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Gambit
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Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
20th Feb 04 at 14:30   View User's Profile U2U Member Reply With Quote

you need to borrow about 15k to get the 'so-called' good interest rate!
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
20th Feb 04 at 15:38   View User's Profile U2U Member Reply With Quote

Don't get loans to modify cars, you will regret it.

Listen to people that have learned the hard way.

I worked hard and had no life for a couple of years to clear mine after selling the SXi

Best thing I ever done.

Now with the Nova I only buy and do what I can afford each month, at the end of it I shall be very proud to have built this car without the use of a loan.
M2RTY
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Registered: 25th May 01
User status: Offline
20th Feb 04 at 16:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Don't get loans to modify cars, you will regret it.

Listen to people that have learned the hard way.

I worked hard and had no life for a couple of years to clear mine after selling the SXi

Best thing I ever done.

Now with the Nova I only buy and do what I can afford each month, at the end of it I shall be very proud to have built this car without the use of a loan.


Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
20th Feb 04 at 16:34   View User's Profile U2U Member Reply With Quote

Ollie agree 150%
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
20th Feb 04 at 16:41   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Don't get loans to modify cars, you will regret it.

So you think Alessios from Wheelbase on 6 months interest free is a bad idea
DanielJ
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Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
20th Feb 04 at 16:44   View User's Profile U2U Member Reply With Quote

it only gets bad when u let it, imo 48 quid a month is fook all when u consider the improvement a grand will make to my car
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
20th Feb 04 at 16:45   View Garage View User's Profile U2U Member Reply With Quote

48 quid pm?! How long you take it over?!
Nismo
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Registered: 12th Sep 02
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20th Feb 04 at 16:59   View User's Profile U2U Member Reply With Quote

cant you do a grand over 12 months
DanielJ
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Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
20th Feb 04 at 17:01   View User's Profile U2U Member Reply With Quote

iv not taken it yet its over 2 years if i do have it
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
20th Feb 04 at 17:12   View User's Profile U2U Member Reply With Quote

Ian - Yes I do, mine were delievered today

I won't seem them until tomorrow morning, out on the piss tonight, will stick them on the Nova to see what they look like.
the_legend_of_yrag
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Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
20th Feb 04 at 17:20   View User's Profile U2U Member Reply With Quote

Daniel try RAC loans i got a calculated quote on there and it was good.

But only paying an extra £152 doesnt sound too bad!
the_legend_of_yrag
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Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
20th Feb 04 at 17:22   View User's Profile U2U Member Reply With Quote

also on halifax site says there loan rate is now 6.7 %

Also there 9month 0% car will be between 9.9%/18.9% after those 9 months, so your fucked if you aint payed it off and they sting you with a high apr!!

[Edited on 20-02-2004 by the_legend_of_yrag]
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
20th Feb 04 at 17:32   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Ian - Yes I do, mine were delievered today
Already done it but I can't find my bloody driving licence

Won't see mine until next week some time.
Craig6682
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Registered: 8th Apr 03
User status: Offline
20th Feb 04 at 17:36   View User's Profile U2U Member Reply With Quote

DON'T DO IT !!! JUST SAVE UP !!!
Al3X
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Registered: 31st Oct 03
Location: Bournemouth
User status: Offline
20th Feb 04 at 17:40   View User's Profile U2U Member Reply With Quote

I work for HSBC , yeah our rates suck, but if you get in to trouble you get good support. Look out for hidden things as well as its a killer. But tbh just dont bother, i see 100's of people come in each week who are up to their eyeballs in debt, pretty sorry state this country's in atm... Seriously save for it its a much better feeling, stick your dosh in a Cash ISA and watch it grow, then spend it, much better feeling, you can just stick some in each month. If you have to get a loan dont get it on a Credit card...

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