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Author Insuring with modifcations
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 15:47   View User's Profile U2U Member Reply With Quote

Got a quote from tesco, best so far. Will i be covered for my modifications? Any advice would be appreciated, and if anyone has had problems with tesco insurance. Thanks John
Rileysport
Member

Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
19th Jan 05 at 15:49   View User's Profile U2U Member Reply With Quote

Did you tell them of any mods ?
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
19th Jan 05 at 15:51   View Garage View User's Profile U2U Member Reply With Quote

If you didn't tell them then no.
Nick A
Member

Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
19th Jan 05 at 15:51   View User's Profile U2U Member Reply With Quote

insured my 17s with tesco they were cool about it, gotta pay money though u can do what u want as long as u pay what they say!!
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 15:54   View User's Profile U2U Member Reply With Quote

im doing it online, is there an option where you can state modifications because i couldnt find one?
Nick A
Member

Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
19th Jan 05 at 15:55   View User's Profile U2U Member Reply With Quote

no, u av 2 ring up
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 15:58   View User's Profile U2U Member Reply With Quote

any other websites where i can get quotes by stating modifications which are reasonable? theres no rush to pick up the phone yet and sort it.
Nick A
Member

Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
19th Jan 05 at 16:00   View User's Profile U2U Member Reply With Quote

the only other one i know where u can do it online i think is elephant.co.uk they are the only ones i no of, they mugged me off when looking to renew with another company but tesco are the only gd ones
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 17:07   View User's Profile U2U Member Reply With Quote

ok cheers mate, so if i dont state my mods which is alloys, and lowered suspension, am i still covered in the event of an accident?im not bothered about the chance of gettin my alloys stolen or anything. thanks
Rileysport
Member

Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
19th Jan 05 at 17:13   View User's Profile U2U Member Reply With Quote

NO !
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 17:16   View User's Profile U2U Member Reply With Quote

ok i dont know much about insurance mate, how much extra am i looking to pay to cover these two modifications? 40mm drop and 16's
Baz-Zico
Member

Registered: 15th Jan 03
Location: Glasgow, Renfrewshire
User status: Offline
19th Jan 05 at 18:04   View User's Profile U2U Member Reply With Quote

im with elephant, they know about all my mod's gettin my bodykit fitted on friday so i just clicked that I had it on already, but the thing is, they have a back to standard clause in the contract so whats the point in tell em ive got it on if they wont replace/cover it
Johnyboy18
Member

Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
19th Jan 05 at 19:06   View User's Profile U2U Member Reply With Quote

i was gona kit my car up, but i cant find a decent insurance quote so im just gona leave it now. i travel 2 uni so its gona rack up the miles anyway,im just gona save my money for a faster car for next year when im 21.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
19th Jan 05 at 20:59   View Garage View User's Profile U2U Member Reply With Quote

If you've not declared the mods then they may refuse to pay out.

Either way your car will most likely only be returned to standard.

 
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