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Author Private plate question
alan t
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Registered: 3rd Sep 06
Location: edinburgh
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9th Jan 15 at 20:15   View User's Profile U2U Member Reply With Quote

Got a quick question here for anyone who knows, bought a plate a few months ago and its on retention but thinking about putting it on the car now. The question is when i update my insurance to tell them the plate is on the car will i need to pay a admin fee to have my documents changed? Im with elephant but im sure they usually have a admin fee for change of address etc so was just wondering if it would be the same for the plate?

Insurance is due again in a couple of months anyway so i'll just wait till then if theres a fee but thought i would ask here first as theres a few folk with private regs here
big eck
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Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
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9th Jan 15 at 20:21   View User's Profile U2U Member Reply With Quote

Usually a £15 fee but it differs from place to place. You'd have to phone and ask.
alan t
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Registered: 3rd Sep 06
Location: edinburgh
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9th Jan 15 at 20:25   View User's Profile U2U Member Reply With Quote

Thats what i thought eck, need to renew it in 2 months anyway so il just wait till then, its on retention untill august anyway so can just stay there another couple of months lol
--ToM--
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Registered: 23rd Nov 07
Location: Wirral
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9th Jan 15 at 20:27   View User's Profile U2U Member Reply With Quote

Elephant are part of admiral so yes any opportunity to fleece money out of you they will, bunch of cunts
alan t
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Registered: 3rd Sep 06
Location: edinburgh
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9th Jan 15 at 20:32   View User's Profile U2U Member Reply With Quote

I know its not much but dont see the point of paying it when i can just wait a few months and not get charged for it, cheers for the replys guys
l88fty
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Registered: 9th Jun 12
Location: Lincoln, Lincolnshire
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9th Jan 15 at 20:48   View Garage View User's Profile U2U Member Reply With Quote

Corsa is with a specialist insurance broker on a "modified" policy and ripped me off £25 to change it.

Might sound daft, but I would check that changing the plate on the renewal doesn't incur a charge, because technically your still changing the details on the renewal, not just doing a straight renewal.


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Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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9th Jan 15 at 20:50   View User's Profile U2U Member Reply With Quote

I can only speak regarding Admiral, it is free online to change but if you call they charge a £25 admin fee.

quote:
Originally posted by big eck
Usually a £15 fee but it differs from place to place. You'd have to phone and ask.


You have just contradicted yourself



[Edited on 09-01-2015 by Andrew]
alan t
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Registered: 3rd Sep 06
Location: edinburgh
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9th Jan 15 at 20:51   View User's Profile U2U Member Reply With Quote

I never usually just renew though its always a new company every year lol
taylorboosh
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Registered: 3rd Apr 07
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9th Jan 15 at 21:29   View User's Profile U2U Member Reply With Quote

I added my evo plate with admiral - told the woman on the phone that the person i took policy out with said it was free - no charge for me she did it straight away
John
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Registered: 30th Jun 03
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9th Jan 15 at 21:35   View User's Profile U2U Member Reply With Quote

Been charged a million times by admiral group, ensure increased the premium, not and admin charge
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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9th Jan 15 at 22:06   View User's Profile U2U Member Reply With Quote

I've just swapped my plate from Corsa to Fiesta before Christmas. Was still waiting for logbooks back etc. so swapped insurance to fiesta on its original plate. I'm with admiral and the woman asked me if I was putting the plate on, I said yes. She said ok if you call back to change the plate within 30 days there will be no admin charge.
taylorboosh
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Registered: 3rd Apr 07
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11th Jan 15 at 13:50   View User's Profile U2U Member Reply With Quote

Thats pretty much what i did - maybe why it was free
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
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11th Jan 15 at 14:15   View User's Profile U2U Member Reply With Quote

I had to pay £25 to Brentacre to transfer a plate change to my car.
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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11th Jan 15 at 18:44   View User's Profile U2U Member Reply With Quote

I was stopped by the police after a couple of months of having my private plate fitted. They were saying my car wasn't showing up as insured and I couldn't think for the life of me why not. They let me off with a HORTE and I phoned the insurance company - it was only when the guy read out the details that it clicked. I had changed everything to do with the plate except the insurance so they still had the original plate on their system. Changed it there and then for no fee. Was a small mob called City Insurance, I'd defo recommend them, the only reason I used then was because they were the cheapest on comparethemarket but they ended up really easy to get on with for changing stuff.

On the note of insurance and getting stopped by the police - if you happen to know you don't have insurance then simply tell the officers you can't remember which company you're with... Nine times out of ten you'll get a producer instead of the car impounded. The twice it's happened to me (when I've genuinely couldn't remember the company's name) I've been allowed to drive away even though it seems that I'm uninsured. Just in case that info gets someone out of a pickle
taylorboosh
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Registered: 3rd Apr 07
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11th Jan 15 at 20:05   View User's Profile U2U Member Reply With Quote

Or just be insured properly - either is ok
Ian
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Registered: 28th Aug 99
Location: Liverpool
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12th Jan 15 at 02:06   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by --ToM--
Elephant are part of admiral so yes any opportunity to fleece money out of you they will, bunch of cunts


This. Usually cheap for me but the fees for stuff like that take the piss.
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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12th Jan 15 at 18:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by taylorboosh
Or just be insured properly - either is ok


Don't be a knob, I'm not in the habit of driving uninsured but I've had to do it a couple of times. What I suggest will probably still see you charged but you''ll not have the fuck up of having your car taken/ left at the side of the road.

Act like butter wouldn't melt but I bet you've done worse than drive with no insurance.

[Edited on 12-01-2015 by alan-g-w]
taylorboosh
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Registered: 3rd Apr 07
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12th Jan 15 at 19:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by alan-g-w
quote:
Originally posted by taylorboosh
Or just be insured properly - either is ok


Don't be a knob, I'm not in the habit of driving uninsured but I've had to do it a couple of times. What I suggest will probably still see you charged but you''ll not have the fuck up of having your car taken/ left at the side of the road.

Act like butter wouldn't melt but I bet you've done worse than drive with no insurance.

[Edited on 12-01-2015 by alan-g-w]



Im not being a nob, the first instance is a mistake - fair enough, it happens..

But if you know you dont have insurance - you shouldnt be driving..

No i havent done worse either btw

Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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17th Jan 15 at 10:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by alan-g-w
quote:
Originally posted by taylorboosh
Or just be insured properly - either is ok


Don't be a knob, I'm not in the habit of driving uninsured but I've had to do it a couple of times.
[Edited on 12-01-2015 by alan-g-w]


Wow!

I can honestly say i have never driven a car uninsured in my 15 years driving. If you have no insurance, get the bus, use another form of public transport or get a lift.
taylorboosh
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Registered: 3rd Apr 07
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17th Jan 15 at 10:26   View User's Profile U2U Member Reply With Quote

Fuck me i agree
alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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17th Jan 15 at 11:06   View User's Profile U2U Member Reply With Quote

Oh my goodness I'd better not ever do it again
GB123
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Registered: 21st Nov 11
Location: Kent
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17th Jan 15 at 11:16   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Andrew
Wow!

I can honestly say i have never driven a car uninsured in my 15 years driving. If you have no insurance, get the bus, use another form of public transport or get a lift.


So you've never tried a mate's car to see what it's like?
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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17th Jan 15 at 11:21   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by GB123
quote:
Originally posted by Andrew
Wow!

I can honestly say i have never driven a car uninsured in my 15 years driving. If you have no insurance, get the bus, use another form of public transport or get a lift.


So you've never tried a mate's car to see what it's like?


Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
17th Jan 15 at 11:27   View User's Profile U2U Member Reply With Quote

Using my third party insurance i have driven friends and family cars.

It's not something i like doing! Currently i use the mrs car if mine is being a twat which is on my policy. Same goes for the mrs, she uses my car as a named driver. If that fails, my sister and I use my Mum's car who has us both on her policy.

You sir, deserve to be caught out and taken off the road for being such an idiot.

[Edited on 17-01-2015 by Andrew]
GB123
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Registered: 21st Nov 11
Location: Kent
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17th Jan 15 at 11:53   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by IvIarkgraham
quote:
Originally posted by GB123
quote:
Originally posted by Andrew
Wow!

I can honestly say i have never driven a car uninsured in my 15 years driving. If you have no insurance, get the bus, use another form of public transport or get a lift.


So you've never tried a mate's car to see what it's like?





Fair point

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