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Author Elephant Insurance Swapping car on policy
Toby
Premium Member

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Registered: 29th Nov 05
User status: Offline
13th Aug 11 at 07:11   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jay
Nope, only if the premiums gone up (Vectra SRi 2.2 to Clio 172) it went up £80 and was spread out over the remaing months, got a 1.8 Mondeo after that and the monthly payment went down, not once paid an admin charge.


the admin fee will be covered in the £80.
The same when it was reduced, it will have included an admin fee split between the remaining months
Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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13th Aug 11 at 07:35   View User's Profile U2U Member Reply With Quote

admin fees are usualy only charged by an insurance brooker so any company that do not underwright there onw insurance for example post office, eliphant, M&S any company on a comparison site inother words the more direct insurance company dont ususaly chare an admin fee but u tend to find u will not go with one if u have under 4 years NCD as there are just to high insurance lol so u usualy in a no win no situation

insurance also depends on ya area the type of car u drive and your personal details 1 thing people dont reolise the longer you own a car aswell helps ya insurance so the longer u own 1 car the cheeper ya insurance is on that car
ash-ov-boro
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Registered: 22nd Oct 09
Location: middlesbrough,cleveland
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13th Aug 11 at 08:00   View User's Profile U2U Member Reply With Quote

Going to sort my car out now and then swap cars at renewal which is sooner than I thought in no rush tbh

on the plus side I will be able to insure a bigger car for around the same price in January been having a play about with some quotes

Cheers lads for the help

[Edited on 13-08-2011 by ash-ov-boro]
Liam-Wilko
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Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
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13th Aug 11 at 08:48   View User's Profile U2U Member Reply With Quote

good stuff
Jay
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Registered: 26th Sep 04
Location: Liverpool
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13th Aug 11 at 13:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
If the premium goes up you don't normally get charged, if it goes down they'll just take the charge out of the amount they reduce it.

It's rare for them to genuinely not charge.

Other companies don't have an admin charge at all.


Oh right, Just with them never mentioning it, oh well learn something new everyday robbin cunts.

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