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Corsa Sport » Message Board » Off Day » House Day » Money Day: Credit Card Question » Post Reply
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pow |
posted on 17th Oct 07 at 20:38 |
Waiting for my Nationwide one to arrive :cool: | |
Bram |
posted on 17th Oct 07 at 18:46 |
I've just finished the first month of my first card with capital one. | |
dannymccann |
posted on 17th Oct 07 at 13:56 |
Im interested in these cahs back cards. im a 2nd year student and have had my student CC for nearly a year and use it as much as i can, paying full balance by DD at the end of every month. few months ago i tried to apply for a cashback card (from egg i think) and they rejected it, obviously leaving some sort of black mark on my record somewhere. just wondering whether it would be stupid to try and apply for the capital one card in my situation? | |
John |
posted on 11th Oct 07 at 10:50 |
Did you have the particular money back card we are talking about at the moment, again, go and read all about it on MSE. | |
Jambo |
posted on 11th Oct 07 at 10:34 |
quote: EH?! They are famous in this country for doing card that people with low credit history can get.... I got my capital one card when i was 18 and i had poooooooor credit. Reccomend them tbh good customer service. Intrest is high though | |
Kyle T |
posted on 11th Oct 07 at 10:30 |
I've never had a credit card before, a loan, or anything - yet noone at all will touch me. | |
John |
posted on 11th Oct 07 at 10:25 |
Did you get that specific card? | |
ssj_kakarot |
posted on 11th Oct 07 at 10:20 |
why dont you just see if your bank with give you a intrest free overdraft? | |
ssj_kakarot |
posted on 11th Oct 07 at 10:19 |
quote: i got one off them when i was a student and it was my first card, dont think there hard they just put a £500 limit on at the start. [Edited on 11-10-2007 by ssj_kakarot] | |
pow |
posted on 11th Oct 07 at 07:37 |
So as long as its paid off in time, I wont have to pay any interest? | |
Andrew |
posted on 10th Oct 07 at 19:09 |
I got some credit card cheques where i don't pay any intrest for 9 months per cheque. It's per cheque, so 9 months intrest free on each cheque. My 6 months intrest free on the card has expired but i bank with Lloyds TSB and really happy with the service they provide so cba changing. | |
pow |
posted on 10th Oct 07 at 13:29 |
Gunna go see my friend in Nationwide :! | |
willay |
posted on 10th Oct 07 at 13:26 |
applying to capital one | |
John |
posted on 10th Oct 07 at 13:05 |
Any card you get just set a DD up to pay off every month in full. | |
pow |
posted on 10th Oct 07 at 13:01 |
This is what I thought, start building a credi history, plus have an emergency card for uni next year. | |
John |
posted on 10th Oct 07 at 12:56 |
If you pay off every month in full then yes. | |
willay |
posted on 10th Oct 07 at 12:54 |
talk to me about this cash back thing, what is it exactly? should I be using one? :look: | |
John |
posted on 10th Oct 07 at 12:43 |
If you haven't had a card before I wouldn't apply for the Capital one card as they are very harsh and will most likely reject it. | |
Conway563 |
posted on 10th Oct 07 at 12:33 |
If you're going to be doing it the way willay does then it would be a good idea to have a look at a cashback credit card. You don't get any 0% offers but if you're paying it all off it doesn't really matter. | |
willay |
posted on 10th Oct 07 at 11:58 |
credit cards work like this. | |
pow |
posted on 10th Oct 07 at 11:48 |
I buy alot of things for work out of my own pocket and then get paid back in cheques later on in the day/week etc. |