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Author Insurance For Minor Mods
pmoz84
Member

Registered: 17th Dec 03
Location: Birmingham, West Midlands
User status: Offline
4th May 04 at 18:54   View User's Profile U2U Member Reply With Quote

Just want an opinion to see if I am being totally ripped off or not

I am just over 2months into my policy and paid 1020 Fully Comp

I want to put 17's on my car, colour code it, and put an aftermarket grille on my 2002 SXi

Tesco want an extra 225.75 for this

If I want to add a full cat back system, and induction kit, they want 344.44 in total

Am I being ripped off???

Any comment welcome
Sach
Member

Registered: 20th May 03
Location: West Finchley, Greater London
User status: Offline
4th May 04 at 19:05   View User's Profile U2U Member Reply With Quote

dunno what tesco r like, but i was paying 530 full comp on std corsa, once i put my bodykit, alloys, sound system, back box and induction kit went up to 730, fully comp thats with norwich union, i am 19 with pass plus
corsa_fella
Member

Registered: 22nd Apr 04
Location: Kent
User status: Offline
4th May 04 at 19:14   View User's Profile U2U Member Reply With Quote

im not sure what to declare yet, its been clour coded,taken rubstips off,k n N,and planning full ss system with manifold and alloys!

i got a quote tpft for 980 garaged low crime area, if i declare that lot will it go through the roof???
Sach
Member

Registered: 20th May 03
Location: West Finchley, Greater London
User status: Offline
4th May 04 at 19:17   View User's Profile U2U Member Reply With Quote

who u with?
corsa_fella
Member

Registered: 22nd Apr 04
Location: Kent
User status: Offline
4th May 04 at 19:20   View User's Profile U2U Member Reply With Quote

churchills,im waiting for my test date to come throught at the mo so im unsure which mods to declare?
i thought the obvious ones would be induction kit?zorst?and alleys????
Greg_M
Member

Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
4th May 04 at 19:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_fella
im not sure what to declare yet, its been clour coded,taken rubstips off,k n N,and planning full ss system with manifold and alloys!

i got a quote tpft for 980 garaged low crime area, if i declare that lot will it go through the roof???



declare it all or you'll regret it. your insurance wount be worth the paper its on
corsa_fella
Member

Registered: 22nd Apr 04
Location: Kent
User status: Offline
4th May 04 at 19:28   View User's Profile U2U Member Reply With Quote

how much would it generally go up?
ball park figure?
hitman2k
Member

Registered: 27th Aug 03
Location: West Midlands
User status: Offline
4th May 04 at 19:33   View User's Profile U2U Member Reply With Quote

i'm with tesco paying 1352 with bodykit alloys on a corsa c 1.2 16v!
Sach
Member

Registered: 20th May 03
Location: West Finchley, Greater London
User status: Offline
4th May 04 at 19:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_fella
how much would it generally go up?
ball park figure?


how old r u?
mike_southside
Member

Registered: 3rd Apr 03
Location: East Sussex, Bexhill
User status: Offline
4th May 04 at 19:53   View User's Profile U2U Member Reply With Quote

any one know roughly how much my insurance wud go down with a cat 1 toad alarm on?
Scandalous
Member

Registered: 23rd Jul 03
Location: Luton-Drives BMW 330Ci Coupe
User status: Offline
4th May 04 at 21:16   View User's Profile U2U Member Reply With Quote

im 19, with norwich union, 2yrs no claims with a 2004 sri, mods declared yesterday were apex40mm, 17's mille miglia t12's, steiny grill, tints, powerflow exhaust and centre section removed, stereo..they charged me 250, i dont mind tho, wld rather b truthful n let em know about everything
Edtrix_GSI16V
Member

Registered: 3rd Sep 03
Location: Sheffield,South Yorkshire
User status: Offline
4th May 04 at 22:00   View User's Profile U2U Member Reply With Quote

do the pass plus u might save yourself 20 quid
corsa starter
Member

Registered: 20th Jan 03
User status: Offline
4th May 04 at 22:55   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by scandalous110884
im 19, with norwich union, 2yrs no claims with a 2004 sri, mods declared yesterday were apex40mm, 17's mille miglia t12's, steiny grill, tints, powerflow exhaust and centre section removed, stereo..they charged me 250, i dont mind tho, wld rather b truthful n let em know about everything


how u manage tht they only allow 3 modifications to car????
Makarus
Member

Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
5th May 04 at 00:39   View User's Profile U2U Member Reply With Quote

Im with Liverpool Victoria, got 1.4 16V civic, 17's, lowered 40mm, stainless system, induction kit, headunit, components, 6x9s, sub and amp, wings west body kit etc 1350.
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
5th May 04 at 12:28   View User's Profile U2U Member Reply With Quote

liverpool vic didnt charge me anything for my extras, ive got everything listed kit, rims etc... didnt cost me a penny, i got prove from them that its all on there too.
628 a year fully comp.
Rob B
Member

Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
5th May 04 at 12:32   View User's Profile U2U Member Reply With Quote

im 17 getting a 1.2 sxi got 16s , suspension , zaust stieny grill and lexus lights, im trying to find an insurer to go with tesco is cheapest at 1700, my dad was thinking of insuring it with liv vic and me going on as a named driver so i wouldnt have to pay 300 + for mods
Scandalous
Member

Registered: 23rd Jul 03
Location: Luton-Drives BMW 330Ci Coupe
User status: Offline
5th May 04 at 12:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa starter
quote:
Originally posted by scandalous110884
im 19, with norwich union, 2yrs no claims with a 2004 sri, mods declared yesterday were apex40mm, 17's mille miglia t12's, steiny grill, tints, powerflow exhaust and centre section removed, stereo..they charged me 250, i dont mind tho, wld rather b truthful n let em know about everything


how u manage tht they only allow 3 modifications to car????


lol @ 3 modifications, I have everything declared and in writing, the call centre staff there crack me up, they didnt know what i was on about with my exhaust! he kept me on hold too when I told em about lowering 40mm on apex, then came back and said ahhh you have lowered suspension? lol
Graham
Member

Registered: 12th Oct 03
Location: Lincoln.
User status: Offline
5th May 04 at 12:52   View User's Profile U2U Member Reply With Quote

i kno what u mean matey, i rang mine and said im adding a new back box, and she was like whats that, is it somethin to do with the exhaust i jus said its a new silencer and she put it down as that
Scandalous
Member

Registered: 23rd Jul 03
Location: Luton-Drives BMW 330Ci Coupe
User status: Offline
5th May 04 at 13:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by incufan2k3
i kno what u mean matey, i rang mine and said im adding a new back box, and she was like whats that, is it somethin to do with the exhaust i jus said its a new silencer and she put it down as that


u wlda thought that they woulda at least trained their staff in some aspects of cars!
Mark Petty
Member

Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
5th May 04 at 13:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pmoz84
Just want an opinion to see if I am being totally ripped off or not

I am just over 2months into my policy and paid 1020 Fully Comp

I want to put 17's on my car, colour code it, and put an aftermarket grille on my 2002 SXi

Tesco want an extra 225.75 for this

If I want to add a full cat back system, and induction kit, they want 344.44 in total

Am I being ripped off???

Any comment welcome


Thats alot of 's I just got my new insurance 237 Fully comp. Thats a 1.4 corsa with new front and rear bumper, lowered, 15" alloys, exhaust think thats about it.
Rob B
Member

Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
5th May 04 at 14:21   View User's Profile U2U Member Reply With Quote

yeh so are you like 40 with 20 yrs NCB Mark ?
Mark Petty
Member

Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
5th May 04 at 14:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_rob
yeh so are you like 40 with 20 yrs NCB Mark ?


No mate i'm 22 with zero No Claims. I'm on my girlfriends insurance she is 25
Rob B
Member

Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
5th May 04 at 16:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Mark Petty
quote:
Originally posted by pmoz84
Just want an opinion to see if I am being totally ripped off or not

I am just over 2months into my policy and paid 1020 Fully Comp

I want to put 17's on my car, colour code it, and put an aftermarket grille on my 2002 SXi

Tesco want an extra 225.75 for this

If I want to add a full cat back system, and induction kit, they want 344.44 in total

Am I being ripped off???

Any comment welcome


Thats alot of 's I just got my new insurance 237 Text. Thats a 1.4 corsa with new front and rear bumper, lowered, 15" alloys, exhaust think thats about it.
why does it say fully comp and you just said your a named driver on gf insruance
CRB 553
Member

Registered: 5th Apr 02
Location: NE Drives: Punto GT
User status: Offline
5th May 04 at 17:54   View User's Profile U2U Member Reply With Quote

Engine:

X14XE engine conversion
Cold air feeds
Mantzel Powerbox
Ported Head
Powerflow centre section
Powerflow stainless backbox
PVD BFO Induction kit
Stainless Decat pipe
Mantzel powder coated
Rocker COver powder coated
Stainless plug cover
Stainless battery cover

Exterior:

M3 mirrors
MCRallying Inat Sideskirts
Paintwork / colour coding
Perspex bonnet
PSG2 front bumper
Reiger rear extension
Single wiper conversion
Smoked headlights
Smoked rear clusters
Smoked side repeaters
Smooth scuttle panel
Smoothed boot
Window tints
Lowered 40mm
Kahn RS-R 17" Alloys, Refurbed -anthracite/silver flake

Ice:

1x 250WRMS Amp
1x 800WRMS Amp
2x12" RF Subs
Panasonic Headunit
RF Components
SQ+ custom boot install
SQ+ custom door builds

Interior:

Calibra black leather front seats
Black vinyl roof
Black interior pillars
Gear knob, pedals etc

743 HIC, 19, 0NCB
corsa starter
Member

Registered: 20th Jan 03
User status: Offline
5th May 04 at 23:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by scandalous110884
quote:
Originally posted by corsa starter
quote:
Originally posted by scandalous110884
im 19, with norwich union, 2yrs no claims with a 2004 sri, mods declared yesterday were apex40mm, 17's mille miglia t12's, steiny grill, tints, powerflow exhaust and centre section removed, stereo..they charged me 250, i dont mind tho, wld rather b truthful n let em know about everything

they wont let me have more mods??? i dont get it??? how can it be rules for one person and others for another
how u manage tht they only allow 3 modifications to car????


lol @ 3 modifications, I have everything declared and in writing, the call centre staff there crack me up, they didnt know what i was on about with my exhaust! he kept me on hold too when I told em about lowering 40mm on apex, then came back and said ahhh you have lowered suspension? lol

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