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Author Dodgy beggers at Brentacre.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:00   View Garage View User's Profile U2U Member Reply With Quote

Basically insured my Nova fully legit with them in May. Engine conversion 160bhp limit, coilovers, big brakes, roll cage, wheels, strut brace. The works.

Bought a 12volter to rag around the winter, just rang to change the car on the policy. Sweet.

At the end of the conversation i asked how much the policy has dropped by and he said it won't drop because its on a modified car policy

So i'm now paying 1500 to run around a 1litre shitter.

Anybody else had this problem?
sand-eel
Member

Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
3rd Dec 10 at 17:05   View User's Profile U2U Member Reply With Quote

Why didn't you just keep the insurance running on the nova and get a new policy on the 12v
thegsi
Member

Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
3rd Dec 10 at 17:05   View User's Profile U2U Member Reply With Quote

Frauds

Wait...Im with Brentacre
John G
Member

Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
3rd Dec 10 at 17:06   View User's Profile U2U Member Reply With Quote

i know they quote via bhp caps, couple you not lower the bhp cap?
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:09   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v


Because the tax had ran out, thats another 120 for something i won't be driving for the next few months.

New polilcy would of meant another deposit which i don't have.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:09   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?


Hmm could try that.
Norcy91
Member

Registered: 15th Sep 08
User status: Offline
3rd Dec 10 at 17:10   View User's Profile U2U Member Reply With Quote

As John G said, surely you can ask to drop the power limit and it'll lower the premium? I started my policy with Brentacre on my 60bhp Ibiza and they said they'd just put my power limit up to 120bhp when i rang to change into on my Corsa to save me some money.
Mertin
Member

Registered: 12th Oct 05
Location: Scotland
User status: Offline
3rd Dec 10 at 17:10   View User's Profile U2U Member Reply With Quote

I changed from an ibiza fr to a astra ls worth 400 and policy didnt drop till i went 3rd party
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:11   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?


Hmm could try that.


Actually, he mentioned that he's moved it onto a normal car policy but wasn't going to charge me the transfer fee thing.

It might be cheaper to put it back on a modified policy and tell them its been modded?
John G
Member

Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
3rd Dec 10 at 17:12   View User's Profile U2U Member Reply With Quote

they dont insure the car they insure via the bhp limit as it if you wanted throttle boddies youd phone them up and up the cap to 200bhp and the 1500 would then rise, so surely you could say the 12v is only ...BHP i wanna lower the policy to 100bhp
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:12   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth 400 and policy didnt drop till i went 3rd party


I was already 3rd party.
John G
Member

Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
3rd Dec 10 at 17:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
quote:
Originally posted by Jakey
quote:
Originally posted by John G
i know they quote via bhp caps, couple you not lower the bhp cap?


Hmm could try that.


Actually, he mentioned that he's moved it onto a normal car policy but wasn't going to charge me the transfer fee thing.

It might be cheaper to put it back on a modified policy and tell them its been modded?


the transfer fees only like 25 i think so you might be better asking to lower the bhp bracket and keeping it in modified insurance and paying the transfer fee
John G
Member

Registered: 18th Jul 05
Location: Wirral, Merseyside
User status: Offline
3rd Dec 10 at 17:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth 400 and policy didnt drop till i went 3rd party


I was already 3rd party.


1500 3rd party xe
Norcy91
Member

Registered: 15th Sep 08
User status: Offline
3rd Dec 10 at 17:15   View User's Profile U2U Member Reply With Quote

Yeah, transfer fee wasn't much when i was changing cars on my policy, my previous limit was 30bhp less than it is now and it was about 20 cheaper a month. So going from 160bhp to say a 70/80bhp limit would save you a fair bit of money i'd of thought
sand-eel
Member

Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
3rd Dec 10 at 17:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jakey
quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v


Because the tax had ran out, thats another 120 for something i won't be driving for the next few months.

New polilcy would of meant another deposit which i don't have.


I don't get it, are you paying monthly then?
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:40   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sand-eel
quote:
Originally posted by Jakey
quote:
Originally posted by sand-eel
Why didn't you just keep the insurance running on the nova and get a new policy on the 12v


Because the tax had ran out, thats another 120 for something i won't be driving for the next few months.

New polilcy would of meant another deposit which i don't have.


I don't get it, are you paying monthly then?


Yeah.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:40   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John G
quote:
Originally posted by Jakey
quote:
Originally posted by Mertin
I changed from an ibiza fr to a astra ls worth 400 and policy didnt drop till i went 3rd party


I was already 3rd party.


1500 3rd party xe


3 points and a crash on my policy.
Fad
Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
3rd Dec 10 at 17:43   View User's Profile U2U Member Reply With Quote

I had this wanted the policy to stay the same when I went from a group 16 to a group 6 car. Made them play ping pong with the insurance company till they came back with a suitable refund. Just goes to show if you dont as you dont get!

However on a plus point they matched my lowest quote at renewal time on the A3 and even lowered my excess to 250 all in!

[Edited on 03-12-2010 by Fad]
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:44   View Garage View User's Profile U2U Member Reply With Quote

Right, looks like im abusing the phone again tomorrow. Cheers guys.
Fad
Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
3rd Dec 10 at 17:46   View User's Profile U2U Member Reply With Quote

Seriously just ring up and say you are not happy and you need reimbursing. If they dont reimburse you, you will cancel the policy on this basis. I gurantee they will come back to you with a refund.

Also dont accept the first offer make them go back to the insurer until its substancial enough.

[Edited on 03-12-2010 by Fad]
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Dec 10 at 17:48   View Garage View User's Profile U2U Member Reply With Quote

Will do, i don't like being a dick on the phone though
Fad
Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
3rd Dec 10 at 17:52   View User's Profile U2U Member Reply With Quote

Yeah I wasnt full on just made sure I left some really awkward silences

[Edited on 03-12-2010 by Fad]
Mieran
Member

Registered: 28th Jan 08
Location: Newcastle upon Tyne
User status: Offline
3rd Dec 10 at 17:54   View User's Profile U2U Member Reply With Quote

you know what this means, you are allowed to tune your 12 valver to 160bhp
shaunmods
Premium Member

Avatar

Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
3rd Dec 10 at 17:55   View Garage View User's Profile U2U Member Reply With Quote

Quinn did this to me with my 106 shitter! I wasn't impressed

I'm with Brentacre now as well. This is the first bad word i've heard about them
Ian
Site Administrator

Avatar

Registered: 28th Aug 99
Location: Liverpool
User status: Offline
3rd Dec 10 at 18:04   View Garage View User's Profile U2U Member Reply With Quote

Shouldn't even be that expensive if you set up a new policy with no bonus. Did you check it out as a new quote entirely? I know you said you don't have a massive deposit but not everywhere needs one. Or if you have a credit card you can bang it on, probably work out cheaper than insurance company APR anyway.


Corsa B lap belts required

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