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Author BEST LOAN to get???
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 09:58   View User's Profile U2U Member Reply With Quote
I have found a car which i want to get next, but need to borrow a loan, best one i found was cahoot, with 5.8 APR which is the best i can find.

does anyone know any other good companies to try?
mad4corsa
Member
Registered: 17th May 04
User status: Offline
9th Jan 06 at 10:00   View User's Profile U2U Member Reply With Quote
HP it or if its not in a garage try allience and leicester<sp>...
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 10:08   View User's Profile U2U Member Reply With Quote
is it 5.8 % on any amount that mate?? if so its pretty good that.

im getting a loan for a car aswell, my bank charges 6.7% apr but thats on any amount you like
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 10:13   View User's Profile U2U Member Reply With Quote
well HP is not that good, as its on the car, then the car is never urs. i am going to get a bank loan. the amount i want is 8k and its going to be £153 a month back. which is good i think. its a fixed APR mate.

i been trying to find one cheaper but not much luck.

so keep the ideas coming boys
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 10:19   View User's Profile U2U Member Reply With Quote
thats cheap as fuck mate. paying back over 36 months?
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 10:30   View User's Profile U2U Member Reply With Quote
48 months mate that is, when i sell the car in about 4 years time i can settle the loan with the money i sell car for.
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 10:33   View User's Profile U2U Member Reply With Quote
ah right. im trying to just do loan for 36 months.


not sure if i can get one though yet because my work contract is temporary
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
9th Jan 06 at 10:39   View User's Profile U2U Member Reply With Quote
DON'T GET CAR FINANCE, RIP OFF.

Loan, Cahoot are the cheapest but their customer service has got to be the worst in the entire world.
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 10:42   View User's Profile U2U Member Reply With Quote
lol, if theyre the cheapest i may let them off for being twats lol
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 10:54   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ojc
DON'T GET CAR FINANCE, RIP OFF.

Loan, Cahoot are the cheapest but their customer service has got to be the worst in the entire world.


yeah i know they r a rip off they have like a 7% APR, oh well if its the cheapest, will put up with the customer service
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 10:57   View User's Profile U2U Member Reply With Quote
lol, can you get loans if your job is temp?
schoey
Member
Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
User status: Offline
9th Jan 06 at 11:00   View User's Profile U2U Member Reply With Quote
dont get a loan.
Not for something liek a car anyway, save up instead.
Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
9th Jan 06 at 11:02   View User's Profile U2U Member Reply With Quote
IF do good loans i think.
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 11:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by schoey
dont get a loan.
Not for something liek a car anyway, save up instead.



takes too long to save thousands matey
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 11:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by schoey
dont get a loan.
Not for something liek a car anyway, save up instead.


save. well if i saved i wouldnt get a good car for years, i tend to spend it when i get it.


mike_corsa, i wouldnt get a loan til u get a permenant contract m8
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 11:09   View User's Profile U2U Member Reply With Quote
ok mate, im looking for jobs now anyway
schoey
Member
Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
User status: Offline
9th Jan 06 at 11:22   View User's Profile U2U Member Reply With Quote
yeah, u need a permanent job.

What i was trying to say was, save as much as you can so you only have to get the smallest loan possible.
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 11:29   View User's Profile U2U Member Reply With Quote
oh right, yeah agree with that matey thats what im doing, then paying off as much of loan as possible after selling my car
schoey
Member
Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
User status: Offline
9th Jan 06 at 11:29   View User's Profile U2U Member Reply With Quote
good lad!
MR2Mike
Member
Registered: 20th Jan 05
Location: Old Trafford. Drives: MR2 N/A
User status: Offline
9th Jan 06 at 11:29   View User's Profile U2U Member Reply With Quote
GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
9th Jan 06 at 13:17   View User's Profile U2U Member Reply With Quote
Money backbank i found to be the cheapest 5.7 fixed apr, they use allinace and leicster so all legite....
Andy GSi
Member
Registered: 24th Mar 02
Location: Shropshire, Drives 2.0l 16v Corsa
User status: Offline
9th Jan 06 at 13:40   View User's Profile U2U Member Reply With Quote
cheers mate, will look at them
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
9th Jan 06 at 13:41   View Garage View User's Profile U2U Member Reply With Quote
Northern Rock worth a try as well, typical 5.7% APR.
BYRON
Member
Registered: 1st Jun 04
User status: Offline
9th Jan 06 at 14:11   View User's Profile U2U Member Reply With Quote
post office seem to be pretty good for any amount over £7.5k
Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
9th Jan 06 at 14:29   View User's Profile U2U Member Reply With Quote
tesco also cause iam applying for a loan soon and there the cheapest i found around

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