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Author New Flat
ed
Member

Registered: 10th Sep 03
User status: Offline
12th May 10 at 14:16   View User's Profile U2U Member Reply With Quote

Yes, much better than the current place which is crippling me at the moment! I just hope the HomeBuy still exists when I get the ol' deposit saved up
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
12th May 10 at 15:23   View User's Profile U2U Member Reply With Quote

Flat looks good

When we were looking at buying a couple of months ago we were told the homebuy scheme was finishing in september

[Edited on 12-05-2010 by Conway563]
ed
Member

Registered: 10th Sep 03
User status: Offline
12th May 10 at 16:12   View User's Profile U2U Member Reply With Quote

Not bad at all IMO - it was up for £575 but he agreed straight away at £550; for all the rent haters. To buy a place like this you'd need a £30k deposit and the mortgage would be in excess of £650 a month....
John
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Registered: 30th Jun 03
User status: Offline
12th May 10 at 16:21   View User's Profile U2U Member Reply With Quote

Is it a 300k flat?

If it's 150k you'd need a 15k deposit now.
ed
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Registered: 10th Sep 03
User status: Offline
12th May 10 at 20:33   View User's Profile U2U Member Reply With Quote

10% depost? Where from?
John
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Registered: 30th Jun 03
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12th May 10 at 20:39   View User's Profile U2U Member Reply With Quote

Loads of places, RBS for one.
ed
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Registered: 10th Sep 03
User status: Offline
12th May 10 at 20:50   View User's Profile U2U Member Reply With Quote

And you've discussed this and been offered this with an advisor?
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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12th May 10 at 20:50   View User's Profile U2U Member Reply With Quote

I thought you lived in them nice flats in the centre of town Ed
ed
Member

Registered: 10th Sep 03
User status: Offline
12th May 10 at 20:56   View User's Profile U2U Member Reply With Quote

Yep, moving out of them now as they aren't so nice anymore.

Also, found a 10% deposit mortgage. Over £1k a month repayments, ouch.
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
12th May 10 at 20:58   View User's Profile U2U Member Reply With Quote

Whats changed about them? Is it rented or mortagaged the flats you in now?

1K repayments, how much is the flat worth you applying for?
John
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Registered: 30th Jun 03
User status: Offline
12th May 10 at 20:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
And you've discussed this and been offered this with an advisor?


No, my brother who has just bought a house has though.
ed
Member

Registered: 10th Sep 03
User status: Offline
12th May 10 at 21:01   View User's Profile U2U Member Reply With Quote

That was in reply to John.

The other people living here are a bit pikey, there is a lot of graffiti and noise. I think it's because the management company went bust and the place was just left for a while. A new company has come in but they don't seem to be doing much. There are too many students here now too so they place gets treated like halls, i.e. it gets fucked on a Friday and Saturday night. It's not great finding puddles of sick in the lift in the morning...

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