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[quote][i]Originally posted by Eck[/i] To put it simply Graham, you get paid more of a bonus for selling insurance, than you do the loan itself, so she was basically trying to scare you into taking the loan with the insurance. Which is actually illegal, and the ENTIRE reason there are all of these companies who will get your Payment Protection Insurance back due to mis-selling. As already said, your credit won't really be affected for getting the quote, but if you get rejected, it'll then put a negative mark against you. It's also worth noting if you get rejected, you'll find it harder to get a loan with anyone else within a month of the rejection. As already said, use a loan comparison site. PS; you get a cheaper rate online than you do in branch ;) That's what it was with HBoS anyway, I'd imagine it's the same with other banks. [Edited on 12-01-2010 by Eck] [/quote]
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