Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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Basically insured my Nova fully legit with them in May. Engine conversion 160bhp limit, coilovers, big brakes, roll cage, wheels, strut brace. The works.
Bought a 12volter to rag around the winter, just rang to change the car on the policy. Sweet.
At the end of the conversation i asked how much the policy has dropped by and he said it won't drop because its on a modified car policy 
So i'm now paying £1500 to run around a 1litre shitter.
Anybody else had this problem?
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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Why didn't you just keep the insurance running on the nova and get a new policy on the 12v
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thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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 Frauds
Wait...Im with Brentacre
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John G
Member
Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
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i know they quote via bhp caps, couple you not lower the bhp cap?
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v
Because the tax had ran out, thats another £120 for something i won't be driving for the next few months.
New polilcy would of meant another deposit which i don't have.
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?
Hmm could try that.
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Norcy91
Member
Registered: 15th Sep 08
User status: Offline
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As John G said, surely you can ask to drop the power limit and it'll lower the premium? I started my policy with Brentacre on my 60bhp Ibiza and they said they'd just put my power limit up to 120bhp when i rang to change into on my Corsa to save me some money.
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Mertin
Member
Registered: 12th Oct 05
Location: Scotland
User status: Offline
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I changed from an ibiza fr to a astra ls worth £400 and policy didnt drop till i went 3rd party
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by Jakey
quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?
Hmm could try that.
Actually, he mentioned that he's moved it onto a normal car policy but wasn't going to charge me the transfer fee thing.
It might be cheaper to put it back on a modified policy and tell them its been modded?
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John G
Member
Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
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they dont insure the car they insure via the bhp limit as it if you wanted throttle boddies youd phone them up and up the cap to 200bhp and the £1500 would then rise, so surely you could say the 12v is only ...BHP i wanna lower the policy to 100bhp
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth £400 and policy didnt drop till i went 3rd party
I was already 3rd party.
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John G
Member
Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Jakey
quote:
Originally posted by Jakey
quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?
Hmm could try that.
Actually, he mentioned that he's moved it onto a normal car policy but wasn't going to charge me the transfer fee thing.
It might be cheaper to put it back on a modified policy and tell them its been modded?
the transfer fees only like £25 i think so you might be better asking to lower the bhp bracket and keeping it in modified insurance and paying the transfer fee
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John G
Member
Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
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quote:
Originally posted by Jakey
quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth £400 and policy didnt drop till i went 3rd party
I was already 3rd party.
£1500 3rd party xe 
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Norcy91
Member
Registered: 15th Sep 08
User status: Offline
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Yeah, transfer fee wasn't much when i was changing cars on my policy, my previous limit was 30bhp less than it is now and it was about £20 cheaper a month. So going from 160bhp to say a 70/80bhp limit would save you a fair bit of money i'd of thought
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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quote:
Originally posted by Jakey
quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v
Because the tax had ran out, thats another £120 for something i won't be driving for the next few months.
New polilcy would of meant another deposit which i don't have.
I don't get it, are you paying monthly then?
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by sand-eel
quote:
Originally posted by Jakey
quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v
Because the tax had ran out, thats another £120 for something i won't be driving for the next few months.
New polilcy would of meant another deposit which i don't have.
I don't get it, are you paying monthly then?
Yeah.
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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quote:
Originally posted by John G
quote:
Originally posted by Jakey
quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth £400 and policy didnt drop till i went 3rd party
I was already 3rd party.
£1500 3rd party xe
3 points and a crash on my policy.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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I had this wanted the policy to stay the same when I went from a group 16 to a group 6 car. Made them play ping pong with the insurance company till they came back with a suitable refund. Just goes to show if you dont as you dont get!
However on a plus point they matched my lowest quote at renewal time on the A3 and even lowered my excess to £250 all in!
[Edited on 03-12-2010 by Fad]
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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Right, looks like im abusing the phone again tomorrow. Cheers guys.
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Seriously just ring up and say you are not happy and you need reimbursing. If they dont reimburse you, you will cancel the policy on this basis. I gurantee they will come back to you with a refund.
Also dont accept the first offer make them go back to the insurer until its substancial enough.
[Edited on 03-12-2010 by Fad]
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Jakey
Premium Member
Registered: 4th Jun 07
Location: Sandbach
User status: Offline
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Will do, i don't like being a dick on the phone though 
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Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
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Yeah I wasnt full on just made sure I left some really awkward silences
[Edited on 03-12-2010 by Fad]
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Mieran
Member
Registered: 28th Jan 08
Location: Newcastle upon Tyne
User status: Offline
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you know what this means, you are allowed to tune your 12 valver to 160bhp
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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Quinn did this to me with my 106 shitter! I wasn't impressed
I'm with Brentacre now as well. This is the first bad word i've heard about them 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Shouldn't even be that expensive if you set up a new policy with no bonus. Did you check it out as a new quote entirely? I know you said you don't have a massive deposit but not everywhere needs one. Or if you have a credit card you can bang it on, probably work out cheaper than insurance company APR anyway.
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