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Author Xe's
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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24th Jul 07 at 22:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mattk
get insured under your mums name


Please donot give him idea's to bump out insure premiums up!
Adam C
Premium Member

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Registered: 10th Jan 07
Location: Cornwall UK Drives:Arden Blue Gsi T
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24th Jul 07 at 22:26   View Garage View User's Profile U2U Member Reply With Quote
i would of thought that building a no claims bonus is important, but having more driving experience is much more important.

You could have your 1.2 for 3 years and then decide to move onto the 2.0, thats a massive leap.
Your going to have experience driving a 1.2 and thats it, like i said i wouldn't take such a big leap, jump to a 1.4/1.6 first, then onto a 2.0.

IMO.

My Arden Blue Astra GSi MK4 on BBS LM's Project Thread
Willox
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Registered: 24th Mar 07
Location: Aberdeenshire
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24th Jul 07 at 22:27   View User's Profile U2U Member Reply With Quote
ok,well nothin like a heated discussion then eh? dont think it would work.my mum already has a car so wont be able to use her NCB on a new policy so wouldnt be cheap,plus they would know my mum wouldnt drive an xe corsa
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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24th Jul 07 at 22:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Green Thing
i would of thought that building a no claims bonus is important, but having more driving experience is much more important.



Nope, the most important thing is beating you mates to the local hang out spot.... Known Fact of young driving...
mattk
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Registered: 27th Feb 06
Location: St. Helens
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24th Jul 07 at 22:33   View User's Profile U2U Member Reply With Quote
Wish id have started my own policy now TBH, Feel a dick when the copper asks " is this your car mate?" "no its my mams"


I think as said the sensible thing to do would be to bide your time with the 1.2
Willox
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Registered: 24th Mar 07
Location: Aberdeenshire
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24th Jul 07 at 22:36   View User's Profile U2U Member Reply With Quote
yeh.am i right in saying an xe corsa would be the same to insure legally as an astra gsi,like you wouldnt pay any more for it because its a different car?
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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24th Jul 07 at 22:37   View User's Profile U2U Member Reply With Quote
nope, because the corsa would be modified and therefore your premium would be higher from the outset
mattk
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Registered: 27th Feb 06
Location: St. Helens
User status: Offline
24th Jul 07 at 22:38   View User's Profile U2U Member Reply With Quote
It would think it be slightly more cause its a modded car
mattk
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Registered: 27th Feb 06
Location: St. Helens
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24th Jul 07 at 22:38   View User's Profile U2U Member Reply With Quote
Hamish beat me
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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24th Jul 07 at 22:39   View User's Profile U2U Member Reply With Quote
sam-smith
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Registered: 8th Jan 07
Location: plymouth, UK
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24th Jul 07 at 22:44   View User's Profile U2U Member Reply With Quote
why dont i get this when i say im doing it at 17?
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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24th Jul 07 at 22:46   View User's Profile U2U Member Reply With Quote
cos your a lawyer, you must be right
Willox
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Registered: 24th Mar 07
Location: Aberdeenshire
User status: Offline
24th Jul 07 at 22:47   View User's Profile U2U Member Reply With Quote
beleive me its more fun that gettin physically jumped by like 5 folk,speaking from experience
mattk
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Registered: 27th Feb 06
Location: St. Helens
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24th Jul 07 at 22:48   View User's Profile U2U Member Reply With Quote
I got shot
sam-smith
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Registered: 8th Jan 07
Location: plymouth, UK
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24th Jul 07 at 22:51   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Hamish
cos your a lawyer, you must be right


fuck yea
BAZ 1256
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Registered: 16th Mar 04
Location: aberdeenshire
User status: Offline
24th Jul 07 at 23:04   View User's Profile U2U Member Reply With Quote
no point getting a 2 litre when only 17 too much young drivers on roads as it is with powerful cars that cant handle the power stick wit your 1.2 for a while then go up to a 1.4, then 1.6 etc
work up through the stages mate, will make you beter in the end.
jut my opinion, not meaning ny offence at all
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
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24th Jul 07 at 23:07   View User's Profile U2U Member Reply With Quote
A majority of new drivers struggle to insure 1.4's and upwards so I doubt you will have any chance at all in insuring a 2 litre.

Just wait untill you have more experience/NCB and then think about getting one
corsa_rob
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Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
25th Jul 07 at 06:41   View User's Profile U2U Member Reply With Quote
mate why has it got to be a 2 litre? u can pick up 1.4 and 1.6 sport lumps for few hundred pounds these are X14XE and X16XE 16v little beasts... can be tuned nicely and they are reliable....

AND DEFO FAST ENUFF FOR YOU AT 17!!!

get a quote on a 1.4 sport and see wot comes up shud think ure still looking at over a grand maybe £1500-£1700??? unless ure in a gud area...

If you get a 2 litre u will crash and u will die!

lol like off some movie "if u have sex u will die"

seriously though dude save up ure money and sit on either ure 1.2 or 1.4/1.6 corsa for 3 years and u will be more mature and pay less on ure insurance
Iain M
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Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
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25th Jul 07 at 07:43   View User's Profile U2U Member Reply With Quote
You will never insure a 2.0 at 17.
If by some way that you do, you will certainley stack the car within the first 2 months of driving it then you fuck up all cances of enjoying it.
My personal opinion is to wait till you are older i was 23 before i got a valver and still it nearly caught me out sometimes. Slowly work your way up.

I had a 1.2 then a 1.6 then a 2.0. Oh and by the way if you do insure it as a 1.2 and then put a 2.0 and keep it as a 1.2 then you area a cock and you deserve to smash it up.
To sum it all up wait till you are old enought to do it all above board.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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25th Jul 07 at 07:51   View Garage View User's Profile U2U Member Reply With Quote
theres a big difference between being 17 and no ncb, to 18/18 with 1/2years, you get a hefty discount after the first year.

theres been some shite posted in this thread.

unless youve got rich parents willing to pay your not going to be affording the insurance or running costs of a 2l corsa.

my guess is you wouldnt bother telling them anyway
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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25th Jul 07 at 07:51   View User's Profile U2U Member Reply With Quote
Get a quote on a 1.6 first and see if you can manage that as even that will be pretty high.

I left it until 19 and 2YNC and i pay 1174 on a 2.0 16v.

Get your experience and no claims up and then do it, will cost a lot of money otherwise.
FruitBooTeR
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Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
25th Jul 07 at 07:53   View User's Profile U2U Member Reply With Quote
Im 19 with 10 months driving experiance so almost got my 1ync, but i pay £1400 odd on a 1.4 sport.

I dred to think what the cost of insuring a 2.0 at the age of 17 is.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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25th Jul 07 at 07:55   View Garage View User's Profile U2U Member Reply With Quote
Can't see it happening mate. I payed £1200 on my XE for the insurance. That's 19 with 2YNCB.

Corsa 2.0 16v Vegas - Sold
DaNnY_LaD
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Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
25th Jul 07 at 10:10   View User's Profile U2U Member Reply With Quote
FFS at 17 i didnt now a Xe was a 16v ....its all a learning curve tbh...

wait till your 19 at the min as the insurance will be a killer
corsa_rob
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Registered: 22nd Jan 06
Location: Birmingham
User status: Offline
25th Jul 07 at 10:16   View User's Profile U2U Member Reply With Quote
22/ no ncb yet... on a 1.4 sport £1245...:'(

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