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Author just too prove how good liverpoll victoria are
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 16:39   View User's Profile U2U Member Reply With Quote
just added buckets, exhaust, brakes, rear lights, rim, sus, bodykit too my policy and they charged me the grand total of:







wait for it







NOTHING
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jan 04 at 16:45   View User's Profile U2U Member Reply With Quote
but how much did they charge for your performance engine parts?
broster
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Registered: 6th Dec 02
Location: Drives: E39
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6th Jan 04 at 16:47   View Garage View User's Profile U2U Member Reply With Quote
they dont charge for engine mods, only if u change the cc or number of valves!
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jan 04 at 16:49   View User's Profile U2U Member Reply With Quote
are right just on there website it says will cover you for all mods except performance enhancing mods.so if you tune the engine this means you have altered the performance if i'm correct?
Adam-D
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Registered: 11th May 02
Location: Cheshire
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6th Jan 04 at 16:50   View User's Profile U2U Member Reply With Quote
what bout hic
i added tinted windows, buckets, harneses, zorst, suspension,

and they added nowt
broster
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Registered: 6th Dec 02
Location: Drives: E39
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6th Jan 04 at 16:50   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chewbaccaman
are right just on there website it says will cover you for all mods except performance enhancing mods.so if you tune the engine this means you have altered the performance if i'm correct?


on the fone they say it dont matter about engine mods
Gambit
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Registered: 5th Jun 00
Location: Common Sense HQ
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6th Jan 04 at 16:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Adam-D
what bout hic
i added tinted windows, buckets, harneses, zorst, suspension,

and they added nowt


they are both as bad as each other when you come to claim of them
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jan 04 at 16:54   View User's Profile U2U Member Reply With Quote
must be different if you apply online it defanately says cannot insure cars with performance enhancing mods
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 16:57   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by chewbaccaman
but how much did they charge for your performance engine parts?


what parts? all i did was turn some screws.
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 16:59   View User's Profile U2U Member Reply With Quote
and yes they told me only changing the cc of the engine will effect it.
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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6th Jan 04 at 16:59   View User's Profile U2U Member Reply With Quote
still not standard though is it?
stuyw
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Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
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6th Jan 04 at 17:01   View User's Profile U2U Member Reply With Quote
I got told from HIC that the only thing that will bump ur premium up is NOS
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 17:01   View User's Profile U2U Member Reply With Quote
no, but please tell me how they could possibly tell that i have modified the engine? the screws i turned can be adjusted anyway by a garage at a service, all i did was optimise the performance by fiddling with them for ages until i was happy.
DAYZEE
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Registered: 13th Nov 00
Location: Stevenage, MR2 Turbo, 328i Coupe, CBR600F
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6th Jan 04 at 17:35   View User's Profile U2U Member Reply With Quote
Mention the words 'boost controller' to the insurance company and see how far they run......
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 17:37   View User's Profile U2U Member Reply With Quote
yeah well, that can be removed in about 10 seconds so im not too worried bout that, lol.

[Edited on 06-01-2004 by Kris TD]
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 17:38   View User's Profile U2U Member Reply With Quote
at the end of the day i wouldnt claim anyway, bro works in a bodyshop so i could fix it for parts costs.
M2RTY
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Registered: 25th May 01
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6th Jan 04 at 18:21   View User's Profile U2U Member Reply With Quote
i dont get charged either
Phil321
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Registered: 10th Mar 01
Location: Manchester
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6th Jan 04 at 18:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Kris TD
at the end of the day i wouldnt claim anyway, bro works in a bodyshop so i could fix it for parts costs.


Try explaining that concept to the driver of the Ferrari you might crash into. Insurance is not there just to cover your own back.
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 18:43   View User's Profile U2U Member Reply With Quote
very true, but what im saying is that i wouldnt claim for my own car, only the other parties.

therefore they would have no reason atall to look at my car. unless its under extreme circumstances.

[Edited on 06-01-2004 by Kris TD]
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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6th Jan 04 at 18:52   View User's Profile U2U Member Reply With Quote
I rang liverpool victoria last year for insurance, was 21 at the time...

had 2 yrs NCB, and they were very dubious about the mods & said i'd be lucky to get cover

only had alloys, full 'zaust, coilovers, V6 brakes

will try again some other time when new engine is in...
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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6th Jan 04 at 19:20   View User's Profile U2U Member Reply With Quote
fair dos, well they are sending it too me in writing, she just listed the areas of modification and said they dont take specific details, just aslong as i have proof ie photos and reciepts then they will pay out.

 
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