tang
Member
Registered: 15th Jul 04
Location: Preston, Lancashire
User status: Offline
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Hi ive just rang Norwich union and they have quoted me
£85 extra for a year
For these mods
peco exhaust bore 2
3d black rear lights
Induction kit
seems abit much as it is barely worth twice as much for the mods, im not really bothered about the amount it just seems stupid for what’s done seen as the insurance is £490 3 NCB age 20 for the car
They didn’t really care about the make of the mods and I was told a few years ago about the induction kit and they said it didn’t make any difference in the premium if it was non super/turbo charge which is understandable as power increase is minimal if any
It seems the induction kit has made the premium go up the most (5%) but I can’t understand why?
Any similar situations or can anybody add on this?
theres a massive commuication problem with these indian call centers anybody know where i can talk to somebody british to check everything is right cant understand what half of em are saying
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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i was with them. They are really bad for MODS. they didnt understand that i had a full s/s exaust!!!! she said to me 'but all cars have them' 
go with a proper company, adrain flux. Mine costs me 800quid for full 1.6 conversion, all mods etc
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ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
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Elephant want an extra £100 for an induction kit on my gsi!!! I already pay £1300, and the only thing declared is my alloys. Im 24, o n/c. Think id best look for another company.
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Graham
Member
Registered: 12th Oct 03
Location: Lincoln.
User status: Offline
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you should of said
"i have replaced the air filter
added updated rear-lights
and attached a rear silencer"
 i forgot to say that to them too and they charged me
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Greg_M
Member
Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
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when i was with them i didnt get charged anything for alloys,or exhaust, you have to know how to talk to insurance companies
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Greg_M
Member
Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
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quote:
Originally posted by corsaboi2005
I wouldn't of bothered telling them those few mods. only stuff like bodykits, alloys,full exhaust system, maybe buckets, suspension kit are worth decalring. you can easily change those mods back to stock if you crashed your car in a morning at the most.
[Edited on 01-03-2005 by corsaboi2005]
you must inform them of everything otherwise they will tell you were to go when you have a claim to make, esp if its another insurance company that your claim with. why do you think they charge you more
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bwbw
Member
Registered: 14th Feb 05
Location: Glasgow
User status: Offline
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Norwich union are penetrating bastards. I got charged an extra 40quid for remainder of my policy (4months) for adding alloys to the car
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Matt.H
Member
Registered: 12th Mar 03
User status: Offline
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i am with them now and i was allowed 3 mods without it making a difference to the premium....so three it was. This was for alloys, coilovers and cat back system.
[Edited on 02-03-2005 by Matt.H]
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corsamad_87
Member
Registered: 30th Mar 04
Location: SE London
User status: Offline
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yer norwhich union are nobs wen it comes to mods, i jus cant wait till august till my renewel im gone for sure
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OGX
Member
Registered: 14th Oct 03
Location: glasgow, scotland
User status: Offline
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quote:
Originally posted by Matt.H
i am with them now and i was allowed 3 mods without it making a difference to the premium....so three it was. This was for alloys, coilovers and cat back system.
[Edited on 02-03-2005 by Matt.H]
How that? Also is there a difference between Norwich Union and Norwich Union Direct?
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