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Corsa Sport » Message Board » Off Day » House Day » what to expect to have to pay when owning your own home monthly? » Post Reply

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Ally

 posted on 11th Jun 07 at 09:21

Calculating bills, and a rough guide to what bills you may have -

http://www.corsasport.co.uk/board/viewthread.php?tid=331325


Ally

 posted on 11th Jun 07 at 08:20

Theres a thread already about this

Check out the uselinks links thread at the top of the page and its in there :thumbs:


topshot_2k

 posted on 11th Jun 07 at 07:54

quote:
Originally posted by ash_corsa
what kind of income are you guys on?

how does being self employed affect mortgauge price / amount you can borrow



me and missus joint income is around 35k

self employed is fine just present 2 years worth of self assessments proving what you earned, unless of course you took loads of cash and didnt declare it :look:

[Edited on 11-06-2007 by topshot_2k]


whitter45

 posted on 11th Jun 07 at 07:45

i would say 1200 - 1300 I pay a month and thats on my own

Thats before runnign cars etc


ash_corsa

 posted on 10th Jun 07 at 19:19

what kind of income are you guys on?

how does being self employed affect mortgauge price / amount you can borrow


topshot_2k

 posted on 10th Jun 07 at 18:52

Mortgage £669pm (£335 each)
House insurance +Life assurance £112 (56 each)

Gas/Electric £50 per month
Council Tax £90per month
Water £18
TV license £11.50 a month
Phone/Broadband £27 per month


Then we each have

Car
Food
Mobiles
Clothes
Going out


Its tough at the start but budget EVERYthing and it should go smoothly. Also shop around for gas/electric/insurance suppliers etc

[Edited on 10-06-2007 by topshot_2k]


Bart

 posted on 10th Jun 07 at 17:51

own our own town house:

Mortgage: £880 (or £440 shared)
Gas/Elec: £80
Council Tax: £145
Food: £200 (Varies alot)
TV Licence: £100 (paid outright)
Home Insurance: £180 (paid outright)
Water £20 (if that).

Then you need to take into account any other bills you might have..
Petrol
Car insurance
Beer
Phone Bills

etc etc

Not easy, and we Personally struggle like hell, but i wouldnt have it any other way. At the end of the day we own our own 200k house and its a good investment.


craig_brux

 posted on 10th Jun 07 at 11:09

i live in a 2 bed terrace and we pay on average - £30 elec, £40 gas, £90 council tax, £200 food, £20 tv license, £15 water, £12 contents insurance and whatever credit you've got


Dan

 posted on 10th Jun 07 at 10:49

As were now looking into buying a house, what is there to take into consideration of what we will have to pay out?

im sure there used to be a list somewhere but i cant c it?

can some1 post up all that there is to pay out, eg, food, insurance, tv, waste, water, elec, gas etc etc, and a rough price for 2 people in a small house (2bed)

cheers :)

Dan