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[quote][i]Originally posted by Graham88[/i] I misunderstood your question about desperately needing the loan, it's for £8000, so yes I need the loan as I am not taking finance and it might be a private sale anyway so finance won't be an option. I have no other way of getting that money otherwise and a loan is a good way of getting some form of credit for myself. I've had one loan for £3500 over a year and a contract phone for a few years, so I won't have bad credit, but it won't be great either as I don't have much to show (mortgage, rent etc) I will be taking one I just thought it was a stupid system and wanted to make sure everything was as sounds. On £8000 over 2 years the monthly payments were about £350 and a total of £8700 at the end. No sweat for me to pay but it's whether I'll get an interest rate anywhere near that. [/quote]
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