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[quote][i]Originally posted by Cavey[/i] Private renting is generally fine, as long as you respect the fact it's someone elses house at the end of the day, people are good with you, if you ask to decorate etc, they'll probably let you. We're going for HomeBuy Direct scheme John, lots of into on the net if you google it. Basics are 70-30 equity, you own 100% though, you don't pay on the 30% for 5 years then it's 1.75% or something. Means you only need a 70% LTV, so get better rates, and as far as I know it doesn't need a deposit, we gave one anyway to get our mortgage down though. We're paying £500 a mnth renting, we can get a house valued at 190k for £585 a month, so had to go for it really [/quote]
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