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Author My 1st 'crash'
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
10th Apr 06 at 18:48   View User's Profile U2U Member Reply With Quote

That what i thought Ste, i pay them over £1k a year for a few pieces of paper, the least they can do is make a few calls
andys sxi
Premium Member

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Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
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10th Apr 06 at 18:58   View Garage View User's Profile U2U Member Reply With Quote

an thats y peoples insurance is sky high cus every 1 claims wiplash after an accident


April 08 feature car
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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10th Apr 06 at 19:00   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by lee_wee
i'd be rubbin my hands, couple of grnad isnt it for whiplash? lol


idiot
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
10th Apr 06 at 19:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Steve
quote:
Originally posted by lee_wee
i'd be rubbin my hands, couple of grnad isnt it for whiplash? lol


idiot


2nd, we are'nt in America, we are supposed to be civilised nation
puregarage87uk
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Registered: 7th Jan 06
Location: medway towns
User status: Offline
10th Apr 06 at 19:05   View User's Profile U2U Member Reply With Quote

have u got protected no claims bonus. if not say good by to them.
Jake
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Registered: 24th Jan 05
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10th Apr 06 at 19:16   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by puregarage87uk
have u got protected no claims bonus. if not say good by to them.

Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
10th Apr 06 at 19:20   View User's Profile U2U Member Reply With Quote

You only lose no claims if the claim is against you.
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
10th Apr 06 at 19:33   View User's Profile U2U Member Reply With Quote

Wel as soon as i got out of the car my neck was sore, its worse now so going to the hospital to get it checked out, so uncomfortable.

And how would i lose my no claims? She isnt claiming on mine, its the other way around
eddiewhiteley
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Registered: 10th Mar 05
Location: down in albion
User status: Offline
10th Apr 06 at 19:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
quote:
Originally posted by Steve
quote:
Originally posted by lee_wee
i'd be rubbin my hands, couple of grnad isnt it for whiplash? lol


idiot


2nd, we are'nt in America, we are supposed to be civilised nation


pisses me off people who claim for no reason,then they moan about their insurance going up

thought it was only americans and scousers who did this
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
10th Apr 06 at 19:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by eddiewhiteley

thought it was only americans and scousers who did this


dna23
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Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
10th Apr 06 at 19:42   View User's Profile U2U Member Reply With Quote

sorry to hear it dave never good when this happens and i can only hope it gets sorted out smoothly and quickly!

hope ure neck isn't anything serious either buddy
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
10th Apr 06 at 19:46   View User's Profile U2U Member Reply With Quote

insurance gos up beacuase you may have had accidents etc and are higher risk of a a payout not because other people are claiming

compensation is there if your injured go for compensation
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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10th Apr 06 at 19:47   View Garage View User's Profile U2U Member Reply With Quote

not really true, insurance companies price insurance to cover outgoings and to make a profit, if there out goings are more ie. people making false claims for fake injurys then the premiums will have to go up to cover this
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
10th Apr 06 at 19:52   View User's Profile U2U Member Reply With Quote

if it does it wont be by muchdo you know how many people and insurence company insures on average well enough to make a huge profit just by bumping up premiums by 20-30 quid

so am not going to cry over people making false claims insurance companys already rip a lot of people off already why not give them a taste of there medicine i would
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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10th Apr 06 at 19:55   View Garage View User's Profile U2U Member Reply With Quote

insurance companies dont rip you off, its a competitive market, if the profit margins were that high then competition woulod soon force it down, in fact tescos sell insurance at near enough no profit.

so no insurance companies dont rip you off the profit margins are quite small due to the market.

so the reason its so high and you think your being ripped off IS in part due to people false claiming
cunningham
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Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
10th Apr 06 at 20:00   View User's Profile U2U Member Reply With Quote

insurance companies do make huge pofits because they dont usually just sell one type of insurance they diversify in order to make money like life, travel and home insurance for example

there are only a few good insurers now ie the the ones that dont rip you off buy having stupidly high premiums

like tescos etc because the rest have either been knocked out of the market or just no longer can compete with the prices that tesco provide

ps hope your neck gets better soon m8

[Edited on 10-04-2006 by cunningham]
Sam
Moderator
Premium Member


Registered: 24th Dec 99
Location: West Midlands
User status: Offline
10th Apr 06 at 20:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett



When a girl hit me I made her cry


Did you beat her sorry ass up?

gavin18787
Premium Member

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Registered: 22nd Feb 05
Location: Basildon, Essex
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10th Apr 06 at 20:01   View Garage View User's Profile U2U Member Reply With Quote

exactly what happend to me in terms of the damage and been stationary

At least yours stopped

This was three months ago and even with the reg number and a witness the police didnt do anything

ended up paying £300 to get it all fixed


Drives supercharged Tec with torque
ed
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Registered: 10th Sep 03
User status: Offline
10th Apr 06 at 20:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Why are people so completely stupid? How can you possibly hit a stationary car?
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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10th Apr 06 at 20:05   View User's Profile U2U Member Reply With Quote

Is there anyone nowadays who doesn't suffer whiplash after a rear end shunt?
Nath
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Registered: 3rd Apr 02
Location: MK
User status: Offline
10th Apr 06 at 20:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by CorsAsh
Is there anyone nowadays who doesn't suffer whiplash after a rear end shunt?


Me
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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10th Apr 06 at 20:12   View User's Profile U2U Member Reply With Quote

Good to know
eddiewhiteley
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Registered: 10th Mar 05
Location: down in albion
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10th Apr 06 at 20:25   View User's Profile U2U Member Reply With Quote

me and the mrs were in her smart car and stopped at a roundabout when some complete goon in a punto didnt stop and pushed the little smart forward a couple of metres,no damage and no need to claim either
Nath
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Registered: 3rd Apr 02
Location: MK
User status: Offline
10th Apr 06 at 20:31   View User's Profile U2U Member Reply With Quote

To be honest it was the last thing on my mind, and besides, my neck wasnt hurting and I was 100% fine. Wouldnt claim just because I probably could.
LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
10th Apr 06 at 20:32   View User's Profile U2U Member Reply With Quote

i didnt say claim for nothin he's in pain he shopuld at least be compensated for it! some old dear ran into the back of my car a few months ago, i didnt even claim for damage to my car because i could fix it myself!

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