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[quote][i]Originally posted by Eck[/i] Don't get an HBOS loan if you intend to pay it off early as the interest is Front Loaded and chances are by the time you go to pay it off, you'll make no saving. Oh, and Chris, whichever bank you are with CANNOT change the APR to try and better another company. The computer decides the APR, not a person. Even the underwriters cannot change the APR (except when another loan is accidentally keyed and there is photographic proof of an earlier APR offered). [/quote]
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