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strick206

posted on 29th Jun 09 at 21:02

Well, it looks like it's fallen through, after accepting my asking price offer, and giving me exclusivity for 4 weeks, someone has made a higher offer and it looks like he's going with the other person :mad:


strick206

posted on 12th Jun 09 at 20:58

:lol: i know, the mortgage is one of the lend a hand ones from TSB, so parents are putting a bit in a savings account for a few years with them.

But i won't be walking out of the meeting on monday without knowing every penny i have to pay before i go ahead :lol:


Kathryn W

posted on 12th Jun 09 at 20:56

Just makesure you ask about one of costs etc before you get the mortgage, you dont want to end up have to pay over £1k's in costs :lol:


strick206

posted on 12th Jun 09 at 20:55

quote:
Originally posted by Kathryn W
Cool, is there a fee that you have to pay first or are they including that with the mortgage amount??

Remember you do pay a lot on your first payment - we paid nearly doubel


Will be finding out the first payment amount when we get in there, but i think this mortgage we are on has a 1000 product fee


Pop

posted on 12th Jun 09 at 20:52

Strick, get on msn a sec.


Kathryn W

posted on 12th Jun 09 at 20:52

Cool, is there a fee that you have to pay first or are they including that with the mortgage amount??

Remember you do pay a lot on your first payment - we paid nearly doubel


strick206

posted on 12th Jun 09 at 20:52

quote:
Originally posted by Pop
Congratulations mate, me and Rachel are going through the same thing right now to.


Long time no speak mate, how's the fee's looking/stacking up for yo? u2u me if you want


strick206

posted on 12th Jun 09 at 20:51

quote:
Originally posted by Kathryn W
Do you have a mortgage an that sorted?


We've got all the figures, the deposit amount, repayments etc all sorted with the bank, its just a matter of getting in there now and getting it signed for. The bank have said we can have the mortgage agreed for by monday morning when we go in


Pop

posted on 12th Jun 09 at 20:50

Congratulations mate, me and Rachel are going through the same thing right now to.


Kathryn W

posted on 12th Jun 09 at 20:49

Do you have a mortgage an that sorted?


strick206

posted on 12th Jun 09 at 20:44

Cheers for that, would be very happy with around that much


Kathryn W

posted on 12th Jun 09 at 20:31

Looking at around £800 for solicitors.

Survey cost us £300


strick206

posted on 12th Jun 09 at 20:30

Stamp duty level has been increased to 175k so that isn't anythin to worry about


strick206

posted on 12th Jun 09 at 20:28

The cost of them isn't a problem, i was just getting a quick oversight into what to be expecting. i know they cost a lot


AK

posted on 12th Jun 09 at 20:26

shouldnt you have maybe had an idea of fee's before making an offer :boggle:

Ask you solicitor about fee's

Google stamp duty.

Survey - isnt that covered in a home report (or might be different in England) - if not phone some surveyors.


strick206

posted on 12th Jun 09 at 20:20

Just had an offer accepted on my first house, just looking into fees now, survey,solicitors fees, stamp duty

Anyone who has been through this care to give a quick overview of what you paid