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Author Cash Withdrawal Limits?
Norcy91
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Registered: 15th Sep 08
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   3rd Jan 16 at 22:30   View User's Profile U2U Member Reply With Quote

Does anybody know what the maximum I would be able to withdraw from a cash machine is? I'm with First Direct and I'm guessing they vary from other banks as to how much you can withdraw? Just wondering if anyone else is with first direct and knows!
Jason x
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Registered: 19th Apr 13
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3rd Jan 16 at 22:32   View Garage View User's Profile U2U Member Reply With Quote

£250

[Edited on 03-01-2016 by Jason x]
Ben G
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Registered: 12th Jan 07
Location: Essex
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3rd Jan 16 at 22:41   View User's Profile U2U Member Reply With Quote

Halifax is £300.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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3rd Jan 16 at 22:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
Halifax is £300.


TSB is also £300
mattievRS
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Registered: 20th May 06
Location: Leicester
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3rd Jan 16 at 22:55   View User's Profile U2U Member Reply With Quote

Normal hsbc account £250
Advance hsbc account £500

Have you checked the terms and conditions on 1st direct website? Will tell you on there I bet.

[Edited on 03-01-2016 by mattievRS]
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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3rd Jan 16 at 22:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
Halifax is £300.
i could swear mine is £500 a day. I never normally take out more then £20 at a time though so you are probably correct
Y869 SRA
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Registered: 22nd Jul 12
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3rd Jan 16 at 23:34   View User's Profile U2U Member Reply With Quote

£250 with Barclays.
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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3rd Jan 16 at 23:46   View Garage View User's Profile U2U Member Reply With Quote

£500 with lloyds
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Jan 16 at 06:32   View User's Profile U2U Member Reply With Quote

It's £500 with first direct,

Some cash machines will require you to
Do two seperate transactions, due to limitations of the machine
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Jan 16 at 06:33   View User's Profile U2U Member Reply With Quote

Normal Hsbc account is £300 btw^^€
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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4th Jan 16 at 07:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
Halifax is £300.


I think they've reduced it.. I'm with Halifax and for the last couple of months I've only been able to withdraw £250 which is a pain.
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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4th Jan 16 at 07:16   View User's Profile U2U Member Reply With Quote

I've just googled it:

quote:
Cash withdrawal limits. You can withdraw up to £500 a day from a cash machine from your Ultimate Reward Current Account, Reward Current Account, Current Account and Student Current Account. The limit for all other bank accounts, including the Current Account with Control, is £300.


Must be the cash point! I've got the old school free current accounts, looks like the paid banking customers can withdraw more.
Ben G
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Registered: 12th Jan 07
Location: Essex
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4th Jan 16 at 09:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaveyLC
quote:
Originally posted by Ben G
Halifax is £300.


I think they've reduced it.. I'm with Halifax and for the last couple of months I've only been able to withdraw £250 which is a pain.


Oh right. They've kept that quiet, if so! I have a 2 accounts anyway so I just use both if i need large amounts.
corsajay88
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Registered: 22nd Aug 11
Location: Upton, Cheshire
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4th Jan 16 at 09:49   View User's Profile U2U Member Reply With Quote

If you need it higher, just phone up and they'll increase, with Natwest can withdraw £1000 from cash machine.
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Jan 16 at 11:02   View User's Profile U2U Member Reply With Quote

Can do with most banks.

Most people assume most they can withdraw is £250, that's for a lot of the older cash machines, they can physically only dispense £250. Put card back in and do another transaction.

My card lets me withdraw 1k a day
Ben G
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Registered: 12th Jan 07
Location: Essex
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4th Jan 16 at 12:54   View User's Profile U2U Member Reply With Quote

I would rather go to the bank if i'm going to need that amount. Far too many shady characters hang around atm's.

Ok £250 is a lot of money, but i'd be distraught if i lost a grand to some pikey mug with a Fisher price knife.
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Jan 16 at 12:56   View User's Profile U2U Member Reply With Quote

Yeah, I'm with you on that. I don't withdraw that much money, (maybe once or twice) only.

Worried about security just do it at few different cash machines, useful in an emergency, but most of time you can just use card anyway
Dr Pepper
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Registered: 21st Sep 02
Location: oxford Drives Renault Clio RS200
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4th Jan 16 at 17:18   View User's Profile U2U Member Reply With Quote

If you are using a cashzone or dc payments cash machine (there are lots of these - most supermarket, shops, petrol and service stations) and you try to withdraw your limit in 2 separate transactions ... the machine will almost certainly capture your card and destroy it. Like wise if you try to withdraw the entire balance of your account in one go..... trust me.....I am the person you will speak to on the phone if this happens at a weekend!

[Edited on 04-01-2016 by Dr Pepper]
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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4th Jan 16 at 18:01   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Nic Barnes
quote:
Originally posted by Ben G
Halifax is £300.
i could swear mine is £500 a day. I never normally take out more then £20 at a time though so you are probably correct

You're correct. Bank of Scotland is now £500, as are Halifax.
MatthewR
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Registered: 21st Oct 02
Location: Rickmansworth
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4th Jan 16 at 18:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
I would rather go to the bank if i'm going to need that amount. Far too many shady characters hang around atm's.

Ok £250 is a lot of money, but i'd be distraught if i lost a grand to some pikey mug with a Fisher price knife.


Why would u lose it?
kennySRi
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Registered: 12th Nov 10
Location: Lancashire
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4th Jan 16 at 19:03   View User's Profile U2U Member Reply With Quote

Whenever I have needed more than £300 in one day I just get cashback from supermarkets but after 3 or 4 £50 cash backs they tend to block the card so be careful

Had to explain to the bank on the phone why I was buying fudges in different transactions one after the other
Ben G
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Registered: 12th Jan 07
Location: Essex
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4th Jan 16 at 19:34   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MatthewR
quote:
Originally posted by Ben G
I would rather go to the bank if i'm going to need that amount. Far too many shady characters hang around atm's.

Ok £250 is a lot of money, but i'd be distraught if i lost a grand to some pikey mug with a Fisher price knife.


Why would u lose it?


Theft.
kz
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Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
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4th Jan 16 at 19:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mattievRS
Normal hsbc account £250
Advance hsbc account £500

Have you checked the terms and conditions on 1st direct website? Will tell you on there I bet.

[Edited on 03-01-2016 by mattievRS]


I'm on Advance now... didn't know this!
Generation
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Registered: 7th Jul 09
Location: Essex
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4th Jan 16 at 21:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by kennySRi
Whenever I have needed more than £300 in one day I just get cashback from supermarkets but after 3 or 4 £50 cash backs they tend to block the card so be careful

Had to explain to the bank on the phone why I was buying fudges in different transactions one after the other
the bank wouldn't know what you were buying
kennySRi
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Registered: 12th Nov 10
Location: Lancashire
User status: Offline
4th Jan 16 at 21:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Generation
quote:
Originally posted by kennySRi
Whenever I have needed more than £300 in one day I just get cashback from supermarkets but after 3 or 4 £50 cash backs they tend to block the card so be careful

Had to explain to the bank on the phone why I was buying fudges in different transactions one after the other
the bank wouldn't know what you were buying


They did when I explained to him the story so I could get him to unblock the card

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