We went and looked at the flat last night, all i can say is that its amazing. The place is massive, and for £540 p/m its a steal, i'd be an idiot not to take up the offer!

Because its a sky area too i can get tv/bb and phone line through sky for £39 a month! So will be going with that

you could just get the lowest tv package with virgin, then pay out 100 ish quid for a vox box and get all the channels free. :thumbs: Thats what all my mates have done.

I live on about 400 per month.

£190 a week at the moment

no insurance/ tax/ petrol

Think its worth giving it a shot, can always dip into my CC now and then if needs be :/ will spur me onto getting more freelance work as well!

Probably around £300 - £350. But then i live on my my own and don't go out much these days.

Yeh think i'd have to stick with Sky, my mate has virgin and i hate it. Not much in price difference anyway as

Sky BB + TV = £28 with £10.50 BT line rental so £38.50 a month and Virgin is say £30-40 a month but worse net/tv.

The've both got various deals on all the time, if you watch alot of TV then get Sky, VM TV is a bit shit & ive had about 3 boxes brake down on me.

Yeh Virgin is who i was thinking of, but their BB doesn't appeal to me at the moment and its roughly the same price as BT/Sky combo so not sure yet.

Yeh We would have a shared account to pay everything out from so then we have our own money etc. Thats what me and my mates did last year and it worked well

I prefer to ger any insurance or TV license paid straight off, get it out the way!!

Virgin media, there not the best for TV but I dont watch much TV anyway. Cant really fault the TV/BB service!

quote:

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Originally posted by Colin
Get a seperate bank account & each put x-amount in each time on the day your paid by bank transfer to pay the bills, then you know what your left to play with yourself.
[Edited on 28-05-2008 by Colin]

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quote:

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Originally posted by Colin
My monthly outgoings are:

£250 mortgage
£40 for TV/BB/Phone line
£40 gas/electric
Council tax is £90 but I dont pay cos im a full time student.
Food - vairies.

Yearly:

£135 TV license
£120-ish Buildings/contents

If your worried about cash flow then get a seperate bank account & each put x-amount in each time on the day your paid by bank transfer to pay the bills, then you know what your left to play with yourself.

I mentioned drop down to one car as it would save you a fortune & if you both work at the same place would be easy to do.

[Edited on 28-05-2008 by Colin]

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My monthly outgoings are:

£250 mortgage
£40 for TV/BB/Phone line
£40 gas/electric
Council tax is £90 but I dont pay cos im a full time student.
Food - vairies.

Yearly:

£135 TV license
£120-ish Buildings/contents

If your worried about cash flow then get a seperate bank account & each put x-amount in each time on the day your paid by bank transfer to pay the bills, then you know what your left to play with yourself.

I mentioned drop down to one car as it would save you a fortune & if you both work at the same place would be easy to do.

[Edited on 28-05-2008 by Colin]

I'm soon going to be paying £550 Mortgage, £112 utility/maintenance, ~£50 on insurances and I bring in ~1200 after tax.

Then the extras like internet and phone, maybe even sky if I get cocky :P

Car is paid off, but I'm paying ~60 a month for insurance, and enough diesel to take me 15miles each way will also need adding (4miles each way atm)

I think that's managable, I'll just have to shop sensibly with food until I get used to what comes and goes each month and I *hope* i'll be fine :thumbs:

Going out is for losers anyway, right :o

Nah not that i know of mate, the guy we would rent off owns the flat. Its only one of 2 flats there. He recently bought a pub which had a flat above it which is where he lives now

If its a flat, are their any 'maintenance' charges to the block that will be incurred aswell? I pay £80 a month for those on mine :(

quote:

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Originally posted by MarkM
Would you need to buy food from the £300 a month?

If so your talking say £150+ a month between you both to feed the two of you....

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Should be plenty, My girlfriend has about that to herself a month.

Thats plenty to live on, cut back to 1 car between you's if possible aswell!!

Would you need to buy food from the £300 a month?

If so your talking say £150+ a month between you both to feed the two of you....

Yeh i know what you mean, last year ii rented a 3bed house with 2 mates and we each put £500 a month in which wasn't to bad as my loan and ins wasnt as much as this year.

With a partner you spend alot of time in like you say, im sensible with my money too so wouldn't get into debt etc

I would say thats plenty, when you get your own place you tend to find you enjoy quiet nights in etc anyway, so don't tend to spend as much on going out.

... spare after your outgoings/bills a month to yourself?

Me and my girlfriend have been offered a flat to rent off a friends partner, in a lovely location and its a nice big 1 bedroom flat in a quiet cul de sac road. As we know him we would just rent off him so would have no fee's to pay for references etc just the £530 a month rent fee to him. (Split between us so 265 each).

We both work at the same place and its closer to work than my house is at the moment so petrol consumption would cut down, and obviously we will both be going from the same place each day so we can car share.

After my monthly outgoings of Mobile/Loan/Car Ins/Gym membership i have about £800/850 left for the month to myself. If we take this place about £400/450 will go towards the flat a month to cover rent/bills/sky/bb (maybe virgin media). So it would leave me with circa £350-400 a month for myself, which will also cover petrol a month (probably about £40-60 a month) so realistically about £300 a month to myself spare.

I'm trying to gauge whether or not £300-350 a month free is enough to live on and have the occasional night out etc, what do you think? Is there anyone else in a similar situation and how do you find it?

Cheers