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[quote][i]Originally posted by Cavey[/i] [quote][i]Originally posted by AlunJ[/i] I'm doing a shared ownership, I pay 5% deposit, bovis put 25% up, I buy the other 75%. After 5 years of just paying my mortgage (no rent on the 25%) I can either start paying the 25% back, or sell up and move on. Means on the house I'm buying for 116,995 I only have to stump up £4 and bit grand deposit. Rate is 4.90% on the mortgage iirc [Edited on 03-11-2009 by AlunJ] [/quote] That's what we're going for on our place as well, officially they say you don't need a deposit, but it helps. The one we are on is 70-30%, Miller + Government put up the 30%, means you can get a 70% LTV mortgage, so get better rates. If you don't fancy that, there's a lot of rent before you buy schemes, and similar to that, lower rent than it normally would be, with the idea that you save in the meantime to get some money up to purchase a property [/quote]
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