mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Not always. Mine doesn't cover me to drive other cars 3rd party
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by corsa_godfather
if you are insured fully comp on your own insurance im sure it covers you 3rd party on other cars iirc.
This is true...however not for all companies offer this cover...
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corsa_godfather
Member
Registered: 6th May 03
Location: Greenock,Scotland
User status: Offline
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ok
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John
Member
Registered: 30th Jun 03
User status: Offline
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Only if it specifies it on your policy.
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Forever_Hatter
Member
Registered: 5th Aug 02
User status: Offline
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as above only if it specifies on your policy.
A majority of people under the age of 25 will not have the driving other cars option(not all just a majority)
[Edited on 30-09-2005 by Forever_Hatter]
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Danny P
Member
Registered: 20th Nov 02
Location: Cleckheaton, West Yorkshire
User status: Offline
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quote:
Originally posted by foxy lady
Does anyone know the penalty for driving without insurance if you have to go to court?
Been driving 4 years in December and got 3 points already
Will more than likley get 8 Points, and an £220 fine with £40 costs. Although as previously stated it can go on your circumstances.
Oh, and i work for the Magistrates Courts and see sh*t like this everyday, and that seems to be the average
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by corsa_godfather
if you are insured fully comp on your own insurance im sure it covers you 3rd party on other cars iirc.
toatlly dependso nthe insurance company though
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stuartmitchell
Member
Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline
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Karen iirc your insured with admiral, im fully comp and can drive other cars third party so you should be able to aswell 
However speedings bad  whose car was it and how fast were you going? Your catching me up on points on licence 
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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what age are you karen?
usually only lets you drive other cars if over 25..
naughty girl though   
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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quote:
Originally posted by stuartmitchell
However speedings bad whose car was it and how fast were you going? Your catching me up on points on licence
dont think u wana know, think i know who.
bit stupid karen, after the lecture u gave me and fallen out with me last time i got done! you were lucky you didnt get done when u drove my car about for a while. 
[Edited on 01-10-2005 by Icy]
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big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
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If you got caught for speeding adn no insurance then it will be 3 points for speeding and 6 points minimum for no insurance, you have 3 points already so t looks like your gonna get a standard 6 month totting up ban
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by stuartmitchell
Karen iirc your insured with admiral, im fully comp and can drive other cars third party so you should be able to aswell
However speedings bad whose car was it and how fast were you going? Your catching me up on points on licence
From your profile your younger than me and i don't get away with that on admiral.
Might have to phone up and enquire.
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S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
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quote:
Originally posted by corsa_godfather
if you are insured fully comp on your own insurance im sure it covers you 3rd party on other cars iirc.
not true we thought this only to find it wrong you have to be over 25 and with your insurance companies to include it as an extra on your policy.....
My brother found out the hard way driving my old car 6 points £400.00 fine for invalid insurance 
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corsa_boi
Member
Registered: 24th Feb 03
Location: North East, Stockton
User status: Offline
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i got caught and had to go to court, i got £200 fine and 6 points, i said i needed my car for work. depending on your attitude and other offences you could get a straight ban and a big fine. but if your clean and your attitude is ok dont think you would get more than 6points n a small fine
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BeArDy
Member
Registered: 7th Aug 00
Location: Manchester
User status: Offline
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my friends who have done it they got :-
6 points £160 fine
and worst of all is on you licence you get a IN10 (which is for no insurance) and as soon as you tell an insurace when code the points are you will be lucky to get insured again......
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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Stu Im not with Admiral anymore
I thought my insurance would cover me to drive it 3rd party as Im fully comp and when I handed my docs into police they said it wasnt stated on the cover note I could drive any other car so I called the insurance and they said I didnt ask for it so never got it but then they agreed I should of been asked when I took the policy out anyway if I would be driving any other car and would need covered so got a letter stating it was a communication error on both sides and Im now covered to drive third party now on any other car
And no Icy u dont know who it is.
Beardy- Insurance know I got stopped now for it all so hopefully whatever penalty I get they will still insure me! Since they did admit it was partly their fault I wasnt covered
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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quote:
Originally posted by mav
what age are you karen?
usually only lets you drive other cars if over 25..
naughty girl though
Im 22 next month
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deanmcreynolds26
Member
Registered: 15th Sep 03
Location: E46 //M3
User status: Offline
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know someone who got 11 points for no insurance, so could be looking at a 6month ban if you already have 3 points
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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quote:
Originally posted by foxy lady
Got stopped while slightly going too fast against my car but just got told there was a back brake light out phew!
But I got caught later that night again and asked for my insurance as I didnt look old enough to own a car of that standard
I don't know what the ban/fine will be but I hope it's harsh! I could accept doing something a bit silly once, but twice in the same day/night is down right stupid. Idiots like you should get the bus...
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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quote:
Originally posted by foxy lady
And no Icy u dont know who it is.
2nd guess is the 18yr off faceparty with the 350z 
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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quote:
Originally posted by LukeGSi
quote:
Originally posted by foxy lady
Got stopped while slightly going too fast against my car but just got told there was a back brake light out phew!
But I got caught later that night again and asked for my insurance as I didnt look old enough to own a car of that standard
I don't know what the ban/fine will be but I hope it's harsh! I could accept doing something a bit silly once, but twice in the same day/night is down right stupid. Idiots like you should get the bus...
If this was anyone else, they would be ripped into by now and said they deserve a harsh punishment and called a "chav" etc, but as its a friend of most people on here it makes it "ok" does it?
Agree with what Luke says, hope your punishment is harsh, and I hope you get banned...
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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it's never ok to drive without insurance but as she stated it was an error on her part thinking she was insured to drive any car third party....
nobody condones driving without insurance intentially...
speeding though too.......
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by corsa_godfather
if you are insured fully comp on your own insurance im sure it covers you 3rd party on other cars iirc.
My TPFT insurance covers me to drive any car with the owners permission - this was from the AA...
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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LMAO @ this thread!
Why do people always moan that "I thought I was covered..." in these sort of situations; do people on here never bother checking their insurance documents to see what level of cover they have?
Bloody clueless!
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Lookin forward to seeing Karen in the next edition of "Jail Birds in the Raw"
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