Location: Leicester
User status: Offline
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quote:
Originally posted by Basscrazy
20
3 crashes
3 points
recorded road rage lol
2ltr xe corsa
all mods declared paint as well
soooooooo i get raped
[Edited on 17-01-2007 by Basscrazy]
 Thats the probs with being young with a modded car,insurance people have you fookin pants down!!!!!!
[Edited on 17-01-2007 by m17tty]
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Basscrazy
Member
Registered: 16th Sep 05
Location: If im on here then clearly in front of the pc
User status: Offline
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yep lol
just start the call got the pants down which way do u want me over chair or on the floor
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mattievRS
Member
Registered: 20th May 06
Location: Leicester
User status: Offline
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quote:
Originally posted by Basscrazy
yep lol
just start the call got the pants down which way do u want me over chair or on the floor
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