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Author Cancelling an insurance policy 4 months from the end of the policy...
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 15:32   View User's Profile U2U Member Reply With Quote
WTF??

I paid up front for the policy, so owe them nothing...

Been told its a £50 cancellation fee... and I'm unlikely to get the remainder back, infact I'd OWE THEM money??

How?? Where the fek does all this shit come from
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 15:34   View User's Profile U2U Member Reply With Quote
BTW, this is Endsleigh... Cant for the life of me remember the underwriter... Highway I think...
steve_b
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Registered: 15th Jun 03
Location: Oswestry, Shropshire
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30th Apr 07 at 16:15   View User's Profile U2U Member Reply With Quote
Was prob in terms and conditions when you agreed the contract.
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 16:18   View User's Profile U2U Member Reply With Quote
bloody gay I tell thee

Cant understand how they can justify such large 'Administration' charges, want more money, even tho I didnt claim once...

homo's
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 16:19   View Garage View User's Profile U2U Member Reply With Quote
I never pay up front, for this exact reason.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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30th Apr 07 at 16:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robin
I never pay up front, for this exact reason.

But then, if you claim, and want to get rid of the car, you still have to keep paying the monthly repayments. Check your policy details, that applies to most pay monthly.
willhouse
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Registered: 11th Jul 06
Location: Sheffield
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30th Apr 07 at 16:35   View User's Profile U2U Member Reply With Quote
most probably when you signed your contract your will have agreed to pay a £25 administration charge for any policy changes and another £25 to cancel the policy, thats the terms on my flux policy
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 16:38   View Garage View User's Profile U2U Member Reply With Quote
That's understandable, but I think Paul's probably more pissed off at the £200 odd quid he's having to pay for the last 4 months, even though he's not carrying the policy on.

[Edited on 30-04-2007 by Robin]
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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30th Apr 07 at 16:39   View User's Profile U2U Member Reply With Quote
just keep running it until the end of the policy then dont renew it.

Wont get your money back but will save you £50.
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
30th Apr 07 at 18:16   View User's Profile U2U Member Reply With Quote
Robin - exactly! I want that £200 back to pay Brentacre to insure the GSi... Endsleigh won't cover it

Cosmo - I'll be selling the Omega in about 3-4 weeks, so keeping it insured isn't an option!
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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30th Apr 07 at 18:18   View User's Profile U2U Member Reply With Quote
Not sure if it has been said yet, but have you claimed on this policy?
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 18:19   View Garage View User's Profile U2U Member Reply With Quote
He hasn't.
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 18:20   View User's Profile U2U Member Reply With Quote
Nope, never claimed at all

I'm sacrificing 8 months into my 3rd year of no claims in selling up, but even so when I insure the GSi I'll only be able to carry the previous 2 across to that anyways unless I wait till August to insure it...
andy1868
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Registered: 22nd Jun 06
Location: Burscough, Lancashire
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30th Apr 07 at 18:20   View User's Profile U2U Member Reply With Quote
tell them its their own fault for not insurung the GSi, when they were putting me on the van insurance at work they asked the reason for cancelling the cover, told them they wouldn't quote for me on the insurance, the woman at their end said "oh its our fault then? there won't be a cancellation fee and you'll get the remainding money back etc" that was direct line though
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 18:21   View Garage View User's Profile U2U Member Reply With Quote
Can you not keep the Omega til August Paul? that would solve all of the problems
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 18:21   View User's Profile U2U Member Reply With Quote
Doubt it will work but I'll give that a go
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 18:22   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robin
Can you not keep the Omega til August Paul? that would solve all of the problems


Still means I gota wait to insure the Corsa too tho - and I want to get it to PVS

Even though its a little rough around the edges at the mo...
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 18:23   View Garage View User's Profile U2U Member Reply With Quote
Stick Corsa badges on the barge, no-one will know
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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30th Apr 07 at 18:24   View User's Profile U2U Member Reply With Quote
ed
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Registered: 10th Sep 03
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30th Apr 07 at 18:50   View User's Profile U2U Member Reply With Quote
Just keep the policy, the no claims will be worth more than loosing £50...
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Apr 07 at 18:51   View Garage View User's Profile U2U Member Reply With Quote
But if he sells the car, he can't keep the policy.
ed
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Registered: 10th Sep 03
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30th Apr 07 at 18:58   View User's Profile U2U Member Reply With Quote
Yes you can...
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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30th Apr 07 at 19:05   View Garage View User's Profile U2U Member Reply With Quote
I'd keep it for 4 months...

Corsa 2.0 16v Vegas - Sold

 
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